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Credit union call report ยท Colorado Springs, CO

School District #3 Federal Credit Union Call Report

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School District #3 Federal Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 257 filed line items, in the form's order. Dollar amounts are whole dollars as filed.

School District #3 Federal Credit Union call report filing details
Call report formNCUA 5300
Latest quarter filedQ2 2026 (June 30, 2026)
NCUA charter number13300
Federal Reserve RSSD ID630685

The official copy: search charter number 13300 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.

School District #3 Federal Credit Union call report, Q2 2026

Statement of Financial Condition (30 items)
School District #3 Federal Credit Union, Statement of Financial Condition, Q2 2026
Line item Account Q2 2026
1a. Coin and Currency AS0004 $191K
1c. Total Cash on Hand 730A $191K
2a. Cash on Deposit in Corporate Credit Unions 730B1 $1.9M
2c. Cash on Deposit in Other Financial Institutions 730B2 $1.4M
2. Cash on Deposit (total) 730B $3.4M
3. Time Deposits in Banks and Credit Unions AS0007 $14.7M
4. All Other Deposits AS0008 $25
5. TOTAL CASH AND OTHER DEPOSITS AS0009 $18.3M
9. Held-to-Maturity Debt Securities AS0073 $16K
11. TOTAL INVESTMENT SECURITIES AS0013 $16K
12b. Perpetual Contributed Capital 769B $88K
13. TOTAL OTHER INVESTMENTS AS0017 $88K
15a. Number of Total Loans and Leases 025A 474
15b. Total Loans and Leases 025B $16.6M
17. ACL on Loans and Leases AS0048 $71K
19. Land and Building 007 $463K
20. Other Fixed Assets 008 $5K
21. NCUA Share Insurance Capitalization Deposit 794 $292K
22d. Accrued Interest on Loans 009A $36K
22f. All Other Assets 009C $207K
22g. Total Other Assets AS0036 $243K
23. TOTAL ASSETS 010 $36.0M
Accounts Payable and Other Liabilities 825 $78K
Accrued Dividends and Interest Payable 820A $11K
Member Shares of All Types 013 $30.2M
Total Shares and Deposits 018 $30.2M
Undivided Earnings 940 $5.6M
Total Net Worth 997 $5.6M
Net Worth Ratio 998 15.70%
TOTAL LIABILITIES, SHARES, AND EQUITY 014 $36.0M
Statement of Income and Expense (23 items)
School District #3 Federal Credit Union, Statement of Income and Expense, Q2 2026
Line item Account Q2 2026
1. Interest on Loans and Leases 110 $397K
3. Income from Investments 120 $321K
5. TOTAL INTEREST INCOME 115 $718K
6. Dividends on Shares 380 $170K
9. TOTAL INTEREST EXPENSE 350 $170K
10. NET INTEREST INCOME IS0010 $548K
12a. Credit Loss Expense - Loans and Leases IS0011 $12K
12e. Total Credit Loss Expense IS0017 $12K
13. Fee Income 131 $27K
14. Other Operating Income IS0020 $12K
22. Other Non-Operating Income 440 $290
23. TOTAL NON-INTEREST INCOME 117 $39K
24. Employee Compensation and Benefits 210 $242K
25. Travel and Conference 230 $4K
26. Office Occupancy 250 $30K
27. Office Operations 260 $119K
28. Educational and Promotional 270 $7K
29. Loan Servicing 280 $9K
30. Professional and Outside Services 290 $6K
32. Operating Fees 320 $2K
33. Miscellaneous Operating Expense 360 $6K
34. TOTAL NON-INTEREST EXPENSE 671 $424K
35. NET INCOME 661A $151K
Statement pages - all other filed accounts (19 items)

delinquency (21%), credit cards (21%)

