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Credit union call report ยท Pasadena, TX

I L a 28 Federal Credit Union Call Report

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I L a 28 Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 127 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

I L a 28 Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number19983
Federal Reserve RSSD ID649687

The official copy: search charter number 19983 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

I L a 28 Federal Credit Union call report, Q2 2026

Statement of Financial Condition (23 items)
I L a 28 Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
2a. Cash on Deposit in Corporate Credit Unions 730B1 $258K
2b. Cash on Deposit in Federal Reserve Bank AS0003 $772K
2. Cash on Deposit (total) 730B $1.0M
3. Time Deposits in Banks and Credit Unions AS0007 $1.8M
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $2.8M
9. Held-to-Maturity Debt Securities AS0073 $1.2M
11. TOTAL INVESTMENT SECURITIES AS0013 $1.2M
12b. Perpetual Contributed Capital 769B $760
13. TOTAL OTHER INVESTMENTS AS0017 $760
15a. Number of Total Loans and Leases 025A 546
15b. Total Loans and Leases 025B $6.4M
17. ACL on Loans and Leases AS0048 $50K
21. NCUA Share Insurance Capitalization Deposit 794 $74K
22d. Accrued Interest on Loans 009A $6K
22g. Total Other Assets AS0036 $6K
23. TOTAL ASSETS 010 $10.5M
Accounts Payable and Other Liabilities 825 $25K
Member Shares of All Types 013 $8.2M
Total Shares and Deposits 018 $8.2M
Undivided Earnings 940 $2.3M
Total Net Worth 997 $2.3M
Net Worth Ratio 998 21.56%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $10.5M
Statement of Income and Expense (18 items)
I L a 28 Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $256K
3. Income from Investments 120 $64K
5. TOTAL INTEREST INCOME 115 $320K
6. Dividends on Shares 380 $65K
9. TOTAL INTEREST EXPENSE 350 $65K
10. NET INTEREST INCOME IS0010 $255K
11. Provision for Loan and Lease Losses 300 -$92
13. Fee Income 131 -$5K
23. TOTAL NON-INTEREST INCOME 117 -$5K
24. Employee Compensation and Benefits 210 $146K
26. Office Occupancy 250 $13K
27. Office Operations 260 $31K
28. Educational and Promotional 270 $899
29. Loan Servicing 280 $2K
30. Professional and Outside Services 290 $5K
33. Miscellaneous Operating Expense 360 $397
34. TOTAL NON-INTEREST EXPENSE 671 $199K
35. NET INCOME 661A $52K
Statement pages - all other filed accounts (12 items)

delinquency (21%), credit cards (21%)

I L a 28 Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Loans Granted Year-to-Date 031A $338
Amount of Loans Granted Year-to-Date 031B $1.9M
Number of current members (not number of accounts) 083 897
Number of potential members 084 1,099
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,000.00%
Interest Rate of New Vehicle Loans 523 500.00%
Interest Rate of Used Vehicle Loans 524 600.00%
Amount of Regular Shares 657 $5.4M
IRA/KEOGH Accounts - < 1 Year 906A $109K
Share Certificates - < 1 Year 908A $2.7M
Total Amount of Share Certificates 908C $2.7M
Number of Used Vehicle Loans 968 110
NCUA data file FS220A (14 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

I L a 28 Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $8.2M
Total Shares and Deposits - < 1 Year 018A $8.2M
Effective date of last audit 063 $62K
Amount of Used Vehicle Loans 370 $2.2M
Amount of New Vehicle Loans 385 $2.6M
Amount of All Other Unsecured Loans/Lines of Credit 397 $501K
Share Certificates 451 $163
IRA/KEOGH Accounts 453 $2
Number of Accounts for Regular Shares 454 980
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 1,145
Number of credit union employees who are Full-Time (26 hours or more) 564A 4
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $410K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,700.00%
Total credit lines 881 $300K
NCUA data file FS220B (10 items)

maturity and repricing buckets (40%), credit cards (17%)

I L a 28 Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $8.2M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $92K
Amount of Regular Shares - < 1 Year 657A $5.4M
Fair value of Held to Maturity Securities 801 $1.2M
Total Amount of IRA/KEOGH Accounts 906C $109K
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $544K
Number of New Vehicle Loans 958 71
Total Shares 966 $1K
Number of All Other Unsecured Loans/Lines of Credit 994 265
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 17
NCUA data file FS220C (2 items)

charge-offs and recoveries (27%), participation loans (18%)

I L a 28 Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $6
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
NCUA data file FS220D (1 item)

member services and products offered (69%), CUSO relationships (27%)

I L a 28 Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
Deposits and Shares Meeting 703.10(a) 879M $1
NCUA data file FS220G (1 item)

loans and leases (32%), participation loans (18%)

I L a 28 Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Credit Lines at Corporate Credit Unions 884 $200K
NCUA data file FS220I (1 item)

vehicle lending (59%), delinquency (44%)

I L a 28 Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Total Other Credit Lines 884D $100K
NCUA data file FS220L (4 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

I L a 28 Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $546
Total Amount of Loans & Leases on Loan Schedule 025B1 $6.4M
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 950.00%
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $1.1M
NCUA data file FS220M (1 item)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

I L a 28 Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 100
NCUA data file FS220N (4 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

I L a 28 Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities <=1 Year AS0068 $700K
Held-to-Maturity Debt Securities >1 and <=3 Years AS0069 $500K
Total Liabilities LI0069 $8.2M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $10.5M
NCUA data file FS220Q (19 items)

investment portfolio detail (69%)

I L a 28 Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0073 $1.2M
Held-to-maturity Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions NV0074 $1.2M
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $1.2M
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $1.5M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $300K
Investment Maturity Distribution - Time Deposits - Total NV0116 $1.8M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $1.2M
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years NV0145 $760
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $760
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $2.2M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $800K
Investment Maturity Distribution - Total Investment Securities - > 10 Years NV0157 $760
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $3.0M
RBC Total Equity RB0001 $2.3M
RBC Allowance for Credit Losses RB0002 $50K
RBC Total Additions RB0005 $50K
RBC Total Deductions RB0009 $74K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $2.2M
RBC Risk-Based Capital Numerator RB0012 $2.2M
NCUA data file FS220R (17 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

I L a 28 Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $1.2M
RBC Schedule Total Consumer Loans RB0060 $6.4M
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $50K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $50K
RBC Schedule Total Loans RB0079 $6.3M
RBC Total for Risk Weighting Total Loans RB0081 -$50K
RBC Total Loans 0% Weight RB0082 -$50K
RBC Schedule Total Other Assets RB0088 $80K
RBC Total for Risk Weighting Other Assets RB0090 $74K
RBC Other Assets 0% Weight RB0091 $74K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $10.5M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $24K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $24K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $10.5M
RBC Allowance for Credit Losses (Loans) RB0177 $50K
Total Shares SH0013 $8.2M
Total Shares and Deposits SH0018 $8.2M

I L a 28 Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the I L a 28 Federal Credit Union call report?

The I L a 28 Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does I L a 28 Federal Credit Union file?

I L a 28 Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the I L a 28 Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for I L a 28 Federal Credit Union is 19983.

How often does I L a 28 Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

I L a 28 Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.