Skip to main content

Western Alliance Bank: Deposit Base

Data as of · Call Report Schedules RC-E and RC-O How we update

How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.

The standout move of Q2 2026 was in Loans and leases to core deposits: 3.90 percentage points higher than in Q1 2026, at 82.04%. On total deposits, Western Alliance Bank ranks 2nd highest among the 12 banks headquartered in Arizona, at $82.32B (Q2 2026). Against a median of $18.37B for banks in the $10B-100B asset tier, Western Alliance Bank reported $82.32B on total deposits in Q2 2026, 348% higher.

Deposit totals

Deposit totals for Western Alliance Bank, Q2 2026
Line item Q2 2026
Total deposits $82.32B
Domestic office deposits $82.32B
Foreign office deposits —
Deposits to total assets 83.52%
Deposits to total liabilities 91.12%

Deposit composition

Deposit composition for Western Alliance Bank, Q2 2026
Line item Q2 2026
Demand deposits $47.49B
Savings deposits $5.94B
Transaction accounts to domestic deposits 57.69%
Time deposits $12K
Time deposits under $100k $5.03B
Time deposits $100k to $250k $2.49B
Time deposits over $250k $2.39B
Noninterest-bearing share of deposits 33.79%

Stability of funding

Stability of funding for Western Alliance Bank, Q2 2026
Line item Q2 2026
Core deposits $64.50B
Core deposits to total deposits 78.34%
Insured deposits $50.96B
Uninsured deposits $31.36B
Uninsured deposits to total deposits 38.09%
Brokered deposits $15.44B
Brokered deposits to total deposits 18.75%

Cost of deposits

Cost of deposits for Western Alliance Bank, Q2 2026
Line item Q2 2026
Cost of interest-bearing deposits 2.73%
Interest expense on deposits $373.6M
Loans and leases to core deposits 82.04%

Deposit Base trend

Last 12 quarters as filed. Every value plotted here also appears in the tables above.

Total deposits
Core, uninsured and brokered shares
Cost of interest-bearing deposits

Deposit Base by quarter

Values plotted above, Western Alliance Bank, oldest first
Quarter Total depositsCore depositsUninsured depositsBrokered depositsCost of interest-bearing deposits
Q3 2023 $54.29B 62.76% 22.85% 34.90% 3.58%
Q4 2023 $55.69B 61.70% 28.57% 35.68% 3.57%
Q1 2024 $62.62B 63.87% 28.11% 33.47% 3.60%
Q2 2024 $66.60B 68.57% 31.28% 28.99% 3.70%
Q3 2024 $68.36B 69.84% 28.25% 27.90% 3.85%
Q4 2024 $66.76B 66.36% 28.29% 31.21% 3.42%
Q1 2025 $69.72B 69.61% 28.16% 27.97% 3.20%
Q2 2025 $71.38B 71.01% 28.89% 26.35% 3.17%
Q3 2025 $77.52B 80.13% 31.47% 17.41% 3.23%
Q4 2025 $77.64B 78.07% 35.59% 19.01% 2.96%
Q1 2026 $83.22B 79.27% 36.48% 18.02% 2.68%
Q2 2026 $82.32B 78.34% 38.09% 18.75% 2.73%

Western Alliance Bank deposit base, all the way back

Deposit Base back to 2001 · peer percentiles on every line item · Excel export

Unlock Western Alliance Bank, free

Source: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Western Alliance Bank profile, peer group comparison, or how this data updates.

Regulator records: FDIC BankFind (cert 57512) · FFIEC NIC profile (RSSD 3138146)