Bank call report · Cincinnati, OH
Warsaw Federal Savings and Loan Association Call Report
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Warsaw Federal Savings and Loan Association filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 306 reported line items, schedule by schedule (746 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 875879 |
| FDIC certificate number | 28217 |
| Total assets | $108.5M |
Official Q2 2026 call report PDF (FFIEC) →
Warsaw Federal Savings and Loan Association call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (26 items)
About Schedule RC · Warsaw Federal Savings and Loan Association balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $108.5M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $108.5M |
| Total Liabilities and Minority Interest | RCON2948 | $97.2M |
| Loans and Leases, Net of Unearned Income - Totals | RCONB528 | $88.5M |
| Loans and Leases, Net of Unearned Income and Allowance | RCONB529 | $88.0M |
| Total Deposits | RCON2200 | $71.9M |
| Total Interest-bearing Deposits in Foreign and Domestic Offices | RCON6636 | $66.5M |
| Other Borrowed Money | RCON3190 | $24.5M |
| Surplus | RCON3839 | $13.0M |
| Total Equity Capital | RCON3210 | $11.3M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $11.3M |
| Available-for-sale debt securities (from Schedule RC-B, column D) | RCON1773 | $8.0M |
| Other Assets | RCON2160 | $6.4M |
| Deposits: Noninterest-bearing | RCON6631 | $5.4M |
| Interest-bearing Balances | RCON0071 | $3.3M |
| Undivided Profits and Capital Reserves | RCON3632 | -$2.3M |
| Perpetual Preferred Stock and Related Surplus | RCON3838 | $2.3M |
| Accumulated Other Comprehensive Income | RCONB530 | -$1.6M |
| Intangible Assets | RCON2143 | $1.2M |
| Loans and Leases Held for Sale | RCON5369 | $1.2M |
| Other Liabilities, Total | RCON2930 | $791K |
| Goodwill | RCON3163 | $531K |
| Allowance for Loan and Lease Losses | RCON3123 | $519K |
| Premises and Fixed Assets (Including Capitalized Leases) | RCON2145 | $220K |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $203K |
| Common Stock | RCON3230 | $1K |
Schedule RI: Income Statement (38 items)
About Schedule RI · Warsaw Federal Savings and Loan Association income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Interest Income | RIAD4107 | $2.2M |
| Interest and Fee Income on Loans, Total | RIAD4010 | $2.0M |
| Interest and Fee Income on Loans Secured by 1-4 Family Residential Properties | RIAD4435 | $1.8M |
| Total Interest Expense | RIAD4073 | $1.3M |
| Total Noninterest Expense | RIAD4093 | $1.2M |
| Net Interest Income | RIAD4074 | $945K |
| Other Noninterest Expense | RIAD4092 | $558K |
| Salaries and Employee Benefits | RIAD4135 | $554K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of 250000 or Less | RIADHK03 | $525K |
| Other Interest Expense | RIADGW44 | $373K |
| Total Noninterest Income | RIAD4079 | $262K |
| Savings Deposits (Including Mmdas) | RIAD0093 | $238K |
| Interest and Fee Income on All Other Loans Secured by Real Estate | RIAD4436 | $193K |
| Interest Expense, Interest on Deposits, Nontransaction Accounts, Time Deposits of More Than 250000 | RIADHK04 | $141K |
| Net Servicing Fees | RIADB492 | $140K |
| Other Interest Income | RIAD4518 | $98K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $96K |
| Interest Income on Balances Due from Depository Institutions | RIAD4115 | $79K |
| Net Gains (Losses) on Sales of Loans | RIAD5416 | $63K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | -$61K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | -$61K |
| Provisions for Credit Losses on Financial Assets | RIADJJ33 | $55K |
| Interest on Other Securities | RIAD4060 | $46K |
| Other Noninterest Income | RIADB497 | $44K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | -$42K |
| Net Income (Loss) | RIAD4340 | -$42K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | -$42K |
| Provision for Loan and Lease Losses | RIAD4230 | $40K |
| Interest and Dividend Income on Securities: Mortgage-backed Securities | RIADB489 | $31K |
| Interest on Transaction Accounts (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) | RIAD4508 | $26K |
| Interest and Fee Income on Commercial and Industrial Loans | RIAD4012 | $20K |
