Credit union call report ยท New Knoxville, OH
Way Credit Union Call Report
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Way Credit Union filed its latest NCUA 5300 call report for the quarter ended June 30, 2026. Below are its 127 filed line items, in the form's order. Dollar amounts are whole dollars as filed.
| Call report form | NCUA 5300 |
|---|---|
| Latest quarter filed | Q2 2026 (June 30, 2026) |
| NCUA charter number | 66066 |
| Federal Reserve RSSD ID | 888093 |
The official copy: search charter number 66066 in NCUA's Research a Credit Union tool, or download every credit union's filing from NCUA's quarterly call report data.
Way Credit Union call report, Q2 2026
Statement of Financial Condition (26 items)
| Line item | Account | Q2 2026 |
|---|---|---|
| 1a. Coin and Currency | AS0004 | $50K |
| 1c. Total Cash on Hand | 730A | $50K |
| 2a. Cash on Deposit in Corporate Credit Unions | 730B1 | $460K |
| 2c. Cash on Deposit in Other Financial Institutions | 730B2 | $522K |
| 2. Cash on Deposit (total) | 730B | $982K |
| 3. Time Deposits in Banks and Credit Unions | AS0007 | $3.9M |
| 5. TOTAL CASH AND OTHER DEPOSITS | AS0009 | $5.0M |
| 9. Held-to-Maturity Debt Securities | AS0073 | $10.1M |
| 11. TOTAL INVESTMENT SECURITIES | AS0013 | $10.1M |
| 12b. Perpetual Contributed Capital | 769B | $113K |
| 13. TOTAL OTHER INVESTMENTS | AS0017 | $113K |
| 20. Other Fixed Assets | 008 | $4K |
| 21. NCUA Share Insurance Capitalization Deposit | 794 | $101K |
| 22e. Accrued Interest on Investments | 009B | $59K |
| 22f. All Other Assets | 009C | $19K |
| 22g. Total Other Assets | AS0036 | $78K |
| 23. TOTAL ASSETS | 010 | $15.4M |
| Accounts Payable and Other Liabilities | 825 | $14K |
| Member Shares of All Types | 013 | $14.0M |
| Total Shares and Deposits | 018 | $14.0M |
| Undivided Earnings | 940 | $1.2M |
| Other Reserves | 658 | $180K |
| Net Income (equity) | 602 | $52K |
| Total Net Worth | 997 | $1.4M |
| Net Worth Ratio | 998 | 9.01% |
| TOTAL LIABILITIES, SHARES, AND EQUITY | 014 | $15.4M |
Statement of Income and Expense (17 items)
| Line item | Account | Q2 2026 |
|---|---|---|
| 3. Income from Investments | 120 | $284K |
| 5. TOTAL INTEREST INCOME | 115 | $284K |
| 6. Dividends on Shares | 380 | $101K |
| 9. TOTAL INTEREST EXPENSE | 350 | $101K |
| 10. NET INTEREST INCOME | IS0010 | $183K |
| 13. Fee Income | 131 | $1K |
| 14. Other Operating Income | IS0020 | $29 |
| 23. TOTAL NON-INTEREST INCOME | 117 | $1K |
| 24. Employee Compensation and Benefits | 210 | $67K |
| 26. Office Occupancy | 250 | $4K |
| 27. Office Operations | 260 | $10K |
| 28. Educational and Promotional | 270 | $500 |
| 30. Professional and Outside Services | 290 | $45K |
| 32. Operating Fees | 320 | $2K |
| 33. Miscellaneous Operating Expense | 360 | -$22 |
| 34. TOTAL NON-INTEREST EXPENSE | 671 | $130K |
| 35. NET INCOME | 661A | $54K |
Statement pages - all other filed accounts (8 items)
delinquency (21%), credit cards (21%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Number of current members (not number of accounts) | 083 | 740 |
| Number of potential members | 084 | 1,024 |
| Total Amount of All Other Shares | 630 | $14K |
| Amount of Regular Shares | 657 | $9.2M |
| Amount of Share Drafts | 902 | $1.7M |
| IRA/KEOGH Accounts - < 1 Year | 906A | $463K |
| Share Certificates - < 1 Year | 908A | $988K |
| Total Amount of Share Certificates | 908C | $2.4M |
NCUA data file FS220A (13 items)
loans and leases (25%), income and expense (25%), shares and deposits (19%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Total Shares - < 1 Year | 013A | $12.3M |
| Total Shares - 1-3 Years | 013B1 | $1.6M |
| Total Shares and Deposits - < 1 Year | 018A | $12.3M |
| Total Shares and Deposits - 1-3 Years | 018B1 | $1.6M |
| Effective date of last audit | 063 | $32K |
| Share Certificates | 451 | $78 |
| Number of Accounts for Share Drafts | 452 | 342 |
