Wilmington Savings Fund Society, FSB: Peer Group Comparison
Data as of · peers are US banks in the same asset tier. How we update
This page benchmarks Wilmington Savings Fund Society, FSB of Wilmington, DE against its peer group of 134 similarly-sized US banks as of Q2 2026. For each metric the bank's value is shown next to the peer-group average and the bank's percentile rank and quartile within the cohort, the same peer-benchmarking regulators use to judge whether a bank is an outlier. Top quartile means the bank ranks in the strongest 25% of its peers on that measure.
How to read the two peer columns: Peer avg is the simple mean of the peer group. The percentile is the share of peers this bank outperforms, and the tag beside it compares the bank with the median peer: above means the bank is in the better half, top means the best quarter. A skewed group can pull the mean away from the median, so a bank can sit behind the peer average and still rank above the median peer.
Profitability
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| ROAA | 1.50% | 1.35% | +0.15% | 68th above |
| ROAE | 12.79% | 12.28% | +0.51% | 69th above |
| Net Interest Margin | 3.94% | 3.68% | +0.26% | 75th top |
| Efficiency Ratio | 55.47% | 53.80% | +1.67% | 45th below |
| PPNR / Avg Assets | 2.12% | 1.96% | +0.16% | 73rd above |
| Yield on Earning Assets | 5.15% | 5.57% | -0.42% | 37th below |
| Cost of Funds | 1.26% | 2.00% | -0.74% | 87th top |
| Net Interest Spread | 3.19% | 2.98% | +0.21% | 68th above |
Asset Quality
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| NPL / Total Loans | 1.07% | 1.05% | +0.02% | 33rd below |
| NPA / Total Assets Ahead of the peer average, behind the median peer. | 0.70% | 0.76% | -0.06% | 42nd below |
| NCO / Avg Loans Ahead of the peer average, behind the median peer. | 0.22% | 0.36% | -0.14% | 30th below |
| ACL / Total Loans Behind the peer average, ahead of the median peer. | 1.31% | 1.37% | -0.06% | 71st above |
| ACL / NPLs (Coverage) | 122.20% | 210.45% | -88.25% | 42nd below |
| Texas Ratio Ahead of the peer average, behind the median peer. | 8.56% | 10.25% | -1.69% | 32nd below |
| Provision / NCO | 34.77% | 107.86% | -73.09% | 14th bottom |
Capital Adequacy
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| CET1 Ratio Behind the peer average, ahead of the median peer. | 13.77% | 14.75% | -0.98% | 65th above |
| Tier 1 Ratio Behind the peer average, ahead of the median peer. | 13.77% | 14.87% | -1.10% | 63rd above |
| Total Capital Ratio Behind the peer average, ahead of the median peer. | 14.94% | 16.09% | -1.15% | 63rd above |
| Leverage Ratio | 10.36% | 10.26% | +0.10% | 55th above |
| Equity / Assets | 11.71% | 11.55% | +0.16% | 54th above |
| TCE / Tangible Assets | 8.12% | 9.49% | -1.37% | 19th bottom |
Liquidity & Funding
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Loan / Deposit | 69.90% | 83.97% | -14.07% | 86th top |
| Core Deposit Ratio | 98.06% | 86.70% | +11.36% | 98th top |
| Uninsured Deposit Ratio | 46.12% | 38.90% | +7.22% | 30th below |
| Wholesale Funding Ratio | 0.08% | 5.68% | -5.60% | 96th top |
Growth & Management
| Metric | This bank | Peer avg | Diff | Rank vs median peer |
|---|---|---|---|---|
| Asset Growth (Y/Y) Behind the peer average, ahead of the median peer. | 9.13% | 10.09% | -0.96% | 71st above |
| Loan Growth (Y/Y) | 2.65% | 10.16% | -7.51% | 26th below |
| Deposit Growth (Y/Y) | 10.15% | 9.94% | +0.21% | 71st above |
See Wilmington Savings Fund Society, FSB's peers by name
The 134 banks in this peer group, by name · build custom peer groups · percentile history · Excel export
Unlock Wilmington Savings Fund Society, FSB, freeSource: FFIEC call reports + UBPR, standardized by BankRegReports. Peer averages and percentiles are computed against US banks in the same asset tier, point-in-time as filed. See the full Wilmington Savings Fund Society, FSB profile, how to read a UBPR, or how this data updates.