| Applicable Income Taxes | RIAD4302 | -$19K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $16K |
| Service Charges on Deposit Accounts in Domestic Offices | RIAD4080 | $15K |
| Net Gains (Losses) Recognized in Earnings on Assets That Are Reported at Fair Value Option | RIADF551 | $14K |
| Interest and Dividend Income on Tax-exempt Securities Issued by States and Political Subdivisions in the U.S. | RIAD4507 | $9K |
| Amortization Expense and Impairment Losses Intangible Assets | RIADC232 | $5K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 16 |
Schedule RC-B: Securities (17 items)
About Schedule RC-B · Warsaw Federal Savings and Loan Association securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Amortized Cost | RCONG314 | $1.6M |
| Mortgage-backed Securities (MBS): Other Residential MBS (Include Cmos, REMICS, and Stripped MBS): Issued or Guaranteed by FNMA, FHLMC, or GNMA - Available-for-sale Fair Value | RCONG315 | $1.5M |
| Total Amortized Cost of Available-for-sale Securities | RCON1772 | $10.0M |
| Amortized Cost of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8498 | $4.6M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through Fifteen Years | RCONA553 | $4.2M |
| Fair Value of Available-for-sale Securities Issued by States and Political Subdivisions in the U.S. | RCON8499 | $3.4M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Amortized Cost | RCONHT52 | $2.0M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Amortized Cost | RCONHT56 | $1.8M |
| US government agency obligations (exclude mortgage-backed securities), Available for sale, Fair Value | RCONHT53 | $1.6M |
| Mortgage backed securities (MBS), Issued or guarnteed by FNMA, FHLMC, or GNMA, Available for sale, Fair Value | RCONHT57 | $1.5M |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over 15 Years | RCONA560 | $1.1M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA552 | $878K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF OVER THREE YEARS | RCONA562 | $877K |
| OTHER MORTGAGE-BACKED SECURITIES (INCLUDE CMOs, REMICs, AND STRIPPED MBS) WITH AN EXPECTED AVERAGE LIFE OF THREE YEARS OR LESS | RCONA561 | $642K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Five Years Through 15 Years | RCONA559 | $283K |
| Pledged Securities | RCON0416 | $140K |
| Mortgage Pass-through Securities Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Years Through Five Years | RCONA558 | $94K |
Schedule RC-C, Part I: Loans and Leases (25 items)
About Schedule RC-C, Part I · Warsaw Federal Savings and Loan Association loans and leases trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income | RCON2122 | $89.7M |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by First Liens | RCON5367 | $80.9M |
| Pledged Loans and Leases | RCONG378 | $60.5M |
| Adjustable Rate Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties | RCON5370 | $52.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA568 | $43.3M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA569 | $22.8M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA567 | $9.9M |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA566 | $4.3M |
| Real Estate Loans Secured by Multi-family (5 or More) Residential Properties | RCON1460 | $3.1M |
| Loans Secured by Other Nonfarm Nonresidential Properties. | RCONF161 | $2.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Years Through Five Years | RCONA573 | $2.3M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over One Year Through Three Years | RCONA572 | $1.9M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA571 | $1.4M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Five Years Through 15 Years | RCONA574 | $1.4M |
| Loans Secured by 1-4 Family Residential Construction | RCONF158 | $1.2M |
| Loans Secured by Owner Occupied Nonfarm Nonresidential Properties | RCONF160 | $1.1M |
| All Loans and Leases Other Than Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over 15 Years | RCONA575 | $980K |
| Commercial and Industrial Loans | RCON1766 | $604K |
| Fixed Rate and Floating Rate Loans and Leases with a Remaining Maturity of One Year or Less | RCONA247 | $542K |
| Revolving, Open-end Loans Secured by 1-4 Family Residential Properties and Extended Under Lines of Credit | RCON1797 | $350K |
