Way Credit Union New Knoxville, Ohio
Way Credit Union is a state-chartered credit union headquartered in New Knoxville, OH, established in 1982 (NCUA charter 66066), and it is regulated and insured by the NCUA. At Q2 2026 it reported 740 members and total assets of $15.4M (up 5.6% from Q2 2025), the 153rd largest of 191 credit unions headquartered in Ohio. Its net worth ratio was 9.01% at Q2 2026, in the well capitalized band.
Also written as Way CU
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 66066
- Headquarters
- New Knoxville, OH
- Established
- 1982
- Total assets, Q2 2026
- $15.4M
- Assets vs Q2 2025
- +5.6%
- Members, Q2 2026
- 740
- Net worth ratio, Q2 2026
- 9.01%
- Latest call report
- Q2 2026, NCUA 5300 · Way Credit Union call report
- Asset rank in state
- 153rd of 191 in Ohio
- Routing number
- 242386414
- Branches
- 2
It has 27 more members than on June 30, 2025 (+3.8%). Its net worth ratio was up 0.05 percentage points from 8.96% on June 30, 2025.
Credit unions similar in size in Ohio
Frequently asked about Way Credit Union
How big is Way Credit Union?
At Q2 2026 it reported total assets of $15.4M and 740 members.
Where is Way Credit Union headquartered?
It is headquartered in New Knoxville, OH, United States.
When was Way Credit Union founded?
It was established in 1982, per NCUA records.
Is Way Credit Union FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 66066): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Way Credit Union?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Way Credit Union well capitalized?
Its net worth ratio was 9.01% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
Credit Union Profile
- Headquarters
- New Knoxville, OH 45871
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1982
- NCUA Charter #
- 66066
- RSSD ID
- 888093
- Members
- 740
- Potential members
- 1,024
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 1 of 6 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 9.01% | 14.31% | under 10th bottom |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.78% | 0.72% | 53rd above |
| Return on equity Middle half of peers: 1.04% to 8.69% | 8.65% | 4.74% | 75th above |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 2.39% | 3.93% | under 10th bottom |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 67.58% | 79.83% | 76th top |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 1.32% | 0.78% | 22nd bottom |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | not on file | 0.86% | not on file |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 3.71% | 4.70% | 10th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | not on file | 58.92% | not on file |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$15.4M total assets against $14.6M; $14.0M total shares and deposits against $13.2M.
$1.4M net worth against $1.3M.
9.01% net worth ratio against 8.96%.
0.78% return on assets against 0.44%; 8.65% return on equity against 4.88%.
2.39% net interest margin against 2.28%.
740 members against 713.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 9.01% | 0.78% | — | — |
| March 31, 2026 | 8.70% | 0.62% | — | — |
| December 31, 2025 | 8.54% | -0.08% | — | — |
| September 30, 2025 | 8.96% | 0.84% | — | — |
| June 30, 2025 | 8.96% | 0.44% | — | — |
| March 31, 2025 | 9.04% | 0.35% | — | — |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.