Wells Fargo Delaware Trust Company, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Common equity tier 1 ratio climbed 3.99 percentage points in Q2 2026, from 493.11% to 497.10%. It was the largest change from Q1 2026 among the key lines here. Wells Fargo Delaware Trust Company, N.A.'s CET1 ratio of 497.10% is well above the 15.07% median for banks in the $100M-1B asset tier, a gap of 482.03 points (Q2 2026).
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 497.10% |
| Tier 1 risk-based capital ratio | 497.10% |
| Total risk-based capital ratio | 497.10% |
| Tier 1 leverage ratio | 99.98% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $240.6M |
| Tier 1 capital | $240.6M |
| Total risk-based capital | $240.6M |
| Total equity capital | $240.6M |
| Risk-weighted assets | $48.4M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 99.39% |
| Tangible equity to tangible assets | 99.39% |
| Equity capital to average assets | 99.98% |
| Internal capital growth rate | 3.95% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $200K |
| Common stock surplus | $153.2M |
| Retained earnings | $87.1M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 498.82% | 498.82% | 498.82% | 100.22% | $48.4M |
| Q4 2023 | 490.93% | 490.93% | 490.93% | 96.68% | $48.0M |
| Q1 2024 | 491.91% | 491.91% | 491.91% | 100.03% | $48.4M |
| Q2 2024 | 499.95% | 499.95% | 499.95% | 100.44% | $48.3M |
| Q3 2024 | 499.92% | 499.92% | 499.92% | 100.48% | $48.9M |
| Q4 2024 | 498.00% | 498.00% | 498.00% | 95.59% | $47.3M |
| Q1 2025 | 492.46% | 492.46% | 492.46% | 100.39% | $48.4M |
| Q2 2025 | 496.69% | 496.69% | 496.69% | 100.07% | $48.5M |
| Q3 2025 | 491.63% | 491.63% | 491.63% | 99.93% | $49.5M |
| Q4 2025 | 496.61% | 496.61% | 496.61% | 96.19% | $47.5M |
| Q1 2026 | 493.11% | 493.11% | 493.11% | 99.88% | $48.3M |
| Q2 2026 | 497.10% | 497.10% | 497.10% | 99.98% | $48.4M |
Wells Fargo Delaware Trust Company, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Wells Fargo Delaware Trust Company, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Wells Fargo Delaware Trust Company, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 2531991)