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Southern Coastal Federal Credit Union: Loan-to-Share Ratio

86.19% In the NCUA watch band

Data as of · sourced from NCUA 5300 call reports. How we update

Regulator records: NCUA credit union profile (charter 24885) · FFIEC NIC profile (RSSD 66994)

Southern Coastal Federal Credit Union reported a loan-to-share ratio of 86.19% as of Q2 2026. The loan-to-share ratio is total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.

12-Quarter Trend

Q1 2025 Latest
Q2 202686.19%
Q1 202687.45%
Q4 202585.29%
Q3 202583.04%
Q2 202577.90%
Q1 202578.73%

What Loan-to-Share Ratio Means

Total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.

Full definition & formula →

Explore more for Southern Coastal Federal Credit Union: net worth ratio · delinquency ratio · return on assets · or browse all credit unions.