| Loans Secured by 1-4 Family Residential Properties in Domestic Offices in Process of Foreclosure (Included in Rc-c, Part I, Items 1.C.(1), 1.C.(2)(A), and 1.C.(2)(B) | RCONF577 | $214K |
| Closed-end Loans Secured by First Liens on 1-4 Family Residential Properties (in Domestic Offices) with a Remaining Maturity or Repricing Frequency of Over Three Months Through 12 Months | RCONA565 | $112K |
| Other Loans | RCONJ464 | $61K |
| Revolving, open-end lines of credit secured by 1-4 family residential properties that have converted to non-revolving closed-end status that are included in item 1.c(1) above | RCONLE75 | $53K |
| All Other Loans Secured by 1-4 Family Residential Properties: Secured by Junior Liens | RCON5368 | $49K |
Schedule RC-C, Part II: Loans to Small Businesses and Small Farms (12 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5569 | $2.0M |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5575 | $449K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5567 | $340K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5571 | $89K |
| Amount Currently Outstanding of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5565 | $75K |
| Amount Currently Outstanding of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5573 | $65K |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5568 | 5 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5570 | 2 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5572 | 2 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of More Than $100,000 Through $250,000 | RCON5566 | 2 |
| Number of Commercial and Industrial Loans to U.S. Addressees (in Domestic Offices) with Original Amounts of More Than $250,000 Through $1,000,000 | RCON5574 | 1 |
| Number of Loans Secured by Nonfarm Nonresidential Properties (in Domestic Offices) with Original Amounts of $100,000 or Less | RCON5564 | 1 |
Schedule RC-E: Deposit Liabilities (31 items)
About Schedule RC-E · Warsaw Federal Savings and Loan Association deposit liabilities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Nontransaction Accounts (Including Mmda's) | RCON2385 | $62.2M |
| Total Nontransaction Accounts Deposits of Individuals, Partnerships, and Corporations | RCONB550 | $49.0M |
| Time Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK11 | $20.8M |
| Components of Total Nontransaction Accounts: Total Time Deposits of $100,000 Through $250,000 | RCONJ473 | $19.0M |
| Money Market Deposit Accounts (Mmda's) | RCON6810 | $16.7M |
| Total Time Deposits of Less Than $100,000 | RCON6648 | $12.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK08 | $12.5M |
| Total reciprocal deposits | RCONJH83 | $10.2M |
| Total Transaction Accounts | RCON2215 | $9.7M |
| Total Transaction Accounts - Deposits of Individuals, Partnerships, and Corporation | RCONB549 | $9.4M |
| Total Nontransaction Accounts of Commercial Banks and Other Depository Institutions in the U.S. | RCONB552 | $8.3M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK07 | $8.3M |
| Components of Total Nontransaction Accounts: Total Time Deposits of More Than $250,000 | RCONJ474 | $7.7M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less (Fully Insured Brokered Deposits) | RCONHK05 | $6.9M |
| Total Brokered Deposits | RCON2365 | $6.9M |
| Other Nontransaction Savings Deposits (Excludes Mmda's) | RCON0352 | $6.3M |
| Time Deposits of More Than $250,000 with a Remaining Maturity of One or Year Less | RCONK222 | $6.1M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK09 | $5.5M |
| Maturity and Repricing Data for Time Depoits of 250000 or Less, Time Deposits of 250000 or Less with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK10 | $5.2M |
| Total Nontransaction Accounts of States and Political Subdivisions in the U.S. | RCON2530 | $4.9M |
| All Time and Savings Deposits Held in IRA and Keogh Plan Accounts | RCON6835 | $3.8M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONHK13 | $3.7M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Three Months or Less | RCONHK12 | $2.5M |
| Total Demand Deposits (See Note Below) | RCON2210 | $2.2M |
| Individual Retirement Accounts (Iras) and Keogh Plan Accounts Included in Memorandum Item 2.C, 'Total Time Deposits of $100,000 or More,' Above | RCONF233 | $1.5M |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over Three Years | RCONHK15 | $1.1M |
