Gorman Rupp & Associates Credit Union, Inc. Mansfield, Ohio
Gorman Rupp & Associates Credit Union, Inc. is a state-chartered credit union headquartered in Mansfield, OH, established in 1960 (NCUA charter 96719), and it is regulated and insured by the NCUA. At Q2 2026 it reported 1,409 members and total assets of $16.7M (up 7.4% from Q2 2025), the 151st largest of 191 credit unions headquartered in Ohio. Its net worth ratio was 9.19% at Q2 2026, in the well capitalized band.
Trade name filed with the NCUA: GROhio Community Credit Union
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Data as of · sourced from NCUA 5300 call reports. How we update
- Charter
- State-chartered credit union
- Regulator
- NCUA
- Deposit insurance
- NCUA (NCUSIF)
- NCUA charter number
- 96719
- Headquarters
- Mansfield, OH
- Established
- 1960
- Total assets, Q2 2026
- $16.7M
- Assets vs Q2 2025
- +7.4%
- Members, Q2 2026
- 1,409
- Net worth ratio, Q2 2026
- 9.19%
- Latest call report
- Q2 2026, NCUA 5300 · Gorman Rupp & Associates Credit Union, Inc. call report
- Asset rank in state
- 151st of 191 in Ohio
- Routing number
- 241279920
- Branches
- 2
It has 336 fewer members than on June 30, 2025 (-19.3%). Its net worth ratio was down 0.18 percentage points from 9.37% on June 30, 2025. Used vehicle loans are its largest loan category, $6.7M of $10.1M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.12% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026. Its 9.19% net worth ratio is below that band's 14.31% median.
Frequently asked about Gorman Rupp & Associates Credit Union, Inc.
How big is Gorman Rupp & Associates Credit Union, Inc.?
At Q2 2026 it reported total assets of $16.7M and 1,409 members.
Where is Gorman Rupp & Associates Credit Union, Inc. headquartered?
It is headquartered in Mansfield, OH, United States.
When was Gorman Rupp & Associates Credit Union, Inc. founded?
It was established in 1960, per NCUA records.
Is Gorman Rupp & Associates Credit Union, Inc. FDIC insured?
No. The FDIC insures banks, not credit unions. It is a federally insured credit union (NCUA charter 96719): member shares are insured by the National Credit Union Share Insurance Fund, run by the NCUA, up to $250,000 per member, per insured credit union, for each account ownership category, the same limit the FDIC applies to bank deposits.
Who regulates Gorman Rupp & Associates Credit Union, Inc.?
It is a state-chartered credit union, supervised by its state credit union regulator and by the NCUA, which insures its shares.
Is Gorman Rupp & Associates Credit Union, Inc. well capitalized?
Its net worth ratio was 9.19% at Q2 2026, in the well capitalized band. NCUA considers a credit union well capitalized at a net worth ratio of 7% or higher.
What is Gorman Rupp & Associates Credit Union, Inc.'s delinquency ratio?
Its delinquency ratio was 0.12% at Q2 2026: loans 60 or more days past due as a share of total loans.
What is Gorman Rupp & Associates Credit Union, Inc.'s loan-to-share ratio?
Its loan-to-share ratio was 66.88% at Q2 2026: total loans as a share of member shares and deposits.
Credit Union Profile
- Headquarters
- Mansfield, OH 44903
- Charter Type
- State-chartered credit union
- Primary Regulator
- NCUA
- Insurance
- NCUSIF
- Established
- 1960
- NCUA Charter #
- 96719
- RSSD ID
- 365491
- Members
- 1,409
- Potential members
- 2,500
Size & Membership
Profitability
Q2 annualizedCapital & Asset Quality
Peer comparison: credit unions of similar size
It ranks against 2,479 credit unions with under $100M in assets, as of Q2 2026. It is in the top quartile on 2 of 7 ranked measures and in the bottom quartile on 2.
| Metric | This credit union | Peer median | Rank among peers |
|---|---|---|---|
| Net worth ratio Middle half of peers: 11.14% to 19.38% | 9.19% | 14.31% | 10th bottom |
| Return on assets Middle half of peers: 0.16% to 1.30% | 0.66% | 0.72% | 47th below |
| Return on equity Middle half of peers: 1.04% to 8.69% | 7.19% | 4.74% | 66th above |
| Net interest margin Middle half of peers: 3.31% to 4.53% | 4.65% | 3.93% | 78th top |
| Efficiency ratio Middle half of peers: 68.03% to 91.60% | 83.89% | 79.83% | 41st below |
| Cost of funds Middle half of peers: 0.37% to 1.23% | 1.86% | 0.78% | under 10th bottom |
| Delinquency ratio Middle half of peers: 0.35% to 1.93% | 0.12% | 0.86% | 90th top |
| Yield on assets Middle half of peers: 4.21% to 5.32% | 6.50% | 4.70% | over 90th position only |
| Loan-to-share ratio Middle half of peers: 42.33% to 75.81% | 66.88% | 58.92% | 62nd position only |
Quarterly trends
Last 6 quarters of 5300 filings. Under each chart, Q2 2026 against Q2 2025. How these charts are built
$16.7M total assets against $15.5M; $15.1M total shares and deposits against $14.0M; $10.1M total loans against $10.3M.
$1.5M net worth against $1.5M.
9.19% net worth ratio against 9.37%.
66.88% loan-to-share ratio against 73.33%.
0.12% delinquency ratio against 0.12%.
0.66% return on assets against 1.16%; 7.19% return on equity against 12.34%.
4.65% net interest margin against 4.71%.
1,409 members against 1,745.
Quarterly trend: last 6 quarters
| Quarter | Net worth ratio | ROA | Delinquency | Loan-to-share |
|---|---|---|---|---|
| June 30, 2026 | 9.19% | 0.66% | 0.12% | 66.88% |
| March 31, 2026 | 9.01% | 0.53% | 0.13% | 64.97% |
| December 31, 2025 | 8.95% | 0.35% | 0.14% | 64.54% |
| September 30, 2025 | 9.00% | 0.54% | 0.38% | 67.11% |
| June 30, 2025 | 9.37% | 1.16% | 0.12% | 73.33% |
| March 31, 2025 | 8.98% | 0.68% | 0.16% | 71.84% |
Scroll sideways to see every column.
How we read these figures
Glossary: net worth ratio, delinquency, ROA, loan-to-share. The net worth category is ours, from NCUA's 7% well and 6% adequately capitalized cutoffs. It is not NCUA's determination, which can differ. ROA, ROE and margin annualize the quarter; NCUA's Financial Performance Report annualizes the year to date (YTD). Peer rank interpolates size-band percentiles. Methodology.