Branch Network
The Watkins Savings Bank Locations & Branches Watkins, Iowa
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The Watkins Savings Bank operates 1 branch from its headquarters in Watkins, IA, .
The Watkins Savings Bank branch network
Its one office is in Watkins, IOWA. It had the same number of branches on June 30, 2025.
The Watkins Savings Bank at a glance
It reports no CET1 ratio; its Tier 1 leverage ratio was 14.80% at Q2 2026, above the 9% community bank leverage ratio requirement for being considered well capitalized.
- Total assets, Q2 2026
- $86.7M
- Tier 1 leverage ratio, Q2 2026
- 14.80%
- Deposit insurance
- FDIC
- Regulator
- FDIC
- Latest call report
- Q2 2026, FFIEC 051
- Established
- 1892
Full financial profile · Is The Watkins Savings Bank safe? · The Watkins Savings Bank call report · Routing number
Deposit market share
Share of all FDIC-insured deposits held in each area, from the June 30, 2026 Summary of Deposits. Rank 1 is the largest holder. Shares are by bank charter, not by holding company.
| Area | Rank | Deposit share | Deposits |
|---|---|---|---|
| City: Watkins, IA (1 branch) | 1 of 1 | 100.0% | $75.0M |
| State: IA (1 branch) | 221 of 261 | <0.1% | $75.0M |
Ranked by total assets among banks headquartered in the state: Largest banks in Iowa.
Share by county and metro area
The Watkins Savings Bank's share of FDIC-insured deposits in the counties and metro areas where it has branches, from the June 30, 2026 Summary of Deposits. Up to the ten largest of each are shown, by the bank's deposits. Rank 1 is the largest holder. Banks only: credit unions are not in the Summary of Deposits.
Counties
| County | Rank | Deposit share | Deposits | County total |
|---|---|---|---|---|
| Benton, IA (1 branch) | 5 of 11 | 9.5% | $75.0M | $792.8M |
Metro areas
| Metro area | Rank | Deposit share | Deposits | Metro total |
|---|---|---|---|---|
| Cedar Rapids, IA (1 branch) | 23 of 35 | 0.9% | $75.0M | $8.53B |
| Branch | Location | ZIP | Deposits |
|---|---|---|---|
| The Watkins Savings Bank | Watkins, IA | 52354 | $75.0M |
Source: FDIC Summary of Deposits, June 30, 2026. How the survey works.
Regulator records: FDIC BankFind (cert 18071) · FFIEC NIC profile (RSSD 437044)