School District #3 Federal Credit Union, Statement pages - all other filed accounts, Q2 2026
Line item Account Q2 2026
Amount of All Deliquent Loans (Including Credit Cards) and Leases as of - 1 month to less than 2 months delinquent 020B $747K
Loans Granted Year-to-Date 031A $29
Amount of Loans Granted Year-to-Date 031B $943K
Number of current members (not number of accounts) 083 1,584
Number of potential members 084 10,000
Net Member Business Loan Balance 400A $569K
Interest Rate of Unsecured Credit Card Loans 521 925.00%
Interest Rate of All Other Unsecured Loans/Lines of Credit 522 1,090.00%
Interest Rate of New Vehicle Loans 523 545.00%
Interest Rate of Used Vehicle Loans 524 567.00%
Total Amount of All Year-to-Date Recoveries on Charged-Off Loans 551 $400
Total Amount of All Other Shares 630 $32K
Amount of Regular Shares 657 $13.3M
Amount of Share Drafts 902 $5.3M
IRA/KEOGH Accounts - < 1 Year 906A $840K
Share Certificates - < 1 Year 908A $5.4M
Total Amount of Share Certificates 908C $6.7M
Total Amount of Money Market Shares 911 $4.0M
Number of Used Vehicle Loans 968 94
NCUA data file FS220A (23 items)

loans and leases (25%), income and expense (25%), shares and deposits (19%)

School District #3 Federal Credit Union, NCUA data file FS220A, Q2 2026
Line item Account Q2 2026
Total Shares - < 1 Year 013A $28.9M
Total Shares - 1-3 Years 013B1 $1.1M
Total Shares - > 3 Years 013B2 $169K
Total Shares and Deposits - < 1 Year 018A $28.9M
Total Shares and Deposits - 1-3 Years 018B1 $1.1M
Total Shares and Deposits - > 3 Years 018B2 $169K
Effective date of last audit 063 $62K
Amount of Used Vehicle Loans 370 $1.2M
Amount of New Vehicle Loans 385 $296K
Amount of Unsecured Credit Card Loans 396 $257K
Amount of All Other Unsecured Loans/Lines of Credit 397 $61K
Share Certificates 451 $241
Number of Accounts for Share Drafts 452 1,164
IRA/KEOGH Accounts 453 $50
Number of Accounts for Regular Shares 454 1,940
All other shares 455 $43
Money Market Shares 458 $71
Number of Accounts for Total Shares and Deposits (Sum of items 15-16) 460 3,509
Number of credit union employees who are Full-Time (26 hours or more) 564A 4
Number of credit union employees who are Part-Time (25 hours or less per week) 564B 1
Dollar amount of loans with interest rates that exceed 15% (For FCUs Only) 567 $3K
Aggregate weighted average interest rate for the loans with interest rates that exceed 15% (For FCUs Only) 568 1,800.00%
Total credit lines 881 $2.2M
NCUA data file FS220B (20 items)

maturity and repricing buckets (40%), credit cards (17%)

School District #3 Federal Credit Union, NCUA data file FS220B, Q2 2026
Line item Account Q2 2026
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) 065A4 $995K
Total Uninsured Shares and Deposits > $250K (F+J) 068A $995K
Total Insured Shares and Deposits > $250K (item 17 less item K) 069A $29.2M
Effective date of the most recent Supervisory Committee verification of Member's accounts 603 $122K
All other shares - < 1 Year 630A $32K
Amount of Regular Shares - < 1 Year 657A $13.3M
Total Amount of Year-to-Date Recoveries on Unsecured Credit Card Loans Charged Off 681 $400
Fair value of Held to Maturity Securities 801 $16K
Amount of Share Drafts - < 1 Year 902A $5.3M
IRA/KEOGH Accounts - 1-3 Years 906B1 $69K
Total Amount of IRA/KEOGH Accounts 906C $909K
Share Certificates - 1-3 Years 908B1 $1.0M
Share Certificates - > 3 Years 908B2 $169K
Money Market Shares - < 1 Year 911A $4.0M
Amount of Loans Outstanding to Credit Union Officials and Senior Executive Staff 956 $1.5M
Number of New Vehicle Loans 958 15
Total Shares 966 $4K
Number of Unsecured Credit Card Loans 993 154
Number of All Other Unsecured Loans/Lines of Credit 994 103
Number of Loans Outstanding to Credit Union Officials and Senior Executive Staff 995 17
NCUA data file FS220C (5 items)

charge-offs and recoveries (27%), participation loans (18%)

