Wellington Trust Company N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
The standout move of Q2 2026 was in Equity capital to total assets: 5.19 percentage points lower than in Q1 2026, at 51.97%. Wellington Trust Company N.A.'s CET1 ratio of 54.19% is well above the 15.07% median for banks in the $100M-1B asset tier, a gap of 39.12 points (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 54.19% |
| Tier 1 risk-based capital ratio | 54.19% |
| Total risk-based capital ratio | 54.19% |
| Tier 1 leverage ratio | 58.52% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $56.7M |
| Tier 1 capital | $56.7M |
| Total risk-based capital | $56.7M |
| Total equity capital | $56.7M |
| Risk-weighted assets | $104.6M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 51.97% |
| Tangible equity to tangible assets | 51.97% |
| Equity capital to average assets | 58.52% |
| Internal capital growth rate | 18.28% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $378K |
| Common stock surplus | $11.5M |
| Retained earnings | $44.8M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 50.34% | 50.34% | 50.34% | 49.25% | $89.6M |
| Q4 2023 | 55.79% | 55.79% | 55.79% | 52.05% | $84.3M |
| Q1 2024 | 54.89% | 54.89% | 54.89% | 54.40% | $88.2M |
| Q2 2024 | 54.59% | 54.59% | 54.59% | 53.96% | $89.8M |
| Q3 2024 | 52.62% | 52.62% | 52.62% | 53.89% | $95.5M |
| Q4 2024 | 49.81% | 49.81% | 49.81% | 48.66% | $95.7M |
| Q1 2025 | 55.14% | 55.14% | 55.14% | 52.15% | $89.9M |
| Q2 2025 | 56.60% | 56.60% | 56.60% | 56.55% | $90.3M |
| Q3 2025 | 54.19% | 54.19% | 54.19% | 58.95% | $99.1M |
| Q4 2025 | 59.85% | 59.85% | 59.85% | 54.88% | $89.9M |
| Q1 2026 | 59.92% | 59.92% | 59.92% | 57.11% | $90.4M |
| Q2 2026 | 54.19% | 54.19% | 54.19% | 58.52% | $104.6M |
Wellington Trust Company N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Wellington Trust Company N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Wellington Trust Company N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 23741) · FFIEC NIC profile (RSSD 692704)