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Credit union call report ยท Marietta, GA

Faith Connection Federal Credit Union Call Report

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Faith Connection Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 258 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

Faith Connection Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number13704
Federal Reserve RSSD ID153586

The official copy: search charter number 13704 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

Faith Connection Federal Credit Union call report, Q2 2026

Statement of Financial Condition (29 items)
Faith Connection Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $165K
1c. Total Cash on Hand 730A $165K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $1.6M
2c. Cash on Deposit in Other Financial Institutions 730B2 $58K
2. Cash on Deposit (total) 730B $1.6M
3. Time Deposits in Banks and Credit Unions AS0007 $9.3M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $11.1M
12b. Perpetual Contributed Capital 769B $371K
13. TOTAL OTHER INVESTMENTS AS0017 $371K
15a. Number of Total Loans and Leases 025A 3,063
15b. Total Loans and Leases 025B $19.3M
17. ACL on Loans and Leases AS0048 $78K
19. Land and Building 007 $1.1M
21. NCUA Share Insurance Capitalization Deposit 794 $282K
22d. Accrued Interest on Loans 009A $57K
22e. Accrued Interest on Investments 009B $30K
22f. All Other Assets 009C $276K
22g. Total Other Assets AS0036 $363K
23. TOTAL ASSETS 010 $32.4M
Accounts Payable and Other Liabilities 825 $115K
Accrued Dividends and Interest Payable 820A $166K
Member Shares of All Types 013 $28.8M
Total Shares and Deposits 018 $28.8M
Undivided Earnings 940 $2.7M
Other Reserves 658 $683K
Net Income (equity) 602 -$32K
Total Net Worth 997 $3.3M
Net Worth Ratio 998 10.32%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $32.4M
Statement of Income and Expense (23 items)
Faith Connection Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $604K
3. Income from Investments 120 $212K
5. TOTAL INTEREST INCOME 115 $816K
6. Dividends on Shares 380 $163K
8. Interest on Borrowed Money 340 $1
9. TOTAL INTEREST EXPENSE 350 $163K
10. NET INTEREST INCOME IS0010 $653K
12a. Credit Loss Expense - Loans and Leases IS0011 $3K
12e. Total Credit Loss Expense IS0017 $3K
13. Fee Income 131 $40K
14. Other Operating Income IS0020 $56K
23. TOTAL NON-INTEREST INCOME 117 $96K
24. Employee Compensation and Benefits 210 $407K
25. Travel and Conference 230 $16K
26. Office Occupancy 250 $38K
27. Office Operations 260 $46K
28. Educational and Promotional 270 $35K
29. Loan Servicing 280 $52K
30. Professional and Outside Services 290 $171K
32. Operating Fees 320 $2K
33. Miscellaneous Operating Expense 360 $10K
34. TOTAL NON-INTEREST EXPENSE 671 $778K
35. NET INCOME 661A -$32K
Statement pages - all other filed accounts (23 items)

delinquency (21%), credit cards (21%)

Faith Connection Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $694K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 2 to less than 6 months delinquent 021B $43K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 6 to less than 12 months delinquent 022B $13K
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 12 months and over delinquent 023B $54K
Loans Granted Year-to-Date 031A $85
Amount of Loans Granted Year-to-Date 031B $2.6M
Total Amount of Delinquent Loans & Leases (Two or more months) 041B $252K
Number of current members (not number of accounts) 083 2,852
Number of potential members 084 75,000
Net Member Business Loan Balance 400A $828K
Interest Rate of Unsecured Credit Card Loans 521 890.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,014.00%
Interest Rate of New Vehicle Loans 523 623.00%
Interest Rate of Used Vehicle Loans 524 634.00%
Total Amount of All Loans Charged Off Year-to-Date 550 $6K
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $4K
Amount of Regular Shares 657 $12.8M
Amount of Share Drafts 902 $5.8M
IRA/KEOGH Accounts - < 1 Year 906A $623K
Share Certificates - < 1 Year 908A $7.0M
Total Amount of Share Certificates 908C $7.2M
Total Amount of Money Market Shares 911 $2.3M
Number of Used Vehicle Loans 968 339
NCUA form-section FS220A (23 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

