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Failures by State

Bank Failures in Texas

738 FDIC-insured banks headquartered in Texas have failed since 1935, the most of any state. The most recent was Santa Anna National Bank on June 27, 2025. The worst year was 1989, with 223 failures. Failed banks held $166.92B in assets at closing.

738
Failures
1935 to 2025
$166.92B
Failed assets
At closing
$50.43B
Estimated DIF loss
FDIC estimate
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All Texas events
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Largest bank failures in Texas

Date Bank City Assets Acquirer or resolution
Jul 29, 1988 First Republicbank-Dallas, N.A. Dallas $17.09B NCNB Texas National Bank
Aug 21, 2009 Guaranty Bank Austin $13.46B Compass Bank
Mar 28, 1989 Mbank Dallas, N.A. Dallas $6.56B Bank One, Texas, N.A.
Apr 26, 1991 Sunbelt Savings Irving $6.04B Bank of America
May 18, 1990 Southwest Savings Association Dallas $5.33B Branch sale
Nov 7, 2008 Franklin Bank, SSB Houston $5.09B Prosperity Bank
Feb 14, 1989 University Federal Savings Houston $4.48B NCNB Texas National Bank
Feb 10, 1989 Bright Banc Dallas $4.39B Banc One FSB
Mar 28, 1989 Mbank Houston, National Assoc Houston $3.31B Bank One, Texas, N.A.
Sep 13, 2013 First National Bank Edinburg $3.09B PlainsCapital Bank

Texas bank failures by year

Year Failures Failed assets
2025 1 $76.9M
2019 1 $36.7M
2013 2 $3.25B
2011 1 $239.9M
2010 1 $53.9M
2009 5 $14.28B
2008 2 $5.13B
2002 1 $10.8M
1999 1 $121.6M
1996 2 $90.9M
1993 10 $447.5M
1992 29 $8.45B
1991 41 $9.67B
1990 140 $17.87B
1989 223 $57.03B
1988 120 $38.13B
1987 54 $5.01B
1986 28 $4.03B
1985 13 $534.8M
1984 7 $617.8M
1983 3 $1.54B
1982 6 $58.4M
1979 1 $10.7M
1976 4 $57.1M
1975 2 $26.2M
1973 1 $16.2M
1971 1 $78.9M
1969 5 $24.0M
1968 1 $6.2M
1967 1 $762K
1966 2 $4.6M
1965 3 $1.7M
1964 2 $5.0M
1961 1 $1.9M
1959 1 $1.3M
1958 1 $618K
1957 1 $1.3M
1956 1 $5.2M
1955 1 $721K
1948 1 $694K
1940 1 $169K
1939 4 $664K
1938 1 $63K
1937 6 $2.3M
1936 3 $768K
1935 2 $120K

