WebBank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks WebBank of Salt Lake City, UT against its peer group of 941 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 5.00% | 1.34% | +3.66% | 99th top |
| ROAE | 28.93% | 12.34% | +16.59% | 97th top |
| Net Interest Margin | 17.03% | 3.83% | +13.20% | 100th top |
| Efficiency Ratio | 62.73% | 58.97% | +3.76% | 36th below |
| PPNR / Avg Assets | 7.53% | — | — | 99th top |
| Yield on Earning Assets | 20.05% | 5.71% | +14.34% | 100th top |
| Cost of Funds | 3.40% | 2.02% | +1.38% | 3rd bottom |
| Net Interest Spread | 16.27% | — | — | 100th top |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 0.51% | 0.87% | -0.36% | 92nd top |
| NPA / Total Assets | 0.44% | — | — | 91st top |
| NCO / Avg Loans | 0.45% | 0.43% | +0.02% | 10th bottom |
| ACL / Total Loans | 1.01% | — | — | 32nd below |
| ACL / NPLs (Coverage) | 197.47% | — | — | 94th top |
| Texas Ratio | 2.51% | 5.48% | -2.97% | 62nd above |
| Provision / NCO | 212.10% | — | — | 52nd above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 18.10% | 14.99% | +3.11% | 87th top |
| Tier 1 Ratio | 18.10% | 15.02% | +3.08% | 87th top |
| Total Capital Ratio | 19.18% | — | — | 87th top |
| Leverage Ratio | 17.39% | 11.11% | +6.28% | 96th top |
| Equity / Assets | 16.73% | 11.02% | +5.71% | 96th top |
| TCE / Tangible Assets | 16.58% | — | — | 96th top |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 107.47% | 86.99% | +20.48% | 6th bottom |
| Core Deposit Ratio | 21.00% | 85.57% | -64.57% | 1st bottom |
| Uninsured Deposit Ratio | 13.87% | 33.19% | -19.32% | 93rd top |
| Wholesale Funding Ratio | 0.19% | — | — | 93rd top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 31.43% | — | — | 95th top |
| Loan Growth (Y/Y) | 34.56% | — | — | 95th top |
| Deposit Growth (Y/Y) | 33.70% | — | — | 95th top |
See WebBank's peers by name
The 941 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock WebBank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full WebBank profile, how to read a UBPR, or how this data updates. For every peer by name over many quarters, with each ratio broken into its filed parts, open the WebBank peer analysis.