Faith Connection Federal Credit Union, NCUA form-section FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $28.5M
Total Shares - 1-3 Years 013B1 $301K
Total Shares - > 3 Years 013B2 $52K
Total Shares and Deposits - < 1 Year 018A $28.5M
Total Shares and Deposits - 1-3 Years 018B1 $301K
Total Shares and Deposits - > 3 Years 018B2 $52K
Number of Total Delinquent Loans & Leases (Two or more months) 041A 18
Effective date of last audit 063 $62K
Amount of Used Vehicle Loans 370 $5.0M
Amount of New Vehicle Loans 385 $1.7M
Amount of Unsecured Credit Card Loans 396 $2.8M
Amount of All Other Unsecured Loans/Lines of Credit 397 $422K
Share Certificates 451 $200
Number of Accounts for Share Drafts 452 702
IRA/KEOGH Accounts 453 $34
Number of Accounts for Regular Shares 454 3,098
Money Market Shares 458 $76
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 4,110
Number of credit union employees who are Full-Time (26 hours or more) 564A 7
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $11K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,651.00%
Total credit lines 881 $5.5M
NCUA form-section FS220B (22 items)

maturity and repricing buckets (40%), credit cards (17%)

Faith Connection Federal Credit Union, NCUA form-section FS220B, Q2 2026
Line item Account Q2 2026
Amount of Delinquent Unsecured Credit Card Loans as of - 2 to less than 6 months delinquent 026B $43K
Amount of Delinquent Unsecured Credit Card Loans as of - 6 to less than 12 months delinquent 027B $13K
Number - Total Delinquent Credit Card Loans 045A 8
Total Amount of Delinquent Unsecured Credit Card Loans 045B $56K
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $736K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $736K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $28.1M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $62K
Amount of Regular Shares - < 1 Year 657A $12.8M
Total Amount of Unsecured Credit Card Loans Charged Off Year-to-Date 680 $6K
Amount of Share Drafts - < 1 Year 902A $5.8M
IRA/KEOGH Accounts - 1-3 Years 906B1 $93K
IRA/KEOGH Accounts - > 3 Years 906B2 $52K
Total Amount of IRA/KEOGH Accounts 906C $768K
Share Certificates - 1-3 Years 908B1 $209K
Money Market Shares - < 1 Year 911A $2.3M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $489K
Number of New Vehicle Loans 958 71
Total Shares 966 $4K
Number of Unsecured Credit Card Loans 993 2,438
Number of All Other Unsecured Loans/Lines of Credit 994 80
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 23
NCUA form-section FS220C (4 items)

charge-offs and recoveries (27%), participation loans (18%)

Faith Connection Federal Credit Union, NCUA form-section FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 2
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $4.0M
Outstanding balance of brokered certificates of deposit and share certificates 788 $9.3M
NCUA form-section FS220D (22 items)

member services and products offered (69%), CUSO relationships (27%)

Faith Connection Federal Credit Union, NCUA form-section FS220D, Q2 2026
Line item Account Q2 2026
Does the credit union plan to add any new branches or expand existing facilities in the next 12 months? 566B $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Payday Alternative Loans (PAL loans) (FCU Only) 879D9 $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
Member Application 887A $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
Electronic Signature Authentication/Certification 887P $1
e-Statements 887R $1
Remote Deposit Capture 887U $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
CU offer Shared service network PP0058 $1
NCUA form-section FS220G (3 items)

loans and leases (32%), participation loans (18%)

Faith Connection Federal Credit Union, NCUA form-section FS220G, Q2 2026
Line item Account Q2 2026
Total Value of Investments in CUSOs 851 $138K
Total Aggregate Cash Outlay in CUSOs 853 $138K
Total Credit Lines at Corporate Credit Unions 884 $5.5M
NCUA form-section FS220H (1 item)

student loans (43%), delinquency (27%)

Faith Connection Federal Credit Union, NCUA form-section FS220H, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for all loan types 816A $7.2M
NCUA form-section FS220I (7 items)

vehicle lending (59%), delinquency (44%)

Faith Connection Federal Credit Union, NCUA form-section FS220I, Q2 2026
Line item Account Q2 2026
Amount of New Vehicle Loans Delinquent 30 to 59 days 020C1 $37K
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $118K
Number of Reportable Delinquent New Vehicle Loans 035E1 2
Number of Reportable Delinquent Used Vehicle Loans 035E2 4
Amount of Reportable Delinquent New Vehicle Loans 041C1 $40K
Amount of Reportable Delinquent Used Vehicle Loans 041C2 $72K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $3K
NCUA form-section FS220L (16 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

Faith Connection Federal Credit Union, NCUA form-section FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $3K
Total Amount of Loans & Leases on Loan Schedule 025B1 $19.3M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $3.1M
Amount of All Other Real Estate Loans/Lines of Credit 386B $55K
Total outstanding balance of commercial loans to members 400A1 $828K
Outstanding balance of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 400H2 $828K
Outstanding balance of all member and non-member commercial loans 400T1 $828K
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 668.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 657.00%
Interest Rate of All Other Real Estate Loans/Lines of Credit 562B 600.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 546.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 708.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $573K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $4.8M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $828K
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $828K
NCUA form-section FS220M (12 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