| Selected Components of Total Deposits, Brokered Deposits of 250000 or Less with a Remaining Maturity of One Year or Less | RCONHK06 | $772K |
| Maturity and Repricing Data for Time Depoits of More Than 250000, Time Deposits of More Than 250000 with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONHK14 | $524K |
| Total Transaction Accounts - Deposits of Commercial Banks and Other Depository Institutions in the U.S. | RCONB551 | $248K |
| Sweep deposits: Fully insured, non-affiliate sweep deposits | RCONMT91 | $131K |
| Total sweep deposits that are not brokered deposits | RCONMT95 | $131K |
Schedule RC-F: Other Assets (10 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Historical Cost of All Other Available-for-sale Equity Securities | RCON1752 | $3.1M |
| Other Assets | RCON2168 | $1.5M |
| Life Insurance Assets: General Account Life Insurance Assets | RCONK201 | $1.2M |
| Accounts Receivable | RCONFT34 | $450K |
| First Itemized Amount That Exceeds 25% of All Other Assets (2168) | RCON3549 | $439K |
| Net Deferred Tax Assets | RCON2148 | $389K |
| Accrued Interest Receivable | RCONB556 | $347K |
| Prepaid Expenses | RCON2166 | $296K |
| Derivatives with a Position Fair Value Held for Purposes Other Than Trading | RCONC010 | $16K |
| Computer Software | RCONFT33 | $6K |
Schedule RC-G: Other Liabilities (7 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| All Other Liabilities | RCON2938 | $383K |
| Other Expenses Accrued and Unpaid | RCON3646 | $319K |
| Operating lease liabilities | RCONLB56 | $108K |
| Interest Accrued and Unpaid on Deposits (in Domestic Offices) | RCON3645 | $64K |
| Accounts Payable | RCON3066 | $50K |
| Allowance for Credit Losses on Off-balance Sheet Credit Exposures | RCONB557 | $25K |
| Derivatives with a Negative Fair Value Held for Purposes Other Than Trading | RCONC012 | $22K |
Schedule RC-K: Quarterly Averages (13 items)
About Schedule RC-K · Warsaw Federal Savings and Loan Association quarterly averages trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Quarterly Average of Total Assets | RCON3368 | $102.7M |
| Quarterly Average of Total Loans | RCON3360 | $84.0M |
| Quarterly Average of Loans Secured by 1-4 Family Residential Properties | RCON3465 | $75.2M |
| Liabilities, Nontransaction Accounts, Time Deposits of 250000 or Less | RCONHK16 | $31.3M |
| Nontransaction Accounts in Domestic Offices: Savings Deposits | RCONB563 | $20.2M |
| Quarterly Average of All Other Loans Secured by Real Estate | RCON3466 | $8.1M |
| Liabilities, Nontransaction Accounts, Time Deposits of More Than 250000 | RCONHK17 | $7.4M |
| Transaction Accounts (in Domestic Offices) (NOW Accounts, Ats Accounts, and Telephone and Preauthorized Transfer Accounts) - Quarterly Average | RCON3485 | $4.7M |
| All Other Securities | RCONB560 | $4.6M |
| Mortgage-backed Securities | RCONB559 | $3.5M |
| Quarterly Average of Interest-bearing Balances Due from Depository Institutions | RCON3381 | $2.2M |
| U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RCONB558 | $2.0M |
| Quarterly Average of Commercial and Industrial Loans | RCON3387 | $607K |
Schedule RC-L: Derivatives and Off-Balance-Sheet Items (5 items)
About Schedule RC-L · Warsaw Federal Savings and Loan Association derivatives and off-balance-sheet items trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Other Unused Commitments: All Other Unused Commitments | RCONJ459 | $9.9M |
| Total Gross Notional Amount of Interest Rate Derivative Contracts Held for Purposes Other Than Trading: Contracts Marked to Market | RCON8725 | $3.3M |
| 1-4 Family Residential Construction Loan Commitments | RCONF164 | $2.9M |
| Other Unused Commitments: Commercial and Industrial Loans | RCONJ457 | $250K |
| Unused Commitments - Revolving, Open-end Lines Secured by 1-4 Family Residential Properties | RCON3814 | $38K |
Schedule RC-M: Memoranda (8 items)
About Schedule RC-M · Warsaw Federal Savings and Loan Association memoranda trends
| Line item | Code | Q2 2026 |
|---|---|---|
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over Three Through Five Years | RCONF057 | $10.0M |
