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Credit Unions by State

Credit Unions in Michigan

169 federally insured credit unions headquartered in Michigan, ranked by total assets, as of Q2 2026. The largest is Lake Michigan Credit Union at $17.26B.

Showing: 169 credit unions Source: NCUA 5300 call reports (Q2 2026) Ranked: largest credit unions in Michigan All states: credit unions by state Banks: banks in Michigan Routing numbers: in Michigan
Credit Unions
169
Total Assets
$121.21B
Total Members
6,132,937
Total Loans
$84.27B
Net Worth Ratio (asset-weighted)
11.94%
ROA (asset-weighted)
1.11%
Delinquency (asset-weighted)
0.78%
# Credit Union HQ Total Assets Net Worth ROA Delinq. Members
1 Lake Michigan Credit Union Caledonia, MI $17.26B 11.27% 1.11% 0.35% 536,976
2 Michigan State University Federal Credit Union East Lansing, MI $8.87B 8.96% 0.35% 1.24% 405,979
3 DFCU Financial Dearborn, MI $8.04B 12.63% 1.59% 0.63% 242,800
4 Genisys Credit Union dba Genisys Investment Services Auburn Hills, MI $6.56B 15.47% 1.77% 1.09% 296,987
5 United Federal Credit Union Saint Joseph, MI $4.43B 11.94% 1.49% 0.71% 191,845
6 Michigan Schools and Government Credit Union Clinton Township, MI $4.41B 12.63% 2.20% 0.61% 163,462
7 Advia Credit Union Kalamazoo, MI $4.06B 9.73% 1.18% 0.70% 189,402
8 Consumers Credit Union Kalamazoo, MI $2.89B 9.36% 1.48% 0.40% 155,558
9 Lake Trust Credit Union Lansing, MI $2.88B 10.84% 0.86% 1.06% 175,187
10 Dow Credit Union Midland, MI $2.62B 10.07% 1.29% 0.29% 83,961
11 Elga Credit Union Grand Blanc, MI $2.50B 17.80% 1.05% 1.38% 117,308
12 Dort Financial Credit Union Flint, MI $2.44B 10.41% 0.47% 0.57% 123,468
13 Community Choice Credit Union Farmington Hills, MI $2.12B 9.52% 1.34% 0.75% 115,511
14 Honor Credit Union dba Honor Investment Services Berrien Springs, MI $1.88B 12.16% 1.02% 0.92% 105,352
15 Credit Union One Ferndale, MI $1.81B 11.63% 1.18% 0.42% 107,597
16 Financial Plus Credit Union Flint, MI $1.67B 11.71% 0.90% 0.48% 81,851
17 Frankenmuth Credit Union Frankenmuth, MI $1.59B 10.31% 1.20% 1.19% 78,652
18 Vibe Credit Union Novi, MI $1.58B 10.46% 0.56% 1.08% 74,191
19 Michigan First Credit Union Lathrup Village, MI $1.49B 15.80% 0.41% 1.14% 160,186
20 Orsa Credit Union Plymouth, MI $1.47B 9.81% 0.12% 1.52% 86,714
21 University of Michigan Credit Union Ann Arbor, MI $1.45B 11.08% 0.42% 0.82% 121,042
22 Wildfire Credit Union Saginaw, MI $1.20B 10.95% 0.71% 0.60% 50,643
23 LAFCU Lansing, MI $1.13B 20.67% 0.27% 1.24% 72,706
24 Christian Financial Credit Union Sterling Heights, MI $1.12B 9.93% 0.83% 0.46% 61,542
25 Michigan Educational Credit Union Plymouth, MI $1.11B 11.70% 0.57% 0.29% 46,838
26 Zeal Credit Union Livonia, MI $1.06B 19.82% 2.88% 1.50% 69,473
27 4FRONT Credit Union Traverse City, MI $1.04B 10.15% 0.87% 1.73% 103,869
28 Kellogg Community Credit Union Battle Creek, MI $1.02B 16.71% 1.52% 0.41% 50,577
