Bank call report · Wheaton, IL
Wheaton College Trust Company, N.A. Call Report
BankRegReports is independent of Wheaton College Trust Company, N.A. and never asks for online banking logins or passwords.
Wheaton College Trust Company, N.A. filed its latest call report for the quarter ended June 30, 2026 on the FFIEC 051. Below are its 96 reported line items, schedule by schedule (959 items filed as zero are left out). The official PDF is on the FFIEC Central Data Repository.
| Call report form | FFIEC 051 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| Federal Reserve RSSD ID | 2960788 |
| Total assets | $4.0M |
Official Q2 2026 call report PDF (FFIEC) →
Wheaton College Trust Company, N.A. call report by schedule, Q2 2026
Dollar amounts are as filed, in the units the form uses. Each line item links to its definition; each schedule links to the full schedule reference for the FFIEC 051.
Schedule RC: Balance Sheet (14 items)
About Schedule RC · Wheaton College Trust Company, N.A. balance sheet trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets | RCON2170 | $4.0M |
| Total Liabilities, Limited-life Preferred Stock, and Equity Capital | RCON3300 | $4.0M |
| Total Equity Capital | RCON3210 | $3.8M |
| Total Equity Capital Including Noncontrolling Minority Interests in Consolidated Subsidiaries | RCONG105 | $3.8M |
| Held to maturity securities (ASU 2016-13 adoption) | RCONJJ34 | $3.0M |
| Held-to-maturity Securities, Total | RCON1754 | $3.0M |
| Undivided Profits and Capital Reserves | RCON3632 | $1.3M |
| Common Stock | RCON3230 | $1.2M |
| Surplus | RCON3839 | $1.2M |
| Equity securities with readily determinable fair values not held for trading | RCONJA22 | $592K |
| Other Assets | RCON2160 | $446K |
| Other Liabilities, Total | RCON2930 | $202K |
| Total Liabilities and Minority Interest | RCON2948 | $202K |
| Noninterest-bearing Balances and Currency and Coin | RCON0081 | $11K |
Schedule RI: Income Statement (17 items)
About Schedule RI · Wheaton College Trust Company, N.A. income statement trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Noninterest Expense | RIAD4093 | $718K |
| Total Noninterest Income | RIAD4079 | $660K |
| Salaries and Employee Benefits | RIAD4135 | $417K |
| Other Noninterest Expense | RIAD4092 | $282K |
| Net Interest Income | RIAD4074 | $71K |
| Total Interest Income | RIAD4107 | $71K |
| Other Noninterest Income | RIADB497 | $61K |
| Interest and Dividend Income on Securities: U.S. Treasury Securities and U.S. Government Agency Obligations (Excluding Mortgage-backed Securities) | RIADB488 | $40K |
| Other Interest Income | RIAD4518 | $31K |
| Expenses of Premises and Fixed Assets | RIAD4217 | $19K |
| Income (Loss) Before Applicable Income Taxes and Discontinued Operations | RIAD4301 | $13K |
| Income (loss) before change in net unrealized holding gains (losses) on equity securities not held for trading, applicable income taxes, and discontinued operations operations (item 3 plus or minus items 4, 5.m, 6.a, 6.b, and 7.e) | RIADHT69 | $13K |
| Income (Loss) Before Discontinued Operations | RIAD4300 | $10K |
| Net Income (Loss) | RIAD4340 | $10K |
| Net Income (Loss) Attributable to Bank and Noncontrolling Minority Interests | RIADG104 | $10K |
| Applicable Income Taxes | RIAD4302 | $3K |
| Number of Full Time Equivalent Employees on Payroll at End of Current Period | RIAD4150 | 6 |
Schedule RC-B: Securities (5 items)
About Schedule RC-B · Wheaton College Trust Company, N.A. securities trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Amortized Cost of Held-to-maturity U.S. Treasury Securities | RCON0211 | $3.0M |
| Fair Value of Held-to-maturity U.S. Treasury Securities | RCON0213 | $3.0M |
