The Watkins Savings Bank Routing Number

What is an ABA routing number?

An ABA routing number, also called a routing transit number (RTN), is a 9-digit code that identifies a U.S. financial institution in the payment system. It tells ACH transfers, Fedwire payments, and paper checks which bank to route money to. The format was created by the American Bankers Association in 1910 and is still the backbone of U.S. domestic payments.

What is the difference between a routing number and an account number?

Your routing number identifies the bank; your account number identifies your specific account at that bank. On a paper check, the routing number is the 9-digit number in the bottom-left, and the account number is to its right.

What is the The Watkins Savings Bank routing number?

The The Watkins Savings Bank routing number is 073916406. It is the primary ABA routing transit number registered to The Watkins Savings Bank, headquartered in Watkins, IA. A bank can hold more than one routing number, so this is the one on record for the institution, not necessarily the one printed on every check. The number comes from the FFIEC National Information Center institution record, last refreshed here on October 10, 2026.

What is the The Watkins Savings Bank wire routing number?

This page lists 073916406, the primary routing number registered to The Watkins Savings Bank. The record does not say whether the bank uses the same number for wire transfers, and many banks use a separate routing number for domestic wires. Confirm the wire routing number with The Watkins Savings Bank before sending a wire.

Is ABA number 073916406 the routing number for The Watkins Savings Bank?

Yes. ABA number 073916406 is the primary routing number registered to The Watkins Savings Bank. Check it against the routing number on a check or in your online banking before sending an ACH payment, because a bank can use different numbers by region or product.

Which bank uses routing number 073916406?

Routing number 073916406 belongs to The Watkins Savings Bank, headquartered in Watkins, IA. It is the bank's primary ABA routing number (FDIC certificate 18071).

Routing numbers of similar-size institutions in Iowa

Bank, Evansdale, IA

First Security State Bank: 073922377

Bank, Manning, IA

The First National Bank of Manning: 073904890

Credit union, Humboldt, IA

Power Cooperative Employees Credit Union: 273975069

Bank, Spirit Lake, IA

The State Bank: 073920997

Bank, Randolph, IA

Tri-Valley Bank: 073919270

Credit union, Webster City, IA

Peoples Credit Union: 273976592

Bank, Oelwein, IA

Community Bank of Oelwein: 073922678

Bank, Logan, IA

Logan State Bank: 073904887

All routing numbers in Iowa