Wells Fargo Trust Company, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Common equity tier 1 ratio climbed 4.34 percentage points in Q2 2026, from 382.40% to 386.74%. It was the largest change from Q1 2026 among the key lines here. Against a median of 13.49% for banks in the $1B-10B asset tier, Wells Fargo Trust Company, N.A. reported 386.74% on CET1 ratio in Q2 2026, 373.25 points higher.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | 386.74% |
| Tier 1 risk-based capital ratio | 386.74% |
| Total risk-based capital ratio | 386.74% |
| Tier 1 leverage ratio | 95.95% |
The leverage ratio is measured against average total assets, not risk-weighted assets, so it will normally sit well below the risk-based ratios. Equal values would indicate a reporting error.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $1.27B |
| Tier 1 capital | $1.27B |
| Total risk-based capital | $1.27B |
| Total equity capital | $1.27B |
| Risk-weighted assets | $329.0M |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 95.65% |
| Tangible equity to tangible assets | 95.65% |
| Equity capital to average assets | 95.95% |
| Internal capital growth rate | 2.25% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $64.3M |
| Common stock surplus | $972.5M |
| Retained earnings | $235.5M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | $0 |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | Risk-weighted assets |
|---|---|---|---|---|---|
| Q3 2023 | 458.71% | 458.71% | 458.71% | 96.43% | $278.3M |
| Q4 2023 | 448.19% | 448.19% | 448.19% | 96.58% | $287.2M |
| Q1 2024 | 452.54% | 452.54% | 452.54% | 96.31% | $286.8M |
| Q2 2024 | 462.88% | 462.88% | 462.88% | 96.18% | $282.5M |
| Q3 2024 | 455.43% | 455.43% | 455.43% | 96.29% | $289.5M |
| Q4 2024 | 460.03% | 460.03% | 460.03% | 96.26% | $288.5M |
| Q1 2025 | 376.70% | 376.70% | 376.70% | 96.11% | $354.1M |
| Q2 2025 | 383.65% | 383.65% | 383.65% | 96.10% | $349.4M |
| Q3 2025 | 387.83% | 387.83% | 387.83% | 96.14% | $347.3M |
| Q4 2025 | 382.18% | 382.18% | 382.18% | 90.22% | $329.4M |
| Q1 2026 | 382.40% | 382.40% | 382.40% | 95.90% | $330.9M |
| Q2 2026 | 386.74% | 386.74% | 386.74% | 95.95% | $329.0M |
Wells Fargo Trust Company, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Wells Fargo Trust Company, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Wells Fargo Trust Company, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13718) · FFIEC NIC profile (RSSD 688079)