29 Alpena-Alcona Area Credit Union Alpena, MI $975.7M 12.18% 1.28% 0.85% 50,248
30 True Community Credit Union Jackson, MI $955.0M 11.58% 1.17% 1.59% 82,329
31 T L C Community Credit Union Adrian, MI $950.2M 14.48% 1.54% 0.14% 47,489
32 Members First Credit Union dba Members First Investment Services Midland, MI $905.4M 9.21% 1.65% 0.65% 67,906
33 Arbor Financial Credit Union Kalamazoo, MI $899.0M 10.62% 1.02% 1.81% 47,138
34 PFCU Portland, MI $873.2M 11.29% 1.42% 0.37% 57,165
35 Team One Credit Union Saginaw, MI $765.9M 9.88% 0.68% 0.64% 46,443
36 Alliance Catholic Credit Union Farmington Hills, MI $718.5M 12.39% 0.35% 0.36% 32,841
37 Northland Area Federal Credit Union Oscoda, MI $714.4M 10.33% 0.93% 0.88% 48,241
38 Omni Community Credit Union Battle Creek, MI $662.0M 16.32% 1.79% 0.75% 47,039
39 American 1 Credit Union Jackson, MI $661.3M 15.58% 0.72% 2.07% 67,470
40 Security Credit Union Holly, MI $653.2M 9.77% 0.26% 0.80% 53,797
41 Adventure Credit Union Grand Rapids, MI $645.9M 11.49% 0.61% 0.73% 42,876
42 Embers Credit Union Marquette, MI $621.8M 12.07% 1.15% 0.64% 33,458
43 Sovita Credit Union Flint, MI $592.0M 16.10% 1.12% 0.31% 17,583
44 Diversified Members Credit Union Detroit, MI $588.5M 14.71% 0.10% 1.73% 30,531
45 People Driven Credit Union Southfield, MI $520.0M 10.06% 0.98% 0.57% 25,314
46 Loc Credit Union Farmington, MI $485.0M 10.16% 0.96% 0.36% 27,509
47 Jolt Credit Union Saginaw, MI $483.8M 10.28% 0.45% 0.43% 27,324
48 Cornerstone Community Financial Credit Union Auburn Hills, MI $470.1M 12.05% 0.62% 1.18% 25,860
49 Public Service Credit Union Romulus, MI $467.6M 11.61% 0.83% 1.03% 31,889
50 Wmcu Credit Union Grand Rapids, MI $455.3M 17.32% 1.18% 0.92% 29,047
51 Monroe Community Credit Union Monroe, MI $406.4M 11.43% 1.53% 0.20% 32,051
52 Case Credit Union Lansing, MI $400.1M 10.97% 0.24% 0.85% 26,447
53 Tba Credit Union Traverse City, MI $389.9M 14.79% 1.31% 0.42% 20,828
54 Ignite Credit Union Battle Creek, MI $379.9M 10.07% -0.03% 1.08% 29,382
55 Our Credit Union Royal Oak, MI $375.1M 9.98% 0.75% 0.48% 23,559
56 Marshall Community Credit Union Marshall, MI $371.8M 17.17% 2.42% 2.08% 16,564
57 United Financial Credit Union Saginaw, MI $360.1M 10.73% 1.14% 1.03% 21,552
58 Peninsula Federal Credit Union Escanaba, MI $355.7M 9.03% 0.70% 0.94% 17,923
59 Freestar Financial Credit Union Clinton Township, MI $350.0M 9.63% 0.62% 1.17% 21,757
60 Michigan United Credit Union Auburn Hills, MI $349.3M 11.98% 0.66% 0.10% 23,946
61 Extra Credit Union Warren, MI $345.4M 17.51% 1.65% 1.56% 18,997
62 Soo Co-Op Credit Union Sault Sainte Marie, MI $324.4M 13.67% 1.38% 0.32% 24,425
63 Forest Area Federal Credit Union Fife Lake, MI $318.3M 12.76% 2.00% 1.92% 21,720
64 Preferred Credit Union Grand Rapids, MI $318.1M 14.25% 1.08% 0.37% 23,275
65 United Bay Community Credit Union Bay City, MI $301.7M 7.54% 0.57% 0.60% 18,969