Faith Connection Federal Credit Union, NCUA form-section FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $6.7M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $512K
Total Unfunded Commitments for Non-Commercial Loans 816T $7.2M
Total number of member commercial loans 900A1 $8
Number of member commercial loans Secured by Owner Occupied, Non-Farm, Non-Residential Property 900H2 8
Total number of real estate secured member commercial loans 900K2 $8
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 8
Total Number of Member and Nonmember commercial loans 900T1 $8
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 32
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 60
Number of All Other Real Estate Loans/Lines of Credit 960B 4
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 31
NCUA form-section FS220N (2 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

Faith Connection Federal Credit Union, NCUA form-section FS220N, Q2 2026
Line item Account Q2 2026
Total Liabilities LI0069 $29.1M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $32.4M
NCUA form-section FS220P (16 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

Faith Connection Federal Credit Union, NCUA form-section FS220P, Q2 2026
Line item Account Q2 2026
Loan Loss Information - YTD Recoveries - All Other Unsecured Loans/Lines of Credit CH0008 $4K
Loan Loss Information - YTD Recoveries - All Other Secured Non-Real Estate Loans/Lines of Credit CH0016 $11
All Other Unsecured Loans/Lines of Credit DL0022 $8K
New Vehicle Loans DL0030 $40K
Used Vehicle Loans DL0037 $72K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0051 $25K
All Other Secured Non-Real Estate Loans/Lines of Credit DL0055 $25K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - All Other Secured Non-Real Estate Loans/Lines of Credit DL0056 $2
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $455K
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $77K
Delinquent Loans by Collateral Type - 60 - 89 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0065 $5K
Delinquent Loans by Collateral Type - >=360 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0068 $54K
Delinquent Loans by Collateral Type - Total Amount of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0069 $59K
Delinquent Loans by Collateral Type - Total Number of Reportable Delinquent Loans - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0070 $2
Delinquent Loans by Collateral Type - 60-89 days - Total Delinquent Loans and Leases DL0141 $142K
Amount of Consumer Loans in Non-Accrual Status DL0145 $54K
NCUA form-section FS220Q (17 items)

investment portfolio detail (69%)

Faith Connection Federal Credit Union, NCUA form-section FS220Q, Q2 2026
Line item Account Q2 2026
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $7.6M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $875K
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $800K
Investment Maturity Distribution - Time Deposits - Total NV0116 $9.3M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $371K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $371K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $7.6M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $875K
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $800K
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $371K
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $9.7M
RBC Total Equity RB0001 $3.3M
RBC Allowance for Credit Losses RB0002 $78K
RBC Total Additions RB0005 $78K
RBC Total Deductions RB0009 $282K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $3.1M
RBC Risk-Based Capital Numerator RB0012 $3.1M
NCUA form-section FS220R (38 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

Faith Connection Federal Credit Union, NCUA form-section FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $371K
RBC Schedule Total Consumer Loans RB0060 $10.6M
RBC Schedule Total Commercial Loans RB0068 $828K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $78K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $78K
RBC Schedule Total Loans RB0079 $19.2M
RBC Total for Risk Weighting Total Loans RB0081 -$78K
RBC Total Loans 0% Weight RB0082 -$78K
RBC Schedule Total Other Assets RB0088 $1.8M
RBC Total for Risk Weighting Other Assets RB0090 $282K
RBC Other Assets 0% Weight RB0091 $282K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $32.4M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $205K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $205K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $32.4M
RBC Allowance for Credit Losses (Loans) RB0177 $78K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 22.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 4,427,297.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 615,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 3.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 97,796.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Adjustable Rate RL0013 3.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Adjustable Rate RL0014 248,311.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $4.8M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $615K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 70.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 3,075,971.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 455,000.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $3.1M
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $455K
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Number of Loans Outstanding RL0032 4.00%
All Other (Non-commercial) Real Estate - Closed-End - Fixed Rate - Amount of Loans Outstanding RL0033 54,818.00%
All Other (Non-commercial) Real Estate - Amount of Loans Outstanding - Total RL0044 $55K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $102
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $7.9M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $1.1M
Total Shares SH0013 $28.8M
Total Shares and Deposits SH0018 $28.8M

Faith Connection Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the Faith Connection Federal Credit Union call report?

The Faith Connection Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does Faith Connection Federal Credit Union file?

Faith Connection Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the Faith Connection Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Faith Connection Federal Credit Union is 13704.

How often does Faith Connection Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

Faith Connection Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.