Western Alliance Trust Company, N.A.: Vital Signs
Data as of · Call Report Schedules RC, RC-N, RC-R and RI How we update
The headline measure from each supervisory category on one page: capital adequacy, asset quality, earnings and liquidity, the same four corners a CAMELS examiner works through.
Securities to assets climbed 3.86 percentage points in Q2 2026, from 48.71% to 52.56%. It was the largest change from Q1 2026 among the key lines here. Western Alliance Trust Company, N.A.'s return on assets of 14.91% is well above the 0.98% median for banks in the < $100M asset tier, a gap of 13.93 points (Q2 2026).
Capital adequacy
| Line item | Q2 2026 |
|---|---|
| CET1 capital ratio | — |
| Tier 1 risk-based capital ratio | — |
| Total risk-based capital ratio | — |
| Tier 1 leverage ratio | 94.88% |
| Equity capital to assets | 88.97% |
| Tangible equity to tangible assets | 88.97% |
Asset quality
| Line item | Q2 2026 |
|---|---|
| Non-performing loans to loans | — |
| Non-performing assets ratio | 0.00% |
| Net charge-off ratio | — |
| Texas ratio | 0.00% |
| Allowance for credit losses to loans | — |
| Reserve coverage of non-performing loans | — |
Earnings
| Line item | Q2 2026 |
|---|---|
| Return on assets | 14.91% |
| Return on equity | 16.05% |
| Net interest margin | 3.24% |
| Efficiency ratio | 68.73% |
| Yield on earning assets | 3.24% |
| Cost of funds | — |
Liquidity and funding
| Line item | Q2 2026 |
|---|---|
| Loan-to-deposit ratio | — |
| Core deposits to total deposits | — |
| Brokered deposits to total deposits | — |
| Deposits to assets | 0.00% |
| Securities to assets | 52.56% |
Vital Signs trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Vital Signs by quarter
| Quarter | Tier 1 leverage | ROA | Net interest margin |
|---|---|---|---|
| Q3 2023 | 74.99% | -16.03% | 2.82% |
| Q4 2023 | 103.38% | -5.61% | 4.26% |
| Q1 2024 | 89.43% | -10.80% | 4.23% |
| Q2 2024 | 96.63% | -7.04% | 4.99% |
| Q3 2024 | 95.98% | -5.73% | 4.85% |
| Q4 2024 | 94.03% | -7.17% | 4.39% |
| Q1 2025 | 95.91% | -0.13% | 3.98% |
| Q2 2025 | 96.79% | 4.28% | 4.05% |
| Q3 2025 | 97.90% | 13.38% | 3.56% |
| Q4 2025 | 94.51% | 10.57% | 3.30% |
| Q1 2026 | 94.59% | 15.89% | 3.22% |
| Q2 2026 | 94.88% | 14.91% | 3.24% |
Western Alliance Trust Company, N.A. vital signs, all the way back
Vital Signs back to 2001 · peer percentiles on every line item · Excel export
Unlock Western Alliance Trust Company, N.A., freeSource: Call Report Schedules RC, RC-N, RC-R and RI, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Western Alliance Trust Company, N.A. profile, peer group comparison, or how this data updates.
Regulator records: FFIEC NIC profile (RSSD 5805451)