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Credit Unions by State

Credit Unions in South Dakota

33 federally insured credit unions headquartered in South Dakota, ranked by total assets, as of Q2 2026. The largest is Black Hills Federal Credit Union at $2.38B.

Showing: 33 credit unions Source: NCUA 5300 call reports (Q2 2026) Ranked: largest credit unions in South Dakota All states: credit unions by state Banks: banks in South Dakota Routing numbers: in South Dakota
Credit Unions
33
Total Assets
$6.18B
Total Members
349,669
Total Loans
$4.18B
Net Worth Ratio (asset-weighted)
10.83%
ROA (asset-weighted)
0.90%
Delinquency (asset-weighted)
0.89%
# Credit Union HQ Total Assets Net Worth ROA Delinq. Members
1 Black Hills Federal Credit Union Rapid City, SD $2.38B 10.56% 0.52% 0.95% 109,705
2 Dakotaland Federal Credit Union Huron, SD $751.6M 10.87% 1.70% 0.57% 42,571
3 Levo Federal Credit Union Sioux Falls, SD $516.0M 11.50% 0.86% 1.49% 32,939
4 Voyage Federal Credit Union Sioux Falls, SD $285.3M 10.03% 1.02% 0.83% 19,806
5 Highmark Federal Credit Union Rapid City, SD $257.8M 7.67% 0.39% 1.43% 13,653
6 Service First Federal Credit Union Sioux Falls, SD $209.7M 9.29% 1.20% 0.94% 16,365
7 Bluestone Federal Credit Union Sioux Falls, SD $205.6M 9.57% 0.66% 0.50% 11,866
8 Northern Hills Federal Credit Union Sturgis, SD $204.9M 9.57% 0.78% 0.29% 13,034
9 Area Federal Credit Union Aberdeen, SD $199.9M 17.10% 1.40% 0.47% 11,828
10 Sentinel Federal Credit Union Ellsworth Afb, SD $199.3M 10.83% 0.68% 0.71% 10,004
11 Aspen Federal Credit Union Rapid City, SD $173.0M 8.44% 0.71% 0.43% 8,449
12 Explorers Credit Union Yankton, SD $111.5M 9.63% 0.38% 0.49% 9,074
13 Dakota Plains Federal Credit Union Lemmon, SD $84.4M 9.13% 1.46% 0.56% 4,930
14 Norstar Federal Credit Union Britton, SD $78.6M 15.26% 1.47% 0.09% 2,828
15 Healthcare Plus Federal Credit Union Aberdeen, SD $70.4M 8.54% 0.16% 1.80% 5,037
16 Oahe Federal Credit Union Pierre, SD $45.1M 16.23% 1.64% 1.03% 3,492
17 Dakota Star Federal Credit Union Rapid City, SD $44.9M 9.00% 1.22% 0.93% 3,023
18 Fort Randall Federal Credit Union Wagner, SD $44.2M 17.52% 0.31% 1.12% 3,462
19 East River Federal Credit Union Madison, SD $41.9M 11.12% 0.86% 1.19% 3,184
20 M O Federal Credit Union Huron, SD $40.9M 14.12% 1.04% 0.30% 1,746
21 Sioux Valley Cooperative Federal Credit Union Watertown, SD $40.7M 20.64% 1.82% 1.10% 3,410
22 Avanti Federal Credit Union Watertown, SD $31.8M 11.29% 0.74% 4.00% 2,967
23 Rushmore Electric Federal Credit Union Rapid City, SD $29.3M 10.00% 0.97% 0.50% 1,430
24 Consumers Federal Credit Union Gregory, SD $21.4M 9.65% 0.83% 0.14% 1,627
25 Lakota Federal Credit Union Kyle, SD $19.7M 22.07% 20.81% 1.46% 4,128
26 Coteau Valley Federal Credit Union Sisseton, SD $18.8M 9.99% 0.90% 1.98% 2,232
27 Huron Area Education Federal Credit Union Huron, SD $18.8M 12.44% 1.49% — 864
28 Palace City Federal Credit Union Mitchell, SD $16.5M 9.92% 0.64% 0.01% 1,556
29 Minuteman Federal Credit Union Rapid City, SD $15.2M 14.33% 0.73% 3.05% 1,155
30 Dacotah Federal Credit Union Rapid City, SD $11.1M 10.07% -0.20% — 827
31 Huron C&NW Federal Credit Union Huron, SD $5.1M 17.44% 1.65% 1.17% 495
32 HB Telco Federal Credit Union Huron, SD $4.9M 8.59% -0.47% — 791
33 Sisseton-Wahpeton Federal Credit Union Agency Village, SD $4.9M 41.30% -6.15% 3.84% 1,191

Source: NCUA 5300 Call Report, standardized by BankRegReports. Credit unions are insured by the NCUSIF, not the FDIC. Browse credit unions in other states or the full U.S. credit union directory.