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Unity Financial: Net Worth Ratio

13.15% Meets the NCUA threshold

Data as of · sourced from NCUA 5300 call reports. How we update

Regulator records: NCUA credit union profile (charter 68745) · FFIEC NIC profile (RSSD 928784)

Unity Financial reported a net worth ratio of 13.15% as of Q2 2026. The net worth ratio is the NCUA's primary capital-adequacy measure, net worth as a percent of total assets; 7% is 'well capitalized', under 6% is 'undercapitalized'.

12-Quarter Trend

Q1 2025 Latest
Q2 202613.15%
Q1 202612.84%
Q4 202512.96%
Q3 202513.52%
Q2 202513.30%
Q1 202512.99%

What Net Worth Ratio Means

The NCUA's primary capital-adequacy measure, net worth as a percent of total assets; 7% is 'well capitalized', under 6% is 'undercapitalized'.

Full definition & formula →

Explore more for Unity Financial: delinquency ratio · return on assets · loan-to-share · or browse all credit unions.