| IRA/KEOGH Accounts | 453 | $71 |
| Number of Accounts for Regular Shares | 454 | 871 |
| All other shares | 455 | $1 |
| Number of Accounts for Total Shares and Deposits (Sum of items 15-16) | 460 | 1,363 |
| Number of credit union employees who are Full-Time (26 hours or more) | 564A | 3 |
| Total credit lines | 881 | $400K |
NCUA data file FS220B (12 items)
maturity and repricing buckets (40%), credit cards (17%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E) | 065A4 | $3.9M |
| Total Uninsured Shares and Deposits > $250K (F+J) | 068A | $3.9M |
| Total Insured Shares and Deposits > $250K (item 17 less item K) | 069A | $10.1M |
| Effective date of the most recent Supervisory Committee verification of Member's accounts | 603 | $32K |
| All other shares - < 1 Year | 630A | $14K |
| Amount of Regular Shares - < 1 Year | 657A | $9.2M |
| Fair value of Held to Maturity Securities | 801 | $10.0M |
| Amount of Share Drafts - < 1 Year | 902A | $1.7M |
| IRA/KEOGH Accounts - 1-3 Years | 906B1 | $242K |
| Total Amount of IRA/KEOGH Accounts | 906C | $705K |
| Share Certificates - 1-3 Years | 908B1 | $1.4M |
| Total Shares | 966 | $1K |
NCUA data file FS220C (4 items)
charge-offs and recoveries (27%), participation loans (18%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Indicate in the box at the right the number of the description below that best characterizes the last audit performed of your credit union's records | 064 | $6 |
| Number of credit union branches (include the main office if member services are conducted at that location) | 566 | 2 |
| Supplemental Share Information - Dollar Amount of Share Certificates = or > $100,000 | 638 | $666K |
| Outstanding balance of brokered certificates of deposit and share certificates | 788 | $10.1M |
NCUA data file FS220D (5 items)
member services and products offered (69%), CUSO relationships (27%)
| Line item | Account | Q2 2026 |
|---|---|---|
| No Cost Share Drafts | 879A4 | $1 |
| Share Certificates with Low Minimum Balance Requirements | 879A5 | $1 |
| Financial Education | 879B2 | $1 |
| Brokered Certificates of Deposits | 879N | $1 |
| Low-cost wire transfers | 879W | $1 |
NCUA data file FS220G (1 item)
loans and leases (32%), participation loans (18%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Total Credit Lines at Corporate Credit Unions | 884 | $400K |
NCUA data file FS220I (1 item)
vehicle lending (59%), delinquency (44%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Number of International Remittances originated Year-to-Date | 928 | 14 |
NCUA data file FS220N (6 items)
investment portfolio detail (53%), maturity and repricing buckets (31%), CECL allowances (30%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Held-to-Maturity Debt Securities <=1 Year | AS0068 | $2.1M |
| Held-to-Maturity Debt Securities >1 and <=3 Years | AS0069 | $5.5M |
| Held-to-Maturity Debt Securities >3 and <=5 Years | AS0070 | $2.3M |
| Held-to-Maturity Debt Securities >5 and <= 10 Years | AS0071 | $145K |
| Total Liabilities | LI0069 | $14.0M |
| Total Assets excluding SBA PPP loans pledged as collateral to the FRB PPP Liquidity Facility | NW0010 | $15.4M |
NCUA data file FS220Q (24 items)
investment portfolio detail (69%)
| Line item | Account | Q2 2026 |
|---|---|---|
| Held-to-maturity Amortized Cost - Federal Agency Securities - Non-Guaranteed - Agency/GSE Debt Instruments - Non-Guaranteed | NV0025 | $150K |
| Held-to-maturity Fair Value - Federal Agency Securities - Non-Guaranteed - Agency/GSE Debt Instruments - Non-Guaranteed | NV0026 | $147K |
| Held-to-maturity Amortized Cost - Federal Agency Securities - Non-Guaranteed - Total Federal Agency Securities - Non-Guaranteed | NV0033 | $150K |
| Held-to-maturity Fair Value - Federal Agency Securities - Non-Guaranteed - Total Federal Agency Securities - Non-Guaranteed | NV0034 | $147K |