| Total Fair Value of Held-to-maturity Securities | RCON1771 | $3.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over One Year Through Three Years | RCONA551 | $2.0M |
| Securities Issued by the U.S. Treasury, U.S. Government Agencies, and States and Political Subdivisions in the U.S., Other Non-mortgage Debt Securities, and Mortgage Pass-through Securities Other Than Those Backed by Closed-end First Lien 1-4 Family Residential Mortgages with a Remaining Maturity or Next Repricing Date of Over Three Months Through 12 Months | RCONA550 | $1.0M |
Schedule RC-F: Other Assets (4 items)
Schedule RC-G: Other Liabilities (3 items)
Schedule RC-K: Quarterly Averages (3 items)
About Schedule RC-K · Wheaton College Trust Company, N.A. quarterly averages trends
Schedule RC-R: Regulatory Capital (1 item)
About Schedule RC-R · Wheaton College Trust Company, N.A. regulatory capital trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Risk-weighted Assets Before Deductions for Excess Allowance for Loan and Lease Losses and Allocated Transfer Risk Reserve - 100% | RCONB704 | $461K |
Schedule RC-R, Part I: Regulatory Capital Components and Ratios (15 items)
About Schedule RC-R, Part I · Wheaton College Trust Company, N.A. regulatory capital components and ratios trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Average Total Assets (Net of Deductions) | RCOAA224 | $4.1M |
| Average total consolidated assets | RCOAKW03 | $4.1M |
| Common Equity Tier 1 Capital | RCOAP859 | $3.8M |
| Common Equity Tier 1 Capital Before Adjustments and Deductions | RCOAP840 | $3.8M |
| Subtotal of Common Equity Tier 1 Capital: Adjustments and Deductions | RCOAP852 | $3.8M |
| Tier 1 Capital Allowable Under the Risk-based Capital Guidelines | RCOA8274 | $3.8M |
| Total Qualifying Capital Allowable Under the Risk-based Capital Guidelines | RCOA3792 | $3.8M |
| Common Equity Tier 1 Capital: Common Stock Plus Related Surplus, Net of Treasury Stock and Unearned Employee Stock Ownership Plan (ESOP) Shares | RCOAP742 | $2.5M |
| Retained Earnings | RCOAKW00 | $1.3M |
| Risk-weighted Assets (Net of Allowances and Other Deductions) | RCOAA223 | $461K |
| Common Equity Tier 1 Capital Ratio | RCOAP793 | 8.3362 |
| Tier 1 Risk-based Capital Ratio | RCOA7206 | 8.3362 |
| Total Risk-based Capital Ratio | RCOA7205 | 8.3362 |
| Institution-specific Capital Buffer Necessary to Avoid Limitations on Distributions and Discretionary Bonus Payments: Capital Conservation Buffer | RCOAH311 | 8.2562 |
| Tier 1 Leverage Capital Ratio | RCOA7204 | 0.947 |
Schedule RC-R, Part II: Risk-Weighted Assets (20 items)
About Schedule RC-R, Part II · Wheaton College Trust Company, N.A. risk-weighted assets trends
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 0 Pct Risk Weight Category | RCONG630 | $3.1M |
| Total Balance Sheet Assets - 0 Pct Risk Weight Category | RCOND987 | $3.1M |
| Held-to-maturity Securities - 0 Pct Risk Weight Category | RCOND962 | $3.0M |
| Total Held-to-maturity Securities | RCOND961 | $3.0M |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG631 | $605K |
| Total Balance Sheet Assets - 20 Pct Risk Weight Category | RCOND988 | $605K |
| Available-for-sale Securities - 20 Pct Risk Weight Category | RCOND968 | $592K |
| Available-for-sale debt securities and equity securities with readily determinable fair values not held for trading purposes, Total Fair Value | RCONJA21 | $592K |
| Risk-weighted Assets for Purposes of Calculating the Allowance for Loan and Lease Losses 1.25 Percent Threshold | RCONS580 | $461K |
| Total Risk-weighted Assets | RCONG641 | $461K |
| Total All Other Assets | RCOND981 | $446K |
| All Other Assets - 100 Pct Risk Weight Category | RCOND985 | $340K |