Every bank failure in Texas

Date Bank City Assets Acquirer or resolution
Feb 7, 1989 Gill Sa San Antonio $1.21B Sunbelt Savings
Jan 26, 1989 First State Bank of Texas Duncanville $16.3M Fidelity National Bank of D
Jan 26, 1989 Citizens State Bank Earth $15.6M The First State Bank of Dim
Jan 26, 1989 Community Bank, N.A. Decker Prairie $8.6M Tomball National Bank
Jan 19, 1989 Merchants State Bank Dallas $122.0M Grand Bank
Jan 19, 1989 First National Bank of Cedar Park Cedar Park $18.6M Union National Bank of Texa
Jan 12, 1989 Commercial State Bank Houston $49.2M Channelview Bank
Jan 12, 1989 West Belt National Bank Houston $26.1M Deposit Guranty Bank
Jan 12, 1989 Oak Hill National Bank Travis County $18.2M Community National Bank
Jan 12, 1989 First State Bank Harper $10.5M Security State Bank and Tru
Dec 15, 1988 Texas National Bank Dallas $37.7M Cornerstone Bank N.A.
Dec 15, 1988 First National Bank in Center Center $26.1M Citizens Bank
Dec 15, 1988 Texas Bank of Plano Plano $15.1M Plano East National Bank
Dec 15, 1988 First National Bank in Bogata Bogata $13.2M Peoples National Bank
Dec 8, 1988 Resource Bank, N.A. Houston $34.7M —
Dec 1, 1988 Union Bank of Houston Houston $55.4M Texas Commerce Bank N.A.
Dec 1, 1988 Texana National Bank of Belton Belton $19.5M First NB of Temple
Dec 1, 1988 Oak Lawn Bank, N.A. Dallas $10.3M Cornerstone Bank N.A.
Nov 17, 1988 The Bank of Kerrville Kerrville $39.8M Bank of Kerrville
Nov 17, 1988 East Texas State Bank Buna $21.3M First NB of Bonham
Nov 10, 1988 American National Bank Tyler $22.4M First NB of Winnsboro
Nov 3, 1988 Southwest National Bank Houston $14.0M Spring National Bank
Oct 27, 1988 Frontier National Bank Round Rock $39.5M First State Bank
Oct 27, 1988 Round Rock National Bank Round Rock $37.0M First State Bank
Oct 20, 1988 Security Bank Dallas $21.8M Deposit Guaranty Bank
Oct 6, 1988 Fidelity National Bank of Fort Worth Fort Worth $33.8M Fidelity Bank
Sep 26, 1988 Continental S&LA Bellaire $363.7M —
Sep 22, 1988 Community Bank & Trust Rockdale $14.9M Citizens NB of Cameron
Sep 15, 1988 Trinity National Bank San Antonio $33.1M First NB of Rio Grande C
Sep 15, 1988 Capital National Bank Fort Worth $24.4M Central Bank&trust
Sep 15, 1988 River City Bank Castle Hills $15.1M Citizens STB of Luling
Sep 1, 1988 Commercial State Bank San Augustine $25.6M Hamilton National Bank
Sep 1, 1988 Pioneer National Bank Arlington $20.3M Deposit Guaranty Bank
Sep 1, 1988 First National Bank of Atascocita Harris County $9.4M First Interstate BK of T
Aug 25, 1988 Highland Park National Bank Dallas $26.3M Deposit Guaranty Bank
Aug 25, 1988 Bancfirst-Westlake, N.A. Austin $15.0M Union National Bank of T
Aug 19, 1988 Sunbelt Savings Association of Texas Dallas $2.21B Sunbelt Savings FSB
Aug 19, 1988 First City Savings Association Irving $227.0M Sunbelt Savings FSB
Aug 19, 1988 Multibanc Savings Association Dallas $190.7M Sunbelt Savings FSB
Aug 19, 1988 Federated S&LA San Antonio $150.1M Sunbelt Savings FSB
Aug 19, 1988 Texana S&LA Texarkana $78.1M Sunbelt Savings FSB
Aug 18, 1988 Town & Country National Bank Harlingen $29.6M Harlingen National Bank
Aug 18, 1988 First National Bank Austin Austin $26.0M First State Bank
Aug 11, 1988 First Bank Balch Springs $46.2M Gateway National Bank
Aug 11, 1988 West Houston National Bank Houston $26.4M Texas Commerce Bank N.A.
Aug 11, 1988 Galena Park State Bank Galena Park $24.8M Lockwood NB of Houston
Jul 29, 1988 First Republicbank-Dallas, N.A. Dallas $17.09B NCNB Texas National Bank
Jul 29, 1988 First Republicbank-Houston, N.A. Houston $2.71B NCNB Texas National Bank
Jul 29, 1988 First REPUBLICBANK-FT. Worth, N.A. Ft. Worth $1.96B NCNB Texas National Bank
Jul 29, 1988 First Republicbank- Austin, N.A. Austin $1.69B NCNB Texas National Bank

Source: FDIC failed-bank list. Counts are real closures by headquarters state; FDIC open-bank assistance transactions are not failures and are excluded. Assets and deposits are as reported at closing.

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