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Hopesouth Federal Credit Union: Delinquency Ratio

3.23% Below the NCUA threshold

Data as of · sourced from NCUA 5300 call reports. How we update

Regulator records: NCUA credit union profile (charter 20824) · FFIEC NIC profile (RSSD 681687)

Hopesouth Federal Credit Union reported a delinquency ratio of 3.23% as of Q2 2026. The delinquency ratio is loans 60+ days past due as a percent of total loans, the headline asset-quality gauge examiners watch for a credit union.

12-Quarter Trend

Q1 2025 Latest
Q2 20263.23%
Q1 20261.03%
Q4 20253.57%
Q3 20252.19%
Q2 20251.80%
Q1 20250.45%

What Delinquency Ratio Means

Loans 60+ days past due as a percent of total loans, the headline asset-quality gauge examiners watch for a credit union.

Full definition & formula →

Explore more for Hopesouth Federal Credit Union: net worth ratio · return on assets · loan-to-share · or browse all credit unions.