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Rave Financial Credit Union: Loan-to-Share Ratio

104.27% Outside the BankRegReports reference band

Data as of · sourced from NCUA 5300 call reports. How we update

Regulator records: NCUA credit union profile (charter 68735) · FFIEC NIC profile (RSSD 598570)

Rave Financial Credit Union reported a loan-to-share ratio of 104.27% as of Q2 2026. The loan-to-share ratio is total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.

NCUA sets no threshold for the loan-to-share ratio. The band shown above is a BankRegReports reference band, not a regulatory standard.

6-Quarter Trend

Q1 2025 Q2 2026 (latest)
Q2 2026104.27%
Q1 202699.34%
Q4 2025104.64%
Q3 2025105.01%
Q2 2025103.26%
Q1 2025101.24%

What Loan-to-Share Ratio Means

Total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.

Full definition & formula →

Loan-to-Share Ratio against similar-size credit unions

Compared with 454 credit unions with $1B to $10B in assets, as of Q2 2026. Rank is the estimated share of peers this credit union outperforms.

Metric This credit union Peer median Rank among peers
Loan-to-share ratio Middle half of peers: 78.23% to 95.19% 104.27% 88.03% over 90th position only

Explore more for Rave Financial Credit Union: net worth ratio · delinquency ratio · return on assets · or browse all credit unions.