Unity Financial: Loan-to-Share Ratio
80.82% Meets the NCUA threshold
Data as of · sourced from NCUA 5300 call reports. How we update
Regulator records: NCUA credit union profile (charter 68745) · FFIEC NIC profile (RSSD 928784)
Unity Financial reported a loan-to-share ratio of 80.82% as of Q2 2026. The loan-to-share ratio is total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.
12-Quarter Trend
Q1 2025 Latest
Q2 202680.82%
Q1 202677.41%
Q4 202582.99%
Q3 202586.08%
Q2 202582.17%
Q1 202579.93%
What Loan-to-Share Ratio Means
Total loans as a percent of total shares (deposits), the credit-union analog of loan-to-deposit, a core liquidity and lending-appetite gauge.
Full definition & formula →Explore more for Unity Financial: net worth ratio · delinquency ratio · return on assets · or browse all credit unions.