Lists · Deposits by metro area
Cedar Rapids, IA Metro Area Bank Deposit Market Share
Cedar Rapids Bank and Trust Company holds the largest share of deposits in the Cedar Rapids, IA metro area, 22.1%, followed by U.S. Bank N.A. (11.8%) and Farmers State Bank (10.3%). 35 institutions hold $8.77B at 93 offices as of June 30, 2026, up 7.7% from 2025.
Largest share changes since 2025
Gained: Cedar Rapids Bank and Trust Company (1.42 points); Nicolet National Bank (1.10 points, new to this market); Wells Fargo Bank, N.A. (0.35 points).
Lost: U.S. Bank N.A. (-0.37 points); Farmers State Bank (-0.35 points); Farmers & Merchants Savings Bank (-0.32 points).
| # | Institution | Deposits | Market share | Share change from 2025 |
|---|---|---|---|---|
| 1 | Cedar Rapids Bank and Trust Company | $1.94B | 22.08% | +1.42 pts |
| 2 | U.S. Bank N.A. | $1.03B | 11.79% | -0.37 pts |
| 3 | Farmers State Bank | $907.2M | 10.34% | -0.35 pts |
| 4 | Hills Bank and Trust Company | $749.5M | 8.55% | -0.23 pts |
| 5 | Wells Fargo Bank, N.A. | $702.8M | 8.01% | +0.35 pts |
| 6 | Bankers Trust Company | $428.6M | 4.89% | -0.04 pts |
| 7 | Ohnward Bank & Trust | $300.9M | 3.43% | +0.04 pts |
| 8 | Citizens State Bank | $213.7M | 2.44% | -0.06 pts |
| 9 | Fairfax State Savings Bank | $205.9M | 2.35% | -0.23 pts |
| 10 | Farmers & Merchants Savings Bank | $196.5M | 2.24% | -0.32 pts |
| 11 | Bankiowa | $169.0M | 1.93% | +0.21 pts |
| 12 | Mount Vernon Bank and Trust Company | $165.7M | 1.89% | +0.04 pts |
| 13 | Community Savings Bank | $158.4M | 1.81% | +0.11 pts |
| 14 | Atkins Savings Bank & Trust | $146.2M | 1.67% | -0.02 pts |
| 15 | Hiawatha Bank & Trust Company | $133.9M | 1.53% | +0.06 pts |
| 16 | Citizens Savings Bank | $115.9M | 1.32% | -0.01 pts |
| 17 | Farmers Savings Bank & Trust | $115.3M | 1.32% | -0.09 pts |
| 18 | BMO Bank N.A. | $111.8M | 1.27% | -0.18 pts |
| 19 | Chelsea Savings Bank | $108.4M | 1.24% | -0.11 pts |
| 20 | Fidelity Bank & Trust | $105.2M | 1.20% | -0.02 pts |
| 21 | Nicolet National Bank | $96.6M | 1.10% | +1.10 pts |
| 22 | Citizens State Bank | $90.2M | 1.03% | -0.03 pts |
| 23 | The Watkins Savings Bank | $75.0M | 0.86% | -0.02 pts |
| 24 | Keystone Savings Bank | $71.7M | 0.82% | -0.01 pts |
| 25 | Cedar Valley Bank & Trust | $62.0M | 0.71% | 0.00 pts |
| 26 | Heartland Bank and Trust Company | $59.9M | 0.68% | -0.04 pts |
| 27 | Central State Bank | $58.2M | 0.66% | -0.09 pts |
| 28 | The Exchange State Bank | $47.9M | 0.55% | -0.04 pts |
| 29 | Palo Savings Bank | $45.3M | 0.52% | -0.03 pts |
| 30 | Benton County State Bank | $38.4M | 0.44% | -0.05 pts |
| 31 | Greatamerica Bank N.A. | $36.1M | 0.41% | +0.25 pts |
| 32 | Bridge Community Bank | $27.7M | 0.32% | 0.00 pts |
| 33 | Kerndt Brothers Savings Bank | $21.9M | 0.25% | +0.02 pts |
| 34 | First Interstate Bank | $17.9M | 0.20% | +0.04 pts |
| 35 | Solon State Bank | $16.3M | 0.19% | -0.01 pts |
About this list
Deposits are those held at each institution's offices in Cedar Rapids, IA (the Census Bureau core based statistical area) as of June 30, 2026, from the FDIC Summary of Deposits, whatever state the institution is headquartered in. Market share is the institution's deposits divided by all deposits in the market. Shares are by bank charter, not rolled up to the holding company, and cover FDIC-insured institutions only, so credit unions are not included. Each office is placed in its county and metro area by the FDIC branch directory; the few offices the directory does not list are left out of the market and of every share.
Share change compares the institution's share in 2025 and 2026 in percentage points. Deposit change compares its deposits here in the two years and includes deposits that moved through mergers and branch sales; "New" means it had no offices here a year earlier. Offices that closed during the year are placed by their ZIP code or city.
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