66 Kalsee Credit Union Portage, MI $291.5M 10.60% 0.90% 0.31% 22,013
67 North Central Area Credit Union Houghton Lake, MI $271.7M 11.55% 1.35% 0.95% 20,640
68 Saint Francis X Federal Credit Union Petoskey, MI $268.8M 13.89% 1.38% 0.11% 10,085
69 Advantage One Credit Union Brownstown, MI $268.1M 11.78% 1.01% 0.84% 18,516
70 Filer Credit Union Manistee, MI $262.4M 12.76% 1.25% 0.84% 13,435
71 Gerber Federal Credit Union Fremont, MI $259.5M 10.19% 1.10% 0.89% 16,098
72 Community West Credit Union Kentwood, MI $252.4M 9.33% 0.57% 0.37% 17,700
73 Chief Financial Federal Credit Union Pontiac, MI $249.7M 9.89% 0.79% 0.57% 21,238
74 Michigan One Community Credit Union Ionia, MI $240.2M 10.18% 1.39% 0.68% 19,040
75 Michigan Legacy Credit Union Pontiac, MI $226.8M 12.45% 0.39% 0.46% 17,910
76 Isabella Community Credit Union Mount Pleasant, MI $222.2M 10.07% 1.38% 1.14% 13,524
77 Parda Federal Credit Union Auburn Hills, MI $217.4M 13.68% 0.37% 0.75% 14,874
78 A a C Credit Union Grand Rapids, MI $212.4M 24.16% 1.48% 0.36% 14,758
79 U.P. State Credit Union Escanaba, MI $210.3M 13.17% 1.76% 1.10% 14,446
80 Trunorth Federal Credit Union Ishpeming, MI $203.5M 10.21% 1.06% 0.31% 15,471
81 Onaway Community Federal Credit Union Onaway, MI $202.7M 13.54% 1.34% 1.86% 14,905
82 Service 1 Federal Credit Union Muskegon, MI $198.5M 18.56% 1.41% 0.42% 21,028
83 Polish-American Federal Credit Union Troy, MI $195.1M 12.79% 1.16% 1.37% 7,439
84 Downriver Community Federal Credit Union Ecorse, MI $193.2M 10.54% 0.52% 0.52% 12,089
85 Journey Federal Credit Union Saint Johns, MI $186.5M 10.20% 0.63% 0.68% 17,304
86 Safe Harbor Credit Union Ludington, MI $183.8M 9.45% 1.36% 2.33% 8,984
87 Health Advantage Federal Credit Union Saginaw, MI $179.3M 13.40% 1.02% 0.33% 10,711
88 Family Financial Credit Union Muskegon, MI $175.6M 11.06% 0.24% 0.89% 16,583
89 Wolverine State Credit Union Alpena, MI $172.9M 9.64% 0.75% 0.71% 9,824
90 H P C Credit Union Alpena, MI $171.9M 13.63% 0.71% 1.86% 7,703
91 Harborlight Credit Union Whitehall, MI $170.1M 11.32% 1.30% 0.35% 11,505
92 Wayne-Westland Federal Credit Union Westland, MI $161.2M 11.26% 2.69% 0.47% 10,711
93 Best Financial Credit Union Muskegon, MI $154.3M 14.75% 0.08% 1.93% 12,949
94 Consumers Professional Credit Union Lansing, MI $149.7M 16.80% 1.07% 1.28% 7,075
95 Iron Mountain-Kingsford Community Federal Credit Union Kingsford, MI $149.4M 17.86% 1.74% 0.18% 10,028
96 Community First Federal Credit Union Lakeview, MI $148.8M 8.43% 1.30% 2.02% 13,927
97 Financialedge Credit Union Bay City, MI $147.2M 12.29% 0.75% 0.66% 8,831
98 Lenco Credit Union Adrian, MI $145.0M 12.14% 1.12% 0.21% 7,536
99 Ukrainian Selfreliance Michigan Federal Credit Union Warren, MI $140.0M 13.52% 0.99% 0.39% 4,430
100 Walled Lake Schools Federal Credit Union Walled Lake, MI $138.4M 14.58% 1.79% 1.50% 5,014
101 Breakwater Federal Credit Union Houghton, MI $138.2M 13.68% 2.09% 0.32% 10,420
