Wilmington Savings Fund Society, FSB: Deposit Base
Data as of · Call Report Schedules RC-E and RC-O How we update
How the bank is funded. Core deposits are the stable, mostly-insured relationship money; brokered and uninsured balances are the fastest to leave. The 2023 regional bank failures were runs on uninsured deposits, which is why that share now gets read first.
Noninterest-bearing share of deposits climbed 2.37 percentage points in Q2 2026, from 34.10% to 36.48%. It was the largest change from Q1 2026 among the key lines here. Within Delaware, Wilmington Savings Fund Society, FSB is 6th of 17 on total deposits, $19.31B as of Q2 2026, above the middle of the field. The median for banks in the $10B-100B asset tier is $18.37B on total deposits. Wilmington Savings Fund Society, FSB sits 5% higher, at $19.31B (Q2 2026).
Deposit totals
| Line item | Q2 2026 |
|---|---|
| Total deposits | $19.31B |
| Domestic office deposits | $19.31B |
| Foreign office deposits | — |
| Deposits to total assets | 85.59% |
| Deposits to total liabilities | 96.89% |
Deposit composition
| Line item | Q2 2026 |
|---|---|
| Demand deposits | $8.55B |
| Savings deposits | $1.39B |
| Transaction accounts to domestic deposits | 56.34% |
| Time deposits | $9K |
| Time deposits under $100k | $794.9M |
| Time deposits $100k to $250k | $662.4M |
| Time deposits over $250k | $375.4M |
| Noninterest-bearing share of deposits | 36.48% |
Stability of funding
| Line item | Q2 2026 |
|---|---|
| Core deposits | $18.94B |
| Core deposits to total deposits | 98.06% |
| Insured deposits | $10.41B |
| Uninsured deposits | $8.91B |
| Uninsured deposits to total deposits | 46.12% |
| Brokered deposits | $0 |
| Brokered deposits to total deposits | 0.00% |
Cost of deposits
| Line item | Q2 2026 |
|---|---|
| Cost of interest-bearing deposits | 1.95% |
| Interest expense on deposits | $60.0M |
| Loans and leases to core deposits | 71.29% |
Deposit Base trend
Last 12 quarters as filed. Every value plotted here also appears in the tables above.
Deposit Base by quarter
| Quarter | Total deposits | Core deposits | Uninsured deposits | Brokered deposits | Cost of interest-bearing deposits |
|---|---|---|---|---|---|
| Q3 2023 | $16.22B | 97.77% | 39.07% | 0.49% | 2.06% |
| Q4 2023 | $16.71B | 97.92% | 40.71% | 0.26% | 2.35% |
| Q1 2024 | $16.39B | 97.87% | 39.12% | 0.00% | 2.49% |
| Q2 2024 | $16.65B | 97.76% | 39.78% | 0.00% | 2.62% |
| Q3 2024 | $16.77B | 97.54% | 38.61% | 0.00% | 2.72% |
| Q4 2024 | $17.34B | 97.46% | 39.33% | 0.00% | 2.59% |
| Q1 2025 | $17.13B | 97.54% | 38.76% | 0.00% | 2.34% |
| Q2 2025 | $17.53B | 97.57% | 40.65% | 0.00% | 2.31% |
| Q3 2025 | $17.59B | 97.56% | 39.61% | 0.00% | 2.34% |
| Q4 2025 | $17.93B | 97.64% | 41.68% | 0.00% | 2.15% |
| Q1 2026 | $18.77B | 97.90% | 44.23% | 0.00% | 1.94% |
| Q2 2026 | $19.31B | 98.06% | 46.12% | 0.00% | 1.95% |
Wilmington Savings Fund Society, FSB deposit base, all the way back
Deposit Base back to 2001 · peer percentiles on every line item · Excel export
Unlock Wilmington Savings Fund Society, FSB, freeSource: Call Report Schedules RC-E and RC-O, as filed with the FFIEC and standardized by BankRegReports. Dollar amounts are as reported, point-in-time; income statement items are year-to-date through the report date. See the full Wilmington Savings Fund Society, FSB profile, peer group comparison, or how this data updates.
Regulator records: FDIC BankFind (cert 17838) · FFIEC NIC profile (RSSD 437914)