Skip to main content

Credit Unions by State

Credit Unions in Kentucky

50 federally insured credit unions headquartered in Kentucky, ranked by total assets, as of Q2 2026. The largest is Commonwealth Federal Credit Union at $2.92B.

Showing: 50 credit unions Source: NCUA 5300 call reports (Q2 2026) Ranked: largest credit unions in Kentucky All states: credit unions by state Banks: banks in Kentucky Routing numbers: in Kentucky
Credit Unions
50
Total Assets
$16.78B
Total Members
1,003,054
Total Loans
$11.97B
Net Worth Ratio (asset-weighted)
12.96%
ROA (asset-weighted)
1.00%
Delinquency (asset-weighted)
0.84%
# Credit Union HQ Total Assets Net Worth ROA Delinq. Members
1 Commonwealth Federal Credit Union Frankfort, KY $2.92B 11.26% 1.79% 0.87% 149,646
2 Abound Federal Credit Union Radcliff, KY $2.76B 15.85% 1.25% 0.81% 118,683
3 L&N Federal Credit Union Louisville, KY $2.65B 10.55% 1.13% 0.26% 122,957
4 University of Kentucky Federal Credit Union Lexington, KY $1.79B 10.91% 0.07% 0.97% 121,057
5 Park Federal Credit Union dba Park Community Credit Union Louisville, KY $1.43B 17.86% 0.26% 2.00% 82,105
6 Members Heritage Credit Union Inc Lexington, KY $590.8M 12.39% 0.87% 0.92% 55,277
7 Transcend Credit Union Louisville, KY $588.3M 13.37% 1.38% 0.13% 50,984
8 Members Choice Credit Union Ashland, KY $430.8M 8.38% 0.63% 0.76% 23,103
9 Ashland Credit Union Ashland, KY $411.8M 12.26% 0.26% 1.29% 46,980
10 Signet Federal Credit Union Paducah, KY $398.2M 16.64% 1.11% 1.07% 20,863
11 C-Plant Federal Credit Union Paducah, KY $365.9M 14.71% 1.35% 0.16% 15,876
12 Class Act Federal Credit Union Louisville, KY $365.0M 10.85% 0.74% 0.62% 23,498
13 Service One Credit Union, Inc. Bowling Green, KY $269.1M 9.51% 0.40% 1.40% 18,008
14 Autotruck Financial Credit Union Louisville, KY $220.4M 13.05% 0.97% 1.22% 17,257
15 Advanz Federal Credit Union Louisville, KY $161.6M 15.63% 0.66% 0.54% 9,371
16 The Health & Education Federal Credit Union Lexington, KY $125.8M 17.66% 2.04% 0.23% 12,072
17 Expree Credit Union Frankfort, KY $119.1M 10.86% 0.85% 0.77% 8,941
18 Lake Chem Community Federal Credit Union Benton, KY $95.9M 10.07% 0.21% 0.46% 12,043
19 Owensboro Federal Credit Union Owensboro, KY $88.3M 14.21% 1.08% 0.26% 6,044
20 Greater Kentucky Credit Union, Inc. Lexington, KY $86.5M 11.74% 0.32% 0.76% 9,342
21 Daviess County Teachers Federal Credit Union Owensboro, KY $75.3M 12.47% 1.66% 0.49% 5,487
22 Beacon Community Credit Union Louisville, KY $72.1M 12.29% 0.41% 0.44% 8,805
23 Morehead Community Federal Credit Union Morehead, KY $65.1M 13.49% 1.67% 0.50% 4,475
24 Green River Area Federal Credit Union Owensboro, KY $60.3M 20.74% 1.51% 0.53% 4,979
25 Kemba Louisville Credit Union Louisville, KY $59.3M 20.80% 0.45% 2.72% 4,009
26 Kue Federal Credit Union Lexington, KY $56.1M 14.94% 0.82% 1.65% 2,754
27 Metro Plus Credit Union Lexington, KY $50.9M 13.12% 0.16% 0.40% 4,694
28 Louisville Gas and Electric Company Credit Union Louisville, KY $50.4M 15.48% 0.66% 0.87% 2,689
29 Northern Kentucky Federal Credit Union Highland Heights, KY $43.1M 13.99% 1.47% 0.29% 6,766
30 Whitesville Community Credit Union Whitesville, KY $39.5M 12.40% 3.19% 1.82% 2,815
31 Louisville Federal Credit Union Louisville, KY $37.2M 20.05% 0.67% 0.84% 2,183
32 Audubon Federal Credit Union Owensboro, KY $34.4M 8.97% 0.37% 1.00% 2,563
33 Labor Management Federal Credit Union Lewisport, KY $28.4M 14.76% 0.58% 1.88% 2,717
34 Lexington Postal Community Credit Union Lexington, KY $27.2M 9.53% 0.35% 0.22% 2,116
35 Your Hometown Federal Credit Union Mayfield, KY $25.6M 9.25% -0.60% 1.75% 1,600
36 Main Impact Federal Credit Union Murray, KY $23.3M 10.47% 0.60% 0.03% 2,024
37 K I T Federal Credit Union Louisville, KY $23.1M 11.86% 0.83% 0.35% 1,883
38 Arh Federal Credit Union Middlesboro, KY $19.9M 26.93% 1.55% 1.32% 3,513
39 Old Kentucky Home Federal Credit Union Bardstown, KY $19.8M 12.16% 0.17% 0.55% 2,250
40 W.B.H. Employees Federal Credit Union Paducah, KY $17.6M 12.98% -1.44% 0.05% 1,867
41 Brown-Forman Employees Credit Union Louisville, KY $14.4M 19.62% 0.73% 1.71% 1,281
42 Kraftcor Federal Credit Union Hawesville, KY $12.4M 7.91% 1.22% 1.01% 1,157
43 Doe Run Federal Credit Union Brandenburg, KY $12.2M 11.33% 0.11% 3.53% 1,532
44 Regional Medical Center Hopkins County Employees Federal Credit Union Madisonville, KY $9.3M 13.95% 0.99% 0.25% 1,327
45 F.C.I. Ashland Federal Credit Union Ashland, KY $8.8M 14.25% 0.10% — 715
46 MSD Federal Credit Union Louisville, KY $7.8M 12.29% -2.27% — 886
47 Shawnee TVA Employees Federal Credit Union West Paducah, KY $6.6M 22.56% 0.55% — 580
48 Corning Glass Works Harrodsburg Federal Credit Union Harrodsburg, KY $5.2M 22.50% -0.43% 1.00% 664
49 Tayco Employees Federal Credit Union South Shore, KY $1.9M 55.81% -2.92% 13.33% 361
50 Young Community Federal Credit Union Louisville, KY $869K 7.58% -20.94% — 255

Source: NCUA 5300 Call Report, standardized by BankRegReports. Credit unions are insured by the NCUSIF, not the FDIC. Browse credit unions in other states or the full U.S. credit union directory.