102 Integra First Federal Credit Union Powers, MI $135.4M 9.03% 0.24% 0.99% 11,557
103 Sunrise Family Credit Union Bay City, MI $133.5M 9.21% 0.16% 0.07% 11,083
104 Straits Area Federal Credit Union Cheboygan, MI $132.4M 11.74% 1.59% 2.77% 11,900
105 Meijer Credit Union Grand Rapids, MI $128.1M 9.45% 1.34% 0.29% 15,402
106 River Valley Credit Union Ada, MI $124.0M 12.13% 0.78% 0.63% 9,121
107 Circle Federal Credit Union Niles, MI $117.4M 9.14% 0.82% 0.25% 6,127
108 Marquette Community Federal Credit Union Marquette, MI $117.0M 14.92% 2.09% 0.85% 8,211
109 Total Community Credit Union Taylor, MI $111.3M 15.29% 1.98% 0.36% 6,334
110 The Local Credit Union Sterling Heights, MI $106.6M 16.07% 1.38% 0.26% 9,432
111 Great Lakes First Federal Credit Union Escanaba, MI $105.4M 10.32% 0.88% 1.15% 7,387
112 Route 31 Federal Credit Union Muskegon, MI $104.6M 13.21% 0.40% 0.41% 9,479
113 Compass Credit Union Sparta, MI $101.1M 10.79% 0.89% 0.56% 7,542
114 Family First Credit Union Saginaw, MI $96.8M 9.98% 0.93% 2.62% 5,326
115 Traverse Catholic Federal Credit Union Traverse City, MI $92.2M 10.42% 1.59% 0.84% 6,690
116 Wexford Community Credit Union Cadillac, MI $88.8M 8.57% -0.27% 0.81% 8,028
117 Shore to Shore Community Federal Credit Union Trenton, MI $85.1M 12.03% 1.68% 0.73% 5,214
118 South Central Credit Union Jackson, MI $84.6M 14.20% 0.06% 0.56% 6,794
119 Limestone Financial Credit Union Manistique, MI $83.1M 10.73% 0.59% 0.55% 4,979
120 Lake Huron Credit Union Saginaw, MI $81.5M 14.80% 1.16% 1.25% 6,244
121 Muskegon Federal Credit Union Muskegon, MI $80.8M 10.97% 0.47% 0.18% 5,054
122 Thornapple Credit Union Hastings, MI $79.2M 9.81% 1.46% 0.59% 8,550
123 Intandem Credit Union Grand Rapids, MI $75.8M 11.91% 0.93% 0.41% 4,976
124 Michigan Columbus Federal Credit Union Livonia, MI $75.0M 16.57% -1.09% 1.01% 4,541
125 Tahquamenon Area Credit Union Newberry, MI $69.6M 11.84% 0.13% 0.60% 4,582
126 Community Focus Federal Credit Union Brownstown, MI $68.0M 14.09% 0.17% 1.52% 4,805
127 A B D Federal Credit Union Warren, MI $66.5M 15.12% -0.17% 1.36% 6,130
128 Lincoln Park Community Credit Union Lincoln Park, MI $63.4M 18.00% 0.82% 0.27% 3,044
129 Baraga County Federal Credit Union L'Anse, MI $63.1M 10.48% 1.34% 0.49% 4,821
130 One Detroit Credit Union Detroit, MI $61.8M 22.42% -1.70% 1.98% 12,602
131 Gratiot Community Credit Union Alma, MI $59.7M 9.13% 1.29% 0.32% 6,667
132 GR Consumers Credit Union Wyoming, MI $52.0M 16.64% 0.58% 0.16% 2,782
133 Aeroquip Credit Union Jackson, MI $51.6M 15.81% 0.09% 0.62% 3,973
134 Southeast Michigan State Employees Federal Credit Union Southfield, MI $51.5M 12.07% 1.00% 2.14% 3,042
135 Country Heritage Credit Union Buchanan, MI $51.4M 22.46% 1.69% 1.54% 1,195
136 Tri-Cities Credit Union Grand Haven, MI $51.3M 13.92% 0.91% 0.05% 3,558
137 Lakeshore Federal Credit Union Muskegon, MI $45.2M 11.87% 0.62% 0.04% 2,633
