Wells Fargo Trust Company, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Cet1 capital ratio climbed 4.34 percentage points in Q2 2026, from 382.40% to 386.74%. It was the largest change from Q1 2026 among the key lines here. Wells Fargo Trust Company, N.A.'s return on assets of 2.15% is well above the 1.28% median for banks in the $1B-10B asset tier, a gap of 0.87 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | 386.74% |
| Tier 1 risk-based capital ratio | 386.74% |
| Total risk-based capital ratio | 386.74% |
| Tier 1 leverage ratio | 95.95% |
| Equity capital to assets | 95.65% |
| Tangible equity to tangible assets | 95.65% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | — |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | — |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | — |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 2.15% |
| Return on equity | 2.25% |
| Net interest margin | 3.69% |
| Efficiency ratio | 3.60% |
| Yield on earning assets | 3.69% |
| Cost of funds | — |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | — |
| Core deposits to total deposits | — |
| Brokered deposits to total deposits | — |
| Deposits to assets | 0.00% |
| Securities to assets | — |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | CET1 | Tier 1 RBC | Total RBC | Tier 1 leverage | ROA |
|---|---|---|---|---|---|
| Q3 2023 | 458.71% | 458.71% | 458.71% | 96.43% | 2.95% |
| Q4 2023 | 448.19% | 448.19% | 448.19% | 96.58% | 3.29% |
| Q1 2024 | 452.54% | 452.54% | 452.54% | 96.31% | 3.08% |
| Q2 2024 | 462.88% | 462.88% | 462.88% | 96.18% | 2.97% |
| Q3 2024 | 455.43% | 455.43% | 455.43% | 96.29% | 3.12% |
| Q4 2024 | 460.03% | 460.03% | 460.03% | 96.26% | 2.55% |
| Q1 2025 | 376.70% | 376.70% | 376.70% | 96.11% | 1.86% |
| Q2 2025 | 383.65% | 383.65% | 383.65% | 96.10% | 1.89% |
| Q3 2025 | 387.83% | 387.83% | 387.83% | 96.14% | 1.93% |
| Q4 2025 | 382.18% | 382.18% | 382.18% | 90.22% | 1.95% |
| Q1 2026 | 382.40% | 382.40% | 382.40% | 95.90% | 1.91% |
| Q2 2026 | 386.74% | 386.74% | 386.74% | 95.95% | 2.15% |
Wells Fargo Trust Company, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Wells Fargo Trust Company, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Wells Fargo Trust Company, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 13718) · FFIEC NIC profile (RSSD 688079)