Wellington Trust Company N.A.: Yields and Funding Costs
Data as of · Call Report Schedules RI and RC-K How we update
What the bank earns on its assets, what it pays for its funding, and the spread between them. Net interest margin is the output of the two: it is the engine of earnings for almost every commercial bank.
The standout move of Q2 2026 was in Net interest margin: 38.20 percentage points lower than in Q1 2026, at -204.49%. Wellington Trust Company N.A.'s net interest margin of -204.49% is well below the 3.95% median for banks in the $100M-1B asset tier, a gap of 208.44 points (Q2 2026).
Asset yields
| Line item | Q2 2026 |
|---|---|
| Yield on earning assets | 8.99% |
| Yield on loans | — |
| Yield on securities | — |
Funding costs
| Line item | Q2 2026 |
|---|---|
| Cost of funds | — |
| Cost of interest-bearing deposits | — |
| Cost of interest-bearing liabilities | 1.71% |
| Cost of borrowings | — |
Spread and margin
| Line item | Q2 2026 |
|---|---|
| Net interest margin | -204.49% |
| Yield to cost spread | 7.28% |
Interest income and expense
| Line item | Q2 2026 |
|---|---|
| Interest income on loans | $0 |
| Total interest expense | $190K |
| Interest expense on deposits | $0 |
Yields and Funding Costs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Yields and Funding Costs by quarter
| Quarter | Yield on earning assets | Net interest margin |
|---|---|---|
| Q3 2023 | 12.36% | -362.92% |
| Q4 2023 | -1.12% | -332.58% |
| Q1 2024 | 12.36% | -325.84% |
| Q2 2024 | -1.12% | -275.28% |
| Q3 2024 | 12.36% | -335.96% |
| Q4 2024 | 28.09% | -330.34% |
| Q1 2025 | 33.71% | -297.75% |
| Q2 2025 | 16.85% | -174.16% |
| Q3 2025 | 37.08% | -171.91% |
| Q4 2025 | 16.85% | -305.62% |
| Q1 2026 | 23.60% | -166.29% |
| Q2 2026 | 8.99% | -204.49% |
Wellington Trust Company N.A. yields and funding costs, all the way back
Yields and Funding Costs back to 2001 · peer percentiles on every line item · Excel export
Unlock Wellington Trust Company N.A., freeSource: Call Report Schedules RI and RC-K, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Wellington Trust Company N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 23741) · FFIEC NIC profile (RSSD 692704)