138 Manistique Federal Credit Union Manistique, MI $44.2M 15.79% 1.89% 1.92% 3,107
139 Auto-Owners Associates Credit Union Lansing, MI $43.8M 18.62% 1.59% 0.25% 2,537
140 Port City Federal Credit Union Muskegon, MI $42.1M 12.13% 0.89% 0.04% 2,640
141 Chiropractic Federal Credit Union Farmington, MI $41.7M 14.97% 1.10% 1.97% 2,585
142 Grand Trunk Battle Creek Employees Federal Credit Union Battle Creek, MI $39.7M 20.59% 1.38% 0.72% 2,493
143 Gogebic County Federal Credit Union Bessemer, MI $38.5M 17.21% 2.44% 0.89% 3,731
144 Detour Drummond Community Credit Union Drummond Island, MI $38.5M 18.05% 1.12% 1.59% 2,003
145 Graco Federal Credit Union Alma, MI $38.2M 9.70% 1.79% 0.58% 3,364
146 Settlers Federal Credit Union Bruce Crossing, MI $37.8M 19.67% 0.96% 0.79% 3,991
147 Alpena Community Credit Union Alpena, MI $35.6M 14.04% 1.33% 0.21% 2,251
148 Flagship Community Federal Credit Union Port Huron, MI $34.8M 11.22% 0.85% 0.31% 3,015
149 Kenowa Community Federal Credit Union Wyoming, MI $30.4M 16.08% 1.38% 0.22% 2,533
150 Montcalm Public Employees Credit Union Edmore, MI $26.9M 16.88% 1.22% 1.19% 1,770
151 Farm Bureau Family Credit Union Lansing, MI $26.6M 12.46% 1.58% 0.64% 2,501
152 Construction Federal Credit Union Bingham Farms, MI $26.4M 13.57% 0.59% 5.71% 1,173
153 Dowagiac Area Federal Credit Union Dowagiac, MI $26.0M 11.14% 1.61% 0.49% 1,827
154 Michigan Coastal Credit Union Muskegon, MI $25.7M 8.66% 0.87% 4.04% 2,426
155 Northwest Consumers Federal Credit Union Traverse City, MI $25.1M 19.47% 1.33% 1.88% 2,273
156 Tandem Federal Credit Union Warren, MI $22.3M 16.49% 0.55% 1.47% 2,235
157 Warren Municipal Federal Credit Union Warren, MI $22.1M 9.59% 0.63% 0.20% 1,398
158 United Churches Credit Union Dearborn, MI $21.9M 10.28% 1.05% 1.08% 1,139
159 Electrical Workers Local #58 Credit Union Detroit, MI $21.4M 12.24% 2.34% 0.09% 1,736
160 Blue Water Federal Credit Union Port Huron, MI $20.4M 14.42% 0.98% 0.23% 1,201
161 Frankfort Community Federal Credit Union Frankfort, MI $19.6M 14.38% 2.51% 3.83% 2,092
162 International U a W Federal Credit Union Detroit, MI $19.5M 15.77% -0.85% 3.78% 1,663
163 Northern Lights Federal Credit Union Chatham, MI $12.9M 9.75% 1.95% 1.67% 1,286
164 Muskegon Saint Joseph Federal Credit Union Muskegon, MI $12.4M 11.06% 1.46% 0.89% 1,268
165 Lake Superior Credit Union Ontonagon, MI $11.2M 14.32% 2.52% 0.17% 1,320
166 Rock Community Federal Credit Union Rock, MI $9.1M 8.69% 0.44% 0.04% 830
167 Westacres Credit Union West Bloomfield, MI $7.1M 13.47% 0.21% — 557
168 West Michigan Postal Service Federal Credit Union Muskegon, MI $7.1M 13.67% 2.04% 2.41% 809
169 I M Detroit District Credit Union Detroit, MI $1.9M 28.08% 2.60% — 65

Source: NCUA 5300 Call Report, standardized by BankRegReports. Credit unions are insured by the NCUSIF, not the FDIC. Browse credit unions in other states or the full U.S. credit union directory.