| FHLB Advances (Loans) Due in One Year or Less | RCON2651 | $9.5M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of One Year or Less | RCONF055 | $9.5M |
| FHLB Advances: Advances with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONF056 | $5.0M |
| Estimated Fair Value of Mortgage Servicing Assets | RCONA590 | $648K |
| Mortgage Servicing Assets | RCON3164 | $648K |
| All other intangible assets | RCONJF76 | $28K |
| Does the Institution Use the Home Owners' Loan Act (Hola) Qtl Test or the Internal Revenue Service Domestic Building and Loan Association (IRS Dbla) Test to Determine Its Qtl Compliance? | RCONL133 | 1 |
Schedule RC-N: Past Due and Nonaccrual Loans, Leases, and Other Assets (7 items)
About Schedule RC-N · Warsaw Federal Savings and Loan Association past due and nonaccrual loans, leases, and other assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Lease Finance Receivables: Nonaccrual | RCON1403 | $1.2M |
| Loan Modifications to Borrowers Experiencing Financial Difficulty Secured by Multifamily Residential Properties in Domestic Offices: Nonaccrual | RCONK113 | $733K |
| Loans Secured by Real Estate (in Domestic Offices): Secured by Multifamily (5 or More) Residential Properties - Nonaccrual | RCON3501 | $733K |
| Total Loan Modifications to Borrowers Experiencing Financial Difficulty Included in Schedule Rc-n Items 1 Through 7 Above and Not Reported in Schedule Rc-c, Part I, Memo Item 1, Nonaccrual | RCONHK28 | $733K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-nonaccural | RCONC229 | $430K |
| Closed-end Loans Secured by 1-4 Family Residential Properties:secured by First Liens-past Due 30 Thru 89 Days and Still Accruing | RCONC236 | $419K |
| Total Loans and Lease Financing Receivables: Past Due 30-89 Days and Still Accruing | RCON1406 | $419K |
Schedule RC-O: Other Data for Deposit Insurance Assessments (12 items)
About Schedule RC-O · Warsaw Federal Savings and Loan Association other data for deposit insurance assessments trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Consolidated Total Assets for the Calendar Quarter | RCONK652 | $102.7M |
| Total Deposit Liabilities as Defined in Section 3(1) of the Federal Deposit Insurance Act Before Exclusions | RCONF236 | $72.0M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of $250,000 or Less | RCONF049 | $42.2M |
| Amount of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF051 | $26.0M |
| Average Tangible Equity for the Calendar Quarter | RCONK654 | $12.4M |
| Amount of Retirement Deposits Accounts of $250,000 or Less | RCONF045 | $3.4M |
| Amount of Retirement Deposit Accounts of More Than $250,000 | RCONF047 | $323K |
| Number of Deposit Accounts (Excluding Retirement Accounts)of $250,000 or Less | RCONF050 | 1,915 |
| Number of Retirement Deposit Accounts of $250,000 or Less | RCONF046 | 93 |
| Number of Deposit Accounts (Excluding Retirement Accounts) of More Than $250,000 | RCONF052 | 36 |
| Averaging Method Used | RCONK653 | 1 |
| Number of Retirement Deposit Accounts of More Than $250,000 | RCONF048 | 1 |
Schedule RC-P: 1-4 Family Residential Mortgage Banking Activities (2 items)
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Warsaw Federal Savings and Loan Association regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $66.2M |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (27 items)
About Schedule RC-R, Part I · Warsaw Federal Savings and Loan Association regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average total consolidated assets | RCOAKW03 | $102.7M |
| Average Total Assets (Net of Deductions) | RCOAA224 | $102.2M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $66.2M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $13.0M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $12.9M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $12.4M |
| Common Equity Tier 1 Capital | RCOAP859 | $10.1M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $10.1M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $9.1M |
| Retained Earnings | RCOAKW00 | -$2.3M |
| Additional Tier 1 Capital | RCOAP865 | $2.3M |
| Additional Tier 1 Capital Before Deductions | RCOAP863 | $2.3M |
| Additional Tier 1 Capital Instruments Plus Related Surplus | RCOAP860 | $2.3M |
