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Southern Coastal Federal Credit Union: Net Worth Ratio

18.21% Meets the NCUA threshold

Data as of · sourced from NCUA 5300 call reports. How we update

Regulator records: NCUA credit union profile (charter 24885) · FFIEC NIC profile (RSSD 66994)

Southern Coastal Federal Credit Union reported a net worth ratio of 18.21% as of Q2 2026. The net worth ratio is the NCUA's primary capital-adequacy measure, net worth as a percent of total assets; 7% is 'well capitalized', under 6% is 'undercapitalized'.

12-Quarter Trend

Q1 2025 Latest
Q2 202618.21%
Q1 202618.45%
Q4 202518.09%
Q3 202518.04%
Q2 202517.83%
Q1 202517.80%

What Net Worth Ratio Means

The NCUA's primary capital-adequacy measure, net worth as a percent of total assets; 7% is 'well capitalized', under 6% is 'undercapitalized'.

Full definition & formula →

Explore more for Southern Coastal Federal Credit Union: delinquency ratio · return on assets · loan-to-share · or browse all credit unions.