| Held-to-maturity Amortized Cost - Debt Securities Issued by Depositories, Banks, and Credit Unions | NV0073 | $9.9M |
| Held-to-maturity Fair Value - Debt Securities Issued by Depositories, Banks, and Credit Unions | NV0074 | $9.9M |
| Total Amortized Cost Held-to-Maturity Debt Securities | NV0081 | $10.1M |
| Investment Maturity Distribution - Time Deposits - <=1 Year | NV0111 | $500K |
| Investment Maturity Distribution - Time Deposits - >1-3 Years | NV0112 | $1.9M |
| Investment Maturity Distribution - Time Deposits - >3-5 Years | NV0113 | $1.6M |
| Investment Maturity Distribution - Time Deposits - Total | NV0116 | $3.9M |
| Investment Maturity Distribution - Held-to-Maturity Debt Securities - Total | NV0140 | $10.1M |
| Investment Maturity Distribution - Investments in Natural Person Credit Unions - >10 Years | NV0145 | $113K |
| Investment Maturity Distribution - Investments in Natural Person Credit Unions - Total | NV0146 | $113K |
| Investment Maturity Distribution - Total Investment Securities - <=1 Year | NV0153 | $2.6M |
| Investment Maturity Distribution - Total Investment Securities - >1-3 Years | NV0154 | $7.4M |
| Investment Maturity Distribution - Total Investment Securities - >3 - 5 Years | NV0155 | $3.9M |
| Investment Maturity Distribution - Total Investment Securities - >5 - 10 Years | NV0156 | $145K |
| Investment Maturity Distribution - Total Investment Securities - > 10 Years | NV0157 | $113K |
| Total Investment Securities (Sum of Accounts AS0007, AS0013, and AS0017 from page 1) | NV0158 | $14.2M |
| RBC Total Equity | RB0001 | $1.4M |
| RBC Total Deductions | RB0009 | $101K |
| RBC Total Risk-Based Capital Numerator Before Mortgage Servicing Assets Deduction | RB0010 | $1.3M |
| RBC Risk-Based Capital Numerator | RB0012 | $1.3M |
NCUA data file FS220R (10 items)
risk-based capital and leverage ratio (68%), real estate lending (28%)
| Line item | Account | Q2 2026 |
|---|---|---|
| RBC Schedule Total Investments | RB0039 | $10.2M |
| RBC Schedule Total Other Assets | RB0088 | $183K |
| RBC Total for Risk Weighting Other Assets | RB0090 | $101K |
| RBC Other Assets 0% Weight | RB0091 | $101K |
| RBC Total from Schedule On-Balance Sheet Assets | RB0099 | $15.4M |
| RBC Total Adjustments to Schedule On-Balance Sheet Assets | RB0100 | $101K |
| RBC Total Risk Weighted On-Balance Sheet Assets 0% Weight | RB0101 | $101K |
| RBC Total On-Balance Sheet Assets and Off-Balance Sheet Credit Equivalent Amounts | RB0170 | $15.4M |
| Total Shares | SH0013 | $14.0M |
| Total Shares and Deposits | SH0018 | $14.0M |
Way Credit Union call reports on file
- Q2 2026 call report (quarter ended June 30, 2026)
- Q1 2026 call report (quarter ended March 31, 2026)
- Q4 2025 call report (quarter ended December 31, 2025)
- Q3 2025 call report (quarter ended September 30, 2025)
- Q2 2025 call report (quarter ended June 30, 2025)
- Q1 2025 call report (quarter ended March 31, 2025)
Where can I find the Way Credit Union call report?
The Way Credit Union call report for the quarter ended June 30, 2026 is on this page, line by line in the order of the NCUA 5300. NCUA publishes every federally insured credit union's call report in its quarterly call report data and in its Research a Credit Union tool. Call reports are public: anyone can read them without an account.
What call report does Way Credit Union file?
Way Credit Union files the NCUA Form 5300, the call report every federally insured credit union files with the National Credit Union Administration. Its figures are in whole dollars, not thousands.
What is the Way Credit Union call report number?
A call report has no number of its own. It is filed and looked up by the credit union's NCUA charter number, which for Way Credit Union is 66066.
How often does Way Credit Union file a call report?
Every quarter, as of March 31, June 30, September 30 and December 31.
Way Credit Union financials and ratios →
New to the 5300? What the NCUA 5300 call report is.