Scott Associates Credit Union, Inc. Marysville, Ohio
Scott Associates Credit Union, Inc. is a state-chartered credit union headquartered in Marysville, OH, established in 1967 (NCUA charter 63386), and it is regulated and insured by the NCUA. At Q2 2026 it reported 2,011 members and total assets of $15.1M (up 4.0% from Q2 2025), the 156th largest of 191 credit unions headquartered in Ohio. Its net worth ratio was 11.57% at Q2 2026, in the well capitalized band.
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 63386
- Headquarters
- Marysville, OH
- Established
- 1967
- Total assets, Q2 2026
- $15.1M
- Assets vs Q2 2025
- +4.0%
- Members, Q2 2026
- 2,011
- Net worth ratio, Q2 2026
- 11.57%
- Latest call report
- Q2 2026, NCUA 5300 · Scott Associates Credit Union, Inc. call report
- Asset rank in state
- 156th of 191 in Ohio
- Routing number
- 244180223
- Branches
- 2
It has 127 more members than on June 30, 2025 (+6.7%). Its net worth ratio was down 0.35 percentage points from 11.92% on June 30, 2025. Used vehicle loans are its largest loan category, $6.2M of $10.6M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 1.18% is above the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 11.57% net worth ratio is below that band's 14.31% median.
Frequently asked about Scott Associates Credit Union, Inc.
How big is Scott Associates Credit Union, Inc.?
At Q2 2026 it reported total assets of $15.1M and 2,011 members.
Where is Scott Associates Credit Union, Inc. headquartered?
It is headquartered in Marysville, OH, United States.
When was Scott Associates Credit Union, Inc. founded?
It was established in 1967, per NCUA records.
Is Scott Associates Credit Union, Inc. FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 63386): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Scott Associates Credit Union, Inc.?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Scott Associates Credit Union, Inc. well capitalized?
Its net worth ratio was 11.57% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Scott Associates Credit Union, Inc.'s delinquency ratio?
Its delinquency ratio was 1.18% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Scott Associates Credit Union, Inc.'s loan-to-share ratio?
Its loan-to-share ratio was 79.50% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Marysville, OH 43040
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1967
- NCUA Charter #
- 63386
- RSSD ID
- 385499
- Members
- 2,011
- Potential members
- 6,000
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 0 of 7 ranked measures and in the bottom quartile on 3.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 11.57% | 14.31% | 28th below |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.12% | 0.72% | 24th bottom |
| Return on equity Middle half of peers: 1.04% to 8.69% | 1.01% | 4.74% | 25th bottom |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 3.84% | 3.93% | 47th below |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 88.17% | 79.83% | 32nd below |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 1.55% | 0.78% | 15th bottom |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 1.18% | 0.86% | 43rd below |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 5.40% | 4.70% | 76th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 79.50% | 58.92% | 79th position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$15.1M total assets against $14.5M; $13.3M total shares and deposits against $12.7M; $10.6M total loans against $8.8M.
$1.7M net worth against $1.7M.
11.57% net worth ratio against 11.92%.
79.50% loan-to-share ratio against 68.81%.
1.18% delinquency ratio against 0.39%.
0.12% return on assets against -0.26%; 1.01% return on equity against -2.15%.
3.84% net interest margin against 3.67%.
2,011 members against 1,884.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 11.57% | 0.12% | 1.18% | 79.50% |
| March 31, 2026 | 11.08% | 0.08% | 0.33% | 76.42% |
| December 31, 2025 | 11.20% | 0.21% | 0.76% | 83.67% |
| September 30, 2025 | 12.17% | 0.81% | 0.98% | 75.35% |
| June 30, 2025 | 11.92% | -0.26% | 0.39% | 68.81% |
| March 31, 2025 | 12.29% | 0.53% | 0.42% | 67.83% |
Scroll sideways to see every column.
Watch flags
Loans 60+ days delinquent exceed 1% of the loan book, above the typical credit-union range. Worth watching the trend in coming quarters. BankRegReports early-warning band.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.