Credit Union Safety Analysis
Is Gorman Rupp & Associates Credit Union, Inc. Safe? Mansfield, Ohio
Based on its Q2 2026 NCUA 5300 call report, Gorman Rupp & Associates Credit Union, Inc. has a net worth ratio of 9.19%, at the NCUA level for well capitalized, its 60-day delinquency ratio is 0.12%, and its shares are NCUA insured up to $250,000 per member.
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Short answer
On its Q2 2026 NCUA 5300 call report, Gorman Rupp & Associates Credit Union, Inc.'s net worth ratio is 9.19%, above the 7% NCUA threshold for well capitalized.
- Net worth ratio (Q2 2026): 9.19%
- Delinquency ratio (60+ days) (Q2 2026): 0.12%
- Return on assets (Q2 2026): 0.66%
- Loan-to-share ratio (Q2 2026): 66.88%
Gorman Rupp & Associates Credit Union, Inc. (NCUA charter 96719, established 1960) reported $16.7M in assets and 1,409 members for Q2 2026 from Mansfield, Ohio. It ranks 151 of 191 credit unions in Ohio by total assets. Total assets grew 7.4% from $15.5M on June 30, 2025. It has 336 fewer members than on June 30, 2025 (-19.3%). Its net worth ratio was down 0.18 percentage points from 9.37% on June 30, 2025. Used vehicle loans are its largest loan category, $6.7M of $10.1M in total loans on its June 30, 2026 filing. Its 60-day delinquency ratio of 0.12% is below the 0.86% median of the 2,162 credit unions with under $100M in assets for Q2 2026.
Data as of · sourced from NCUA 5300 call reports. How we update
Scorecard by dimension
Median of the 2,479 credit unions with under $100M in assets: 14.31%; middle half of peers: 11.14% to 19.38%.
Earlier filings: 9.01% for Q1 2026; 9.37% for Q2 2025.
Median of the 2,162 credit unions with under $100M in assets: 0.86%; middle half of peers: 0.35% to 1.93%.
Earlier filings: 0.13% for Q1 2026; 0.12% for Q2 2025.
Median of the 2,477 credit unions with under $100M in assets: 0.72%; middle half of peers: 0.16% to 1.30%.
Earlier filings: 0.53% for Q1 2026; 1.16% for Q2 2025.
Median of the 2,470 credit unions with under $100M in assets: 58.92%; middle half of peers: 42.33% to 75.81%.
Earlier filings: 64.97% for Q1 2026; 73.33% for Q2 2025.
Loans by type, Q2 2026
- Used vehicle loans: $6.7M
- New vehicle loans: $1.8M
- Other unsecured loans and lines of credit: $762K
- Other secured non-real estate loans and lines of credit: $732K
- Commercial loans: $109K
Scored ratios by quarter
| Quarter | Total assets | Net worth ratio | Delinquency | ROA | Loan-to-share |
|---|---|---|---|---|---|
| June 30, 2026 | $16.7M | 9.19% | 0.12% | 0.66% | 66.88% |
| March 31, 2026 | $16.7M | 9.01% | 0.13% | 0.53% | 64.97% |
| December 31, 2025 | $16.6M | 8.95% | 0.14% | 0.35% | 64.54% |
| September 30, 2025 | $16.4M | 9.00% | 0.38% | 0.54% | 67.11% |
| June 30, 2025 | $15.5M | 9.37% | 0.12% | 1.16% | 73.33% |
| March 31, 2025 | $15.7M | 8.98% | 0.16% | 0.68% | 71.84% |
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How we score this
Net worth ratio: NCUA well capitalized at 7%, adequately at 6%. Our bands, pass to fail: delinquency 1% to 2%, ROA 0.5% to 0%, loan-to-share 85% to 100%. Not a credit rating. Methodology.
Gorman Rupp & Associates Credit Union, Inc. profile
Regulator records: NCUA credit union profile (charter 96719) · FFIEC NIC profile (RSSD 365491)
Frequently asked questions
Is Gorman Rupp & Associates Credit Union, Inc. well capitalized?
On its Q2 2026 NCUA 5300 call report, Gorman Rupp & Associates Credit Union, Inc.'s net worth ratio is 9.19%, above the 7% NCUA threshold for well capitalized.
Is Gorman Rupp & Associates Credit Union, Inc. FDIC insured?
No. The FDIC insures banks, not credit unions. Gorman Rupp & Associates Credit Union, Inc. is a federally insured credit union (NCUA charter 96719): its share insurance fund, run by the NCUA, covers $250,000 per member per ownership category.
What are Gorman Rupp & Associates Credit Union, Inc.'s key safety ratios?
For Q2 2026, Gorman Rupp & Associates Credit Union, Inc. reports net worth 9.19%, delinquency 0.12%, ROA 0.66%, loan-to-share 66.88%.
What happens to my money if Gorman Rupp & Associates Credit Union, Inc. fails?
For Q2 2026, Gorman Rupp & Associates Credit Union, Inc. held $15.1M in shares and deposits for 1,409 members. If it failed, the NCUA would pay its insured shares up to $250,000 per member.