Hopesouth Federal Credit Union: Loan-to-Share Ratio
53.56% Meets the NCUA threshold
Data as of · sourced from NCUA 5300 call reports. How we update
Regulator records: NCUA credit union profile (charter 20824) · FFIEC NIC profile (RSSD 681687)
Hopesouth Federal Credit Union reported a loan-to-share ratio of 53.56% as of Q2 2026. The loan-to-share ratio is total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.
12-Quarter Trend
Q1 2025 Latest
Q2 202653.56%
Q1 202655.79%
Q4 202557.71%
Q3 202558.69%
Q2 202557.28%
Q1 202555.94%
What Loan-to-Share Ratio Means
Total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.
Full definition & formula →Explore more for Hopesouth Federal Credit Union: net worth ratio · delinquency ratio · return on assets · or browse all credit unions.