Western Alliance Bank: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Western Alliance Bank of Phoenix, AZ against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.56% | 1.34% | +0.22% | 72nd above |
| ROAE | 19.78% | 12.10% | +7.68% | 89th top |
| Net Interest Margin | 3.50% | 3.68% | -0.18% | 44th below |
| Efficiency Ratio | 52.31% | 53.85% | -1.54% | 57th above |
| PPNR / Avg Assets | 2.29% | 1.95% | +0.34% | 81st top |
| Yield on Earning Assets Behind the peer average, ahead of the median peer. | 5.36% | 5.58% | -0.22% | 50th above |
| Cost of Funds Ahead of the peer average, behind the median peer. | 1.96% | 2.00% | -0.04% | 47th below |
| Net Interest Spread | 2.55% | 2.99% | -0.44% | 35th below |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.21% | 1.05% | +0.16% | 22nd bottom |
| NPA / Total Assets | 0.94% | 0.75% | +0.19% | 23rd bottom |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.34% | 0.36% | -0.02% | 20th bottom |
| ACL / Total Loans | 0.74% | 1.39% | -0.65% | 11th bottom |
| ACL / NPLs (Coverage) | 61.18% | 213.78% | -152.60% | 9th bottom |
| Texas Ratio | 28.40% | 9.78% | +18.62% | 2nd bottom |
| Provision / NCO | 110.13% | 107.34% | +2.79% | 57th above |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio | 11.58% | 14.83% | -3.25% | 11th bottom |
| Tier 1 Ratio | 12.03% | 14.93% | -2.90% | 22nd bottom |
| Total Capital Ratio | 13.45% | 16.15% | -2.70% | 28th below |
| Leverage Ratio | 8.08% | 10.32% | -2.24% | 9th bottom |
| Equity / Assets | 8.05% | 11.64% | -3.59% | 8th bottom |
| TCE / Tangible Assets | 7.44% | 9.53% | -2.09% | 12th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 79.66% | 83.99% | -4.33% | 72nd above |
| Core Deposit Ratio | 78.34% | 86.98% | -8.64% | 15th bottom |
| Uninsured Deposit Ratio | 38.09% | 38.96% | -0.87% | 55th above |
| Wholesale Funding Ratio | 7.00% | 5.61% | +1.39% | 27th below |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) | 13.79% | 9.99% | +3.80% | 76th top |
| Loan Growth (Y/Y) | 10.52% | 10.11% | +0.41% | 68th above |
| Deposit Growth (Y/Y) | 15.33% | 9.81% | +5.52% | 79th top |
See Western Alliance Bank's peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Western Alliance Bank, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Western Alliance Bank profile, how to read a UBPR, or how this data updates.