School District #3 Federal Credit Union, NCUA data file FS220C, Q2 2026
Line item Account Q2 2026
Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records 064 $5
Number of credit union branches (include the main office if member services are conducted at that location) 566 1
Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 638 $2.9M
Supplemental Share Information - Dollar Amount of IRA/Keogh Accounts = or > $100,000 639 $30K
Outstanding balance of brokered certificates of deposit and share certificates 788 $14.0M
NCUA data file FS220D (25 items)

member services and products offered (69%), CUSO relationships (27%)

School District #3 Federal Credit Union, NCUA data file FS220D, Q2 2026
Line item Account Q2 2026
No Cost Share Drafts 879A4 $1
Share Certificates with Low Minimum Balance Requirements 879A5 $1
Financial Counseling 879B1 $1
Financial Education 879B2 $1
No Cost Bill Payer 879C2 $1
Student Scholarships 879C4 $1
Payday Alternative Loans (PAL loans) (FCU Only) 879D9 $1
Mortgage Processing 879G $1
Deposits and Shares Meeting 703.10(a) 879M $1
Brokered Certificates of Deposits 879N $1
Low-cost wire transfers 879W $1
Member Application 887A $1
Loan Application 887B $1
Loan Payments 887F $1
Bill Payment 887J $1
e-Statements 887R $1
MobilePmts 887V $1
Informational Website PI0007 $1
Mobile Application PI0008 $1
Online Banking PI0009 $1
Person-to-Person PI0011 $1
Point-of-sale-Processing PI0012 $1
Offer Custodial Accounts PP0032 $1
Offer Non-Custodial Accounts PP0033 $1
Does the CU offer an ATM Network that is surcharge free? PP0034 $1
NCUA data file FS220G (4 items)

loans and leases (32%), participation loans (18%)

School District #3 Federal Credit Union, NCUA data file FS220G, Q2 2026
Line item Account Q2 2026
Total Outstanding Amount of Participation Loans Purchased By Type 691L $57K
Total Value of Investments in CUSOs 851 $28K
Total Aggregate Cash Outlay in CUSOs 853 $15K
Total Credit Lines at Corporate Credit Unions 884 $2.2M
NCUA data file FS220H (8 items)

student loans (43%), delinquency (27%)

School District #3 Federal Credit Union, NCUA data file FS220H, Q2 2026
Line item Account Q2 2026
Number of Payday Alternative Loans (PAL loans) Granted Year-to-Date (FCU only) 031C 4
Amount of Payday Alternative Loans (PAL loans) Granted Year-to-Date (FCU only) 031D $3K
Amount of Payday Alternative Loans (PAL loans) 397A $2K
Interest Rate of Payday Alternative Loans (PAL loans) 522A 1,800.00%
Total Unfunded Commitments for all loan types 816A $1.1M
Number of Payday Alternative Loans (PAL loans) 994A 5
Total number of TDR loans outstanding 1000F $2
Total amount of TDR loans outstanding 1001F $814
NCUA data file FS220I (3 items)

vehicle lending (59%), delinquency (44%)

School District #3 Federal Credit Union, NCUA data file FS220I, Q2 2026
Line item Account Q2 2026
Amount of Used Vehicle Loans Delinquent 30 to 59 days 020C2 $6K
Commercial Share Accounts 643 $206K
Negative Shares as Included in All Other Unsecured Loans/Lines of Credit 644 $1K
NCUA data file FS220L (19 items)

commercial and business lending (90%), participation loans (36%), real estate lending (18%)

School District #3 Federal Credit Union, NCUA data file FS220L, Q2 2026
Line item Account Q2 2026
Total Number of Loans & Leases on Loan Schedule 025A1 $474
Total Amount of Loans & Leases on Loan Schedule 025B1 $16.6M
Amount of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 386A $490K
Total outstanding balance of commercial loans to members 400A1 $569K
Total outstanding balance of nonmember commercial loans 400B1 $57K
Outstanding balance of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 400J2 $82K
Outstanding balance of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 400J3 $57K
Outstanding balance of member commercial loans Secured Multifamily Property 400M $487K
Outstanding balance of all member and non-member commercial loans 400T1 $626K
Interest Rate of Commercial Loans/Lines of Credit Real Estate Secured 525 582.00%
Interest Rate of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 562A 815.00%
Interest Rate of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 563A 440.00%
Interest Rate of All Other Secured Non-Real Estate Loans/Lines of Credit 595B 549.00%
Outstanding Amount of Commercial Loans Excluding C&D Participation Loans Purchased 691L8 $57K
Amount of All Other Secured Non-Real Estate Loans/Lines of Credit 698C $459K
Amount of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 703A $13.2M
Total Outstanding Balance of real estate secured member commercial loans 718A3 $569K
Total Outstanding Balance of real estate secured nonmember commercial loans 718A4 $57K
Amount of Commercial Loans/Lines of Credit Real Estate Secured 718A5 $626K
NCUA data file FS220M (15 items)