| Accumulated Other Comprehensive Income | RCOAB530 | -$1.6M |
| Less: Net Unrealized Gains (Losses) on Available-for-sale Debt Securities (If a Gain, Report as a Positive Value, If a Loss, Report as a Negative Value) | RCOAP844 | -$1.6M |
| Less: Deductions from Common Equity Tier 1 Capital and Additional Tier 1 Capital (Sum of Items 6, 7, 8, 10.B, 11, 13 Through 17 and Certain Elements of Item 24 - See Instructions) | RCOAP875 | $559K |
| General Loan and Lease Valuation Allowances | RCOA5310 | $544K |
| Tier 2 (Supplementary) Capital | RCOA5311 | $544K |
| Tier 2 Capital Before Deductions | RCOAP870 | $544K |
| Goodwill Net of Associated Deferred Tax Liabilities (Dtls) | RCOAP841 | $531K |
| Intangible Assets (Other Than Goodwill and Mortgage Servicing Assets (Msas)), Net of Associated Dtls | RCOAP842 | $28K |
| A. AOCI Opt-out Election (Enter '1' for Yes, Enter '0' for No.) | RCOAP838 | 1 |
| Total Risk-based Capital Ratio | RCOA7205 | 0.195 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 0.1868 |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 0.1524 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.121 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 0.1074 |
Schedule RC-R, Part II: Risk-Weighted Assets (51 items)
About Schedule RC-R, Part II · Warsaw Federal Savings and Loan Association risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures | RCONS439 | $80.1M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG632 | $76.4M |
| Total Balance Sheet Assets - 50 Pct Risk Weight Category | RCOND989 | $72.9M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS442 | $66.9M |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $66.2M |
| Total Risk-weighted Assets | RCONG641 | $66.2M |
| Risk-weighted Assets by Risk-weighted Category - 50 Pct Risk Weight Category | RCONG636 | $38.2M |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $22.6M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $22.6M |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $22.5M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $13.3M |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $13.3M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 100 Pct Risk Weight Category | RCONS443 | $12.5M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Face, Notional or Other Amount | RCONS525 | $9.9M |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $8.0M |
| Total All Other Assets | RCOND981 | $7.9M |
| Total Loans and Leases, Net of Unearned Income, All Other Exposures | RCONS457 | $7.6M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 100 Pct Risk Weight Category | RCONS462 | $6.4M |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $6.4M |
| Available-for-sale Securities - 50 Pct Risk Weight Category | RCOND969 | $3.6M |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $3.6M |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $3.5M |
| Unused Commitments, Original Maturity Exceeding One Year - Face, Notional, or Other Amount | RCONG624 | $3.3M |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $3.1M |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $3.0M |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $2.7M |
| Available-for-sale Securities - Adjustment to Totals Reported in Column a | RCONS402 | -$2.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, Credit Equivalent Amount | RCONS526 | $2.0M |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 50% | RCONS529 | $2.0M |
| Total Balance Sheet Assets - Adjustments to Total Reported in Column a | RCONS500 | -$2.0M |
| Unused Commitments, Original Maturity Exceeding One Year - Credit Equivalent Amount | RCONG625 | $1.6M |
| Risk-weighted Assets by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS573 | $1.6M |
| Unused Commitments, Original Maturity Exceeding One Year - 50 Pct Risk Weight Category | RCONG628 | $1.5M |
| Loans and Leases Held for Sale, Residential Mortgage Exposures - 50 Pct Risk Weight Category | RCONS416 | $1.2M |
| Total Loans and Leases Held for Sale, Residential Mortgage Exposures | RCONS413 | $1.2M |
| Loans and Leases, Net of Unearned Income, All Other Exposures - 50 Pct Risk Weight Category | RCONS461 | $1.2M |
| Risk-weighted Assets by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS572 | $1.1M |
