Credit Union Safety Analysis
Is Faith Connection Federal Credit Union Safe? Marietta, Georgia
Based on its Q2 2026 NCUA 5300 call report, Faith Connection Federal Credit Union has a net worth ratio of 10.32%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 1.31%, and its shares are NCUA insured up to $250,000 per member.
BankRegReports is independent of Faith Connection Federal Credit Union and never asks for online banking logins or passwords.
Short answer
On its Q2 2026 NCUA 5300 call report, Faith Connection Federal Credit Union's net worth ratio is 10.32%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 10.32%
- Delinquency ratio (60+ days) (Q2 2026): 1.31%
- Return on assets (Q2 2026): -0.05%
- Loan-to-share ratio (Q2 2026): 66.89%
Faith Connection Federal Credit Union (NCUA charter 13704, established 1960) reported $32.4M in assets and 2,852 members for Q2 2026 from Marietta, Georgia. It ranks 38 of 71 credit unions in Georgia by total assets. Total assets fell 0.8% from $32.7M on June 30, 2025. It has 56 fewer members than on June 30, 2025 (-1.9%). Its net worth ratio was up 0.02 percentage points from 10.30% on June 30, 2025. 1- to 4-family residential and other consumer real estate loans are its largest loan category, $7.9M of $19.3M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.31% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 10.25% for Q1 2026; 10.30% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 0.87% for Q1 2026; 0.34% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: -0.33% for Q1 2026; 0.12% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 66.33% for Q1 2026; 68.46% for Q2 2025.
Loans by type, Q2 2026
- 1- to 4-family residential and other consumer real estate loans: $7.9M
- Used vehicle loans: $5.0M
- Unsecured credit card loans: $2.8M
- New vehicle loans: $1.7M
- Commercial loans: $828K
- Other secured non-real estate loans and lines of credit: $573K
- Other unsecured loans and lines of credit: $422K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $32.4M | 10.32% | 1.31% | -0.05% | 66.89% |
| March 31, 2026 | $32.7M | 10.25% | 0.87% | -0.33% | 66.33% |
| December 31, 2025 | $32.2M | 10.51% | 0.64% | 0.00% | 66.78% |
| September 30, 2025 | $31.9M | 10.60% | 0.39% | 0.14% | 68.49% |
| June 30, 2025 | $32.7M | 10.30% | 0.34% | 0.12% | 68.46% |
| March 31, 2025 | $33.7M | 9.97% | 0.56% | 0.18% | 65.33% |
Add this badge to your website
Free to use. It shows Faith Connection Federal Credit Union’s latest filed figures and updates each quarter.
How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Faith Connection Federal Credit Union profile
Regulator records: NCUA credit union profile (charter 13704) · FFIEC NIC profile (RSSD 153586)
Frequently asked questions
Is Faith Connection Federal Credit Union well capitalized?
On its Q2 2026 NCUA 5300 call report, Faith Connection Federal Credit Union's net worth ratio is 10.32%, above the 7% NCUA threshold for well capitalized.
Is Faith Connection Federal Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. Faith Connection Federal Credit Union is a federally insured credit union (NCUA charter 13704): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Faith Connection Federal Credit Union's key safety ratios?
For Q2 2026, Faith Connection Federal Credit Union reports net worth 10.32%, delinquency 1.31%, ROA -0.05%, loan-to-share 66.89%.
What happens to my money if Faith Connection Federal Credit Union fails?
For Q2 2026, Faith Connection Federal Credit Union held $28.8M in shares and deposits for 2,852 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.