commercial and business lending (89%), real estate lending (26%), participation loans (23%)

School District #3 Federal Credit Union, NCUA data file FS220M, Q2 2026
Line item Account Q2 2026
Total Unfunded Commitments for Credit Card Lines (Non-Commercial) 812C $1.0M
Total Unfunded Commitments for Unsecured Share Draft Lines of Credit (Non-Commercial) 815C $103K
Total Unfunded Commitments for Non-Commercial Loans 816T $1.1M
Total number of member commercial loans 900A1 $4
Total number of nonmember commercial loans 900B1 $1
Number of member commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property 900J2 1
Number of purchased or participation interests in commercial loans Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property to nonmembers 900J3 1
Total number of real estate secured member commercial loans 900K2 $4
Total number of real estate secured nonmember commercial loans 900K3 $1
Number of Commercial Loans/Lines of Credit Real Estate Secured 900K4 4
Number of member commercial loans Secured by Multifamily Property 900M 3
Total Number of Member and Nonmember commercial loans 900T1 $5
Number of Total Loans/Lines of Credit Secured by 1st Lien 1-4 Family Residential Properties 959A 75
Number of Total Loans/Lines of Credit Secured by Junior Lien 1-4 Family Residential Properties 960A 9
Number of All Other Secured Non-Real Estate Loans/Lines of Credit 963C 15
NCUA data file FS220N (3 items)

investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)

School District #3 Federal Credit Union, NCUA data file FS220N, Q2 2026
Line item Account Q2 2026
Held-to-Maturity Debt Securities >3 and <=5 Years AS0070 $16K
Total Liabilities LI0069 $30.3M
Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility NW0010 $36.0M
NCUA data file FS220P (4 items)

commercial and business lending (52%), delinquency (49%), real estate lending (23%)

School District #3 Federal Credit Union, NCUA data file FS220P, Q2 2026
Line item Account Q2 2026
Amount of real estate loans included in Accounts 718A3 and 718A4 above that contractually refinance, reprice, or mature within the next 5 years. CM0099 $278K
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by 1st Lien DL0057 $598K
Delinquent Loans by Collateral Type - 30 - 59 days - 1-4 Family Residential Property Loans/Lines of Credit Secured by Junior Lien DL0064 $61K
Dollar Amount of Reportable Delinquency - 30 - 59 Days Delinquent - Commercial Loans/Lines of Credit Secured by Non-Owner Occupied, Non-Farm, Non-Residential Property DL0106 $82K
NCUA data file FS220Q (22 items)

investment portfolio detail (69%)

School District #3 Federal Credit Union, NCUA data file FS220Q, Q2 2026
Line item Account Q2 2026
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0017 $16K
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Agency/GSE Non-Debt Instruments - Guaranteed NV0018 $16K
Held-to-maturity Amortized Cost - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0021 $16K
Held-to-maturity Fair Value - Federal Agency Securities -Guaranteed - Total Federal Agency Securities - Guaranteed NV0022 $16K
Total Amortized Cost Held-to-Maturity Debt Securities NV0081 $16K
Investment Maturity Distribution - Time Deposits - <=1 Year NV0111 $6.5M
Investment Maturity Distribution - Time Deposits - >1-3 Years NV0112 $6.0M
Investment Maturity Distribution - Time Deposits - >3-5 Years NV0113 $2.2M
Investment Maturity Distribution - Time Deposits - Total NV0116 $14.7M
Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total NV0140 $16K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - >1-3 Years NV0142 $88K
Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total NV0146 $88K
Investment Maturity Distribution - Total Investment Securities - <=1 Year NV0153 $6.5M
Investment Maturity Distribution - Total Investment Securities - >1-3 Years NV0154 $6.1M
Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years NV0155 $2.3M
Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) NV0158 $14.8M
RBC Total Equity RB0001 $5.6M
RBC Allowance for Credit Losses RB0002 $71K
RBC Total Additions RB0005 $71K
RBC Total Deductions RB0009 $292K
RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction RB0010 $5.4M
RBC Risk-Based Capital Numerator RB0012 $5.4M
NCUA data file FS220R (34 items)

