West Point Bank: Off-Balance-Sheet Exposure
Data as of · Call Report Schedules RC-L and RC-R How we update
Commitments and derivative positions that do not appear in total assets. Notional derivative amounts are reference values, not money at risk. They run to many multiples of the balance sheet at the largest dealer banks.
The largest change between Q1 2026 and Q2 2026 was in Unused loan commitments, which fell 5.6% to $4.4M.
Commitments
| Line item | Q2 2026 |
|---|---|
| Unused loan commitments | $4.4M |
| Letters of credit | $380K |
Derivatives
| Line item | Q2 2026 |
|---|---|
| Total derivatives, notional | $0 |
| Interest rate swaps, notional | $0 |
| Foreign exchange derivatives, notional | $0 |
| Derivatives notional to total assets | — |
Notional value is the reference amount a contract is calculated on. It measures activity, not exposure: credit exposure is a small fraction of notional.
Trading positions
| Line item | Q2 2026 |
|---|---|
| Trading account assets | $0 |
| Trading liabilities | $0 |
| Trading assets to total assets | 0.00% |
Off-Balance-Sheet Exposure trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Off-Balance-Sheet Exposure by quarter
| Quarter | Unused commitments | Letters of credit |
|---|---|---|
| Q3 2023 | $2.0M | $258K |
| Q4 2023 | $2.9M | $277K |
| Q1 2024 | $3.1M | $157K |
| Q2 2024 | $3.7M | $312K |
| Q3 2024 | $3.6M | $336K |
| Q4 2024 | $3.7M | $336K |
| Q1 2025 | $5.0M | $335K |
| Q2 2025 | $5.1M | $386K |
| Q3 2025 | $4.6M | $361K |
| Q4 2025 | $4.4M | $351K |
| Q1 2026 | $4.7M | $350K |
| Q2 2026 | $4.4M | $380K |
West Point Bank off-balance-sheet exposure, all the way back
Off-Balance-Sheet Exposure back to 2001 · peer percentiles on every line item · Excel export
Unlock West Point Bank, freeSource: Call Report Schedules RC-L and RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full West Point Bank profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 12166) · FFIEC NIC profile (RSSD 79042)