Western Alliance Trust Company, N.A.: Regulatory Capital
Data as of · Call Report Schedule RC-R How we update
The regulatory capital stack and the risk-weighted assets it is measured against. A bank is well capitalized at 6.5% CET1, 8% Tier 1 and 10% total risk-based capital; the conservation buffer effectively lifts CET1 to 7%.
Equity capital to total assets dropped 3.52 percentage points in Q2 2026, from 92.49% to 88.97%. It was the largest change from Q1 2026 among the key lines here.
Risk-based capital ratios
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 94.88% |
This bank files the community bank leverage ratio (CBLR), the simplified capital framework for qualifying community banks. It does not report CET1, Tier 1 or total risk-based ratios, so the Tier 1 leverage ratio is the capital measure that applies.
Capital amounts
| Line item | Q2 2026 |
|---|---|
| Common equity Tier 1 capital | $56.9M |
| Tier 1 capital | $56.9M |
| Total risk-based capital | — |
| Total equity capital | $57.0M |
| Risk-weighted assets | — |
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| Equity capital to total assets | 88.97% |
| Tangible equity to tangible assets | 88.97% |
| Equity capital to average assets | 94.86% |
| Internal capital growth rate | 16.39% |
Capital structure
| Line item | Q2 2026 |
|---|---|
| Common stock | $0 |
| Common stock surplus | $63.6M |
| Retained earnings | -$6.6M |
| Preferred stock and surplus | $0 |
| Accumulated other comprehensive income | -$15K |
| Subordinated notes and debentures | $0 |
Regulatory Capital trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Regulatory Capital by quarter
| Quarter | Tier 1 leverage | Equity / assets | Tangible equity / tangible assets |
|---|---|---|---|
| Q3 2023 | 74.99% | 74.95% | 74.95% |
| Q4 2023 | 103.38% | 82.00% | 82.00% |
| Q1 2024 | 89.43% | 97.97% | 97.97% |
| Q2 2024 | 96.63% | 97.69% | 97.69% |
| Q3 2024 | 95.98% | 96.68% | 96.68% |
| Q4 2024 | 94.03% | 79.98% | 79.98% |
| Q1 2025 | 95.91% | 96.31% | 96.31% |
| Q2 2025 | 96.79% | 94.83% | 94.83% |
| Q3 2025 | 97.90% | 91.59% | 91.59% |
| Q4 2025 | 94.51% | 90.58% | 90.58% |
| Q1 2026 | 94.59% | 92.49% | 92.49% |
| Q2 2026 | 94.88% | 88.97% | 88.97% |
Western Alliance Trust Company, N.A. regulatory capital, all the way back
Regulatory Capital back to 2001 · peer percentiles on every line item · Excel export
Unlock Western Alliance Trust Company, N.A., freeSource: Call Report Schedule RC-R, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Western Alliance Trust Company, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 5805451)