Walpole Co-Operative Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Walpole Co-Operative Bank of Walpole, MA against its peer group of 2672 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.18% | 1.35% | -0.17% | 44th below |
| ROAE | 6.26% | 12.06% | -5.80% | 18th bottom |
| Net Interest Margin | 3.82% | 3.90% | -0.08% | 43rd below |
| Efficiency Ratio | 56.36% | 63.15% | -6.79% | 65th above |
| PPNR / Avg Assets | 1.66% | 1.64% | +0.02% | 55th above |
| Yield on Earning Assets | 5.91% | 5.65% | +0.26% | 64th above |
| Cost of Funds | 2.58% | 1.85% | +0.73% | 13th bottom |
| Net Interest Spread | 3.07% | 3.35% | -0.28% | 36th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.11% | 0.92% | -0.81% | 72nd above |
| NPA / Total Assets | 0.10% | 0.67% | -0.57% | 70th above |
| NCO / Avg Loans | 0.00% | 0.15% | -0.15% | 62nd above |
| ACL / Total Loans | 1.29% | 1.28% | +0.01% | 61st above |
| ACL / NPLs (Coverage) | 1138.99% | 1645.35% | -506.36% | — |
| Texas Ratio | 0.49% | 7.15% | -6.66% | 80th top |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Leverage Ratio | 18.82% | 12.46% | +6.36% | 95th top |
| Equity / Assets | 18.98% | 11.67% | +7.31% | 95th top |
| TCE / Tangible Assets | 18.98% | 11.40% | +7.58% | 96th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 109.28% | 78.63% | +30.65% | 4th bottom |
| Core Deposit Ratio | 68.25% | 87.10% | -18.85% | 4th bottom |
| Wholesale Funding Ratio | 1.82% | 5.11% | -3.29% | 70th above |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 1.09% | 6.48% | -5.39% | 26th below |
| Loan Growth (Y/Y) | 2.83% | 7.64% | -4.81% | 36th below |
| Deposit Growth (Y/Y) | 2.29% | 6.02% | -3.73% | 37th below |
See Walpole Co-Operative Bank's peers by name
The 2672 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Walpole Co-Operative Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Walpole Co-Operative Bank profile, how to read a UBPR, or how this data updates.