Waterstone Bank: Off-Balance-Sheet Exposure
Data as of · Call Report Schedules RC-L and RC-R How we update
Waterstone Bank reported all 9 line items on this page on its Q2 2026 filing. Unused loan commitments was $12.1M in Q2 2026, up 9.8% from $11.1M in Q2 2025. That is 0.5% of its total assets. Across the 12 quarters shown it ranged from $9.6M (Q1 2025) to $12.2M (Q1 2024).
What the off-balance-sheet exposure page covers and where each line comes from.
Derivatives notional to total assets dropped 2.10 percentage points in Q2 2026, from 33.23% to 31.13%. It was the largest change from Q1 2026 among the key lines here.
Commitments
| Line item | Q2 2026 |
|---|---|
| Unused loan commitments | $12.1M |
| Letters of credit | $24K |
Derivatives
| Line item | Q2 2026 |
|---|---|
| Total derivatives, notional | $701.4M |
| Interest rate swaps, notional | $0 |
| Foreign exchange derivatives, notional | $0 |
| Derivatives notional to total assets | 31.13% |
Notional value is the reference amount a contract is calculated on. It measures activity, not exposure: credit exposure is a small fraction of notional.
Trading positions
| Line item | Q2 2026 |
|---|---|
| Trading account assets | $0 |
| Trading liabilities | $0 |
| Trading assets to total assets | 0.00% |
Off-Balance-Sheet Exposure trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Off-Balance-Sheet Exposure by quarter
| Quarter | Unused commitments | Letters of credit | Derivatives notional / assets |
|---|---|---|---|
| Q3 2023 | $11.5M | $20K | 28.19% |
| Q4 2023 | $11.7M | $20K | 23.88% |
| Q1 2024 | $12.2M | $20K | 29.08% |
| Q2 2024 | $11.1M | $20K | 23.86% |
| Q3 2024 | $10.2M | $20K | 28.03% |
| Q4 2024 | $9.9M | $24K | 25.32% |
| Q1 2025 | $9.6M | $24K | 28.68% |
| Q2 2025 | $11.1M | $24K | 26.12% |
| Q3 2025 | $10.6M | $24K | 33.01% |
| Q4 2025 | $11.2M | $24K | 23.23% |
| Q1 2026 | $11.7M | $24K | 33.23% |
| Q2 2026 | $12.1M | $24K | 31.13% |
Waterstone Bank off-balance-sheet exposure, all the way back
Off-Balance-Sheet Exposure back to 2001 · peer percentiles on every line item · Excel export
Unlock Waterstone Bank, freeSource: Call Report Schedules RC-L and RC-R, Q2 2026. How these pages are built. See the full Waterstone Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 28513) · FFIEC NIC profile (RSSD 310978)