| Risk-weighted Assets by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG637 | $340K |
| Total Assets, Derivatives, Off-balance Sheet Items and Other Items Subjet to Risk Weighting by Risk-weighted Category - 100 Pct Risk Weight Category | RCONG633 | $340K |
| Total Balance Sheet Assets - 100 Pct Risk Weight Category | RCOND990 | $340K |
| Risk-weighted Assets by Risk-weighted Category - 20 Pct Risk Weight Category | RCONG635 | $121K |
| All Other Assets - 0 Pct Risk Weight Category | RCOND982 | $104K |
| Cash and Balances Due from Depository Institutions - 20 Pct Risk Weight Category | RCOND959 | $11K |
| Total Cash and Balances Due from Depository Institutions | RCOND957 | $11K |
| All Other Assets - 20 Pct Risk Weight Category | RCOND983 | $2K |
Schedule RC-T: Fiduciary and Related Services (11 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Fiduciary Accounts - Managed Assets | RCONB894 | $696.6M |
| Total Collective Investment Funds - Market Value of Fund Assets | RCONB946 | $649.2M |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Managed Assets | RCONJ255 | $613.6M |
| Personal Trust and Agency Accounts - Managed Assets | RCONB868 | $83.0M |
| Income from Fiduciary Activities | RIAD4070 | $599K |
| Fiduciary and Related Services Income-foundation and Endowment Trust and Agency Accounts | RIADJ316 | $393K |
| Personal Trust and Agency Accounts | RIADB904 | $206K |
| Total Fiduciary Accounts - Number of Managed Accounts | RCONB896 | 169 |
| Personal Trust and Agency Accounts - Number of Managed Accounts | RCONB870 | 140 |
| Fiduciary and Related Assets:foundation and Endowment Trust and Agency Accounts - Number of Managed Accounts | RCONJ257 | 29 |
| Total Collective Investment Funds - Number of Funds | RCONB945 | 2 |
Schedule RI-A: Changes in Bank Equity Capital (3 items)
| Line item | Code | Q2 2026 |
|---|---|---|
| Total Equity Capital | RIAD3210 | $3.8M |
| Balance End of Previous Calendar Year as Restated | RIADB508 | $3.8M |
| Equity Capital, Most Recently Reported for the End of Previous Calendar Year (I.e., After Adjustments from Amended Reports of Income) | RIAD3217 | $3.8M |
Wheaton College Trust Company, N.A. call reports on file
Each link opens the bank's filed report on the FFIEC Central Data Repository.
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Wheaton College Trust Company, N.A. call report?
The Wheaton College Trust Company, N.A. call report for the quarter ended June 30, 2026 is on this page, schedule by schedule. The official PDF is on the FFIEC Central Data Repository, linked here for every quarter on file. Call reports are public: anyone can read or download them without an account.
Which call report form does Wheaton College Trust Company, N.A. file?
Wheaton College Trust Company, N.A. files the FFIEC 051. The FFIEC 031 is for banks with foreign offices, the FFIEC 041 for banks with domestic offices only, and the FFIEC 051 is the streamlined form most domestic banks under $5 billion in total assets may file.
What is the Wheaton College Trust Company, N.A. call report number?
A call report has no number of its own. It is filed and looked up by the bank's identifiers: Wheaton College Trust Company, N.A. has Federal Reserve RSSD ID 2960788. Either one finds its filings on the FFIEC Central Data Repository.
How often does Wheaton College Trust Company, N.A. file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31. The report is due 30 calendar days after the quarter ends, or 35 days for a bank with more than one foreign office.
Wheaton College Trust Company, N.A. financial reports and ratios →
New to call reports? What a call report is, every call report code explained, and how the UBPR turns it into ratios.
Regulator records: FFIEC NIC profile (RSSD 2960788)