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Credit Union Routing Number

Northern Credit Union Routing Number: 221380936

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The Northern Credit Union routing number is 221380936. It is a credit union in Watertown, New York, NCUA charter 24989.

Primary ABA / RTN
221380936

Data as of · size and membership from the NCUA 5300 call report. How we update

About Northern Credit Union

Northern Credit Union is based in Watertown, New York, and has been chartered since 1955. It reported $698.2M in assets for Q2 2026, the 31st largest of 267 credit unions headquartered in New York and 629th of 4,261 nationally. It counted 45,532 members on that report. The NCUA lists 11 branch locations for the credit union.

Record

Routing number
221380936
NCUA charter number
24989
RSSD ID
194981
Headquarters
Watertown, New York 13601
Chartered
1955
NCUA insured since
December 15, 1971
Total assets (Q2 2026)
$698.2M
Members (Q2 2026)
45,532
Branch locations
11
Routing record refreshed
October 21, 2026
Check before you send money. Wires may use another number; see the wire question below. What a routing number is.

Northern Credit Union routing numbers on file

Routing number Type Status Source
221380936 Primary ABA Active FFIEC NIC

How to confirm Northern Credit Union's routing number

  1. Compare 221380936 with the first nine digits on a Northern Credit Union check.
  2. Find Northern Credit Union's number in its online banking account details.
  3. Search the number in the Federal Reserve's E-Payments Routing Directory.

What is the Northern Credit Union routing number?

The Northern Credit Union routing number is 221380936. It is the primary ABA routing number on the FFIEC record for NCUA charter 24989, refreshed here on October 21, 2026.

Does Northern Credit Union use the same routing number for wires?

Not necessarily: the record does not say. Get wire instructions from Northern Credit Union first.

Which credit union uses routing number 221380936?

It belongs to Northern Credit Union, a credit union in Watertown, New York with $698.2M in assets for Q2 2026.

Routing numbers in Watertown, NY

Bank
Watertown Savings Bank: 221371356
Bank
WSB Municipal Bank: 021309285
Credit union
State CS Employees Federal Credit Union: 221380949
Credit union
Watertown Postal Federal Credit Union: 221380952

All routing numbers in New York

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