| Loans and Leases, Net of Unearned Income, Residential Mortgage Exposures - 20 Pct Risk Weight Category | RCONS441 | $743K |
| Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual - 150 Pct Risk Weight Category | RCONS455 | $733K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 150 Pct Risk Weight Category | RCONS561 | $733K |
| Total Balance Sheet Assets - 150 Pct Risk Weight Category | RCONS503 | $733K |
| Total Loans and Leases, Net of Unearned Income, Exposures Past Due 90 Days or More or on Nonaccrual | RCONS449 | $733K |
| All Other Assets - 250 Pct Risk Weight Category | RCONH293 | $648K |
| The total of all components in the 250% balance sheet asset category on Call Report Schedule RC-R is multiplied by 250% | RCONS504 | $648K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 250 Pct Risk Weight Category | RCONS562 | $648K |
| All Other Assets - Adjustments to Totals Reported in Column a | RCONS469 | $559K |
| Cash and Balances Due from Depository Institutions - 0 Pct Risk Weight Category | RCOND958 | $444K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $444K |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $444K |
| Unused Commitments, Original Maturity Exceeding One Year - 100 Pct Risk Weight Category | RCONG629 | $101K |
| Unused Commitments, Original Maturity of One Year or Less, Excludes Unused Commitments to Asset Backed Commercial Paper Conduits, 100% | RCONS530 | $10K |
Schedule RI-A: Changes in Bank Equity Capital (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Balance End of Previous Calendar Year as Restated | RIADB508 | $11.4M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $11.4M |
| Total Equity Capital | RIAD3210 | $11.3M |
| Other Comprehensive Income | RIADB511 | -$18K |
Schedule RI-B, Part I: Charge-offs and Recoveries on Loans and Leases (2 items)
About Schedule RI-B, Part I · Warsaw Federal Savings and Loan Association charge-offs and recoveries on loans and leases trends
Schedule RI-B, Part II: Changes in Allowances for Credit Losses (4 items)
About Schedule RI-B, Part II · Warsaw Federal Savings and Loan Association changes in allowances for credit losses trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Allowance for Loan and Lease Losses | RIAD3123 | $519K |
| Balance Most Recently Reported for the December 31, 2000, Reports of Condition and Income(i.e., After Adjustments from Amended Report of Income) | RIADB522 | $482K |
| Provisions for credit losses on off-balance-sheet exposures | RIADMG93 | $15K |
| Charge-offs on Allowance for Loan and Lease Losses | RIADC079 | $3K |
Schedule SU: Supplemental Information (4 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Outstanding Principal Balance of Closed End 1-4 Family Residential Mortgage Loans Serviced for Others Plus the Total Outstanding Principal Balance of Other Financial Assets Serviced for Others If More Than $10 Million | RCONFT12 | $58.7M |
| Total Outstanding Principal Balance of Assets Sold by the Reporting Institution with Recourse or Other Seller Provided Credit Enhancements, But Not Securitized by the Reporting Institution | RCONFT10 | $55.4M |
| Aggregate Amount of Fair Value Option Assets | RCONHK18 | $9.9M |
| Aggregate Amount of Fair Value Option Liabilities | RCONHK19 | $22K |
Warsaw Federal Savings and Loan Association call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Warsaw Federal Savings and Loan Association call report?
The Warsaw Federal Savings and Loan Association call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Warsaw Federal Savings and Loan Association file?
Warsaw Federal Savings and Loan Association files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Warsaw Federal Savings and Loan Association call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Warsaw Federal Savings and Loan Association has Federal Reserve RSSD ID 875879 and FDIC certificate number 28217. Either one finds its filings on the FFIEC Central Data Repository.
How often does Warsaw Federal Savings and Loan Association file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Warsaw Federal Savings and Loan Association financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FDIC BankFind (cert 28217) · FFIEC NIC profile (RSSD 875879)