risk-based capital and leverage ratio (68%), real estate lending (28%)

School District #3 Federal Credit Union, NCUA data file FS220R, Q2 2026
Line item Account Q2 2026
RBC Schedule Total Investments RB0039 $104K
RBC Schedule Total Consumer Loans RB0060 $2.3M
RBC Schedule Total Commercial Loans RB0068 $626K
RBC Total for Risk Weighting Allowance for Credit Losses (Loans) RB0077 $71K
RBC Allowance for Credit Losses (Loans) 0% Weight RB0078 $71K
RBC Schedule Total Loans RB0079 $16.6M
RBC Total for Risk Weighting Total Loans RB0081 -$71K
RBC Total Loans 0% Weight RB0082 -$71K
RBC Schedule Total Other Assets RB0088 $1.0M
RBC Total for Risk Weighting Other Assets RB0090 $292K
RBC Other Assets 0% Weight RB0091 $292K
RBC Total from Schedule On-Balance Sheet Assets RB0099 $36.0M
RBC Total Adjustments to Schedule On-Balance Sheet Assets RB0100 $220K
RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight RB0101 $220K
RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts RB0170 $36.0M
RBC Allowance for Credit Losses (Loans) RB0177 $71K
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate > 15 Years RL0001 58.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate > 15 Years RL0002 12,156,789.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate > 15 Years RL0003 468,714.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Number of Loans Outstanding - Fixed Rate 15 Years or Less RL0004 17.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Fixed Rate 15 Years or Less RL0005 1,030,400.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Fixed Rate 15 Years or Less RL0006 25,448.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount of Loans Outstanding - Total RL0016 $13.2M
1- to 4-Family Residential Property Loans/lines of Credit Secured by 1st Lien - Amount Granted YTD - Total RL0017 $494K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Number of Loans Outstanding - Closed-end - Fixed Rate RL0018 9.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Closed-end - Fixed Rate RL0019 490,174.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Closed-end - Fixed Rate RL0020 125,393.00%
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount of Loans Outstanding - Total RL0030 $490K
1- to 4-Family Residential Property Loans/lines of Credit Secured by Junior Lien - Amount Granted YTD - Total RL0031 $125K
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Number of Loans Outstanding RL0046 $84
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount of Loans Outstanding RL0047 $13.7M
Total 1- to 4-Family Residential Property and All Other Consumer Real Estate Loans/Lines of Credit - Amount Granted YTD RL0048 $620K
Total Shares SH0013 $30.2M
Total Shares and Deposits SH0018 $30.2M

School District #3 Federal Credit Union call reports on file

  • Q2 2026 call report (quarter ended June 30, 2026)
  • Q1 2026 call report (quarter ended March 31, 2026)
  • Q4 2025 call report (quarter ended December 31, 2025)
  • Q3 2025 call report (quarter ended September 30, 2025)
  • Q2 2025 call report (quarter ended June 30, 2025)
  • Q1 2025 call report (quarter ended March 31, 2025)

Where can I find the School District #3 Federal Credit Union call report?

The School District #3 Federal Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.

What call report does School District #3 Federal Credit Union file?

School District #3 Federal Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.

What is the School District #3 Federal Credit Union call report number?

A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for School District #3 Federal Credit Union is 13300.

How often does School District #3 Federal Credit Union file a call report?

Every quarter, as of March 31, June 30, September 30 and December 31.

School District #3 Federal Credit Union financials and ratios →

New to the 5300? What the NCUA 5300 call report is.