Failures by State

Bank Failures in Texas

738 FDIC-insured banks headquartered in Texas have failed since 1935, the most of any state. The most recent was Santa Anna National Bank on June 27, 2025. The worst year was 1989, with 223 failures. Failed banks held $166.92B in assets at closing.

738

Failures

1935 to 2025

$166.92B

Failed assets

At closing

$50.43B

Estimated DIF loss

FDIC estimate

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Largest bank failures in Texas

Date	Bank	City	Assets	Acquirer or resolution
Jul 29, 1988	First Republicbank-Dallas, N.A.	Dallas	$17.09B	NCNB Texas National Bank
Aug 21, 2009	Guaranty Bank	Austin	$13.46B	Compass Bank
Mar 28, 1989	Mbank Dallas, N.A.	Dallas	$6.56B	Bank One, Texas, N.A.
Apr 26, 1991	Sunbelt Savings	Irving	$6.04B	Bank of America
May 18, 1990	Southwest Savings Association	Dallas	$5.33B	Branch sale
Nov 7, 2008	Franklin Bank, SSB	Houston	$5.09B	Prosperity Bank
Feb 14, 1989	University Federal Savings	Houston	$4.48B	NCNB Texas National Bank
Feb 10, 1989	Bright Banc	Dallas	$4.39B	Banc One FSB
Mar 28, 1989	Mbank Houston, National Assoc	Houston	$3.31B	Bank One, Texas, N.A.
Sep 13, 2013	First National Bank	Edinburg	$3.09B	PlainsCapital Bank

Texas bank failures by year

Year	Failures	Failed assets
2025	1	$76.9M
2019	1	$36.7M
2013	2	$3.25B
2011	1	$239.9M
2010	1	$53.9M
2009	5	$14.28B
2008	2	$5.13B
2002	1	$10.8M
1999	1	$121.6M
1996	2	$90.9M
1993	10	$447.5M
1992	29	$8.45B
1991	41	$9.67B
1990	140	$17.87B
1989	223	$57.03B
1988	120	$38.13B
1987	54	$5.01B
1986	28	$4.03B
1985	13	$534.8M
1984	7	$617.8M
1983	3	$1.54B
1982	6	$58.4M
1979	1	$10.7M
1976	4	$57.1M
1975	2	$26.2M
1973	1	$16.2M
1971	1	$78.9M
1969	5	$24.0M
1968	1	$6.2M
1967	1	$762K
1966	2	$4.6M
1965	3	$1.7M
1964	2	$5.0M
1961	1	$1.9M
1959	1	$1.3M
1958	1	$618K
1957	1	$1.3M
1956	1	$5.2M
1955	1	$721K
1948	1	$694K
1940	1	$169K
1939	4	$664K
1938	1	$63K
1937	6	$2.3M
1936	3	$768K
1935	2	$120K

Every bank failure in Texas

Date	Bank	City	Assets	Acquirer or resolution
Jul 29, 1988	First Republicbank-San Antonio	San Antonio	$797.2M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Waco, N.A.	Waco	$716.3M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Midland, N.A.	Midland	$659.4M	NCNB Texas National Bank
Jul 29, 1988	National Bank of FT. Sam Houston	Ft. Sam Houston	$634.8M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Tyler, N.A.	Tyler	$610.4M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Lubbock, N.A.	Lubbuck	$528.1M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Wichita Falls	Wichita Falls	$304.2M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Galveston, N.A.	Galveston	$257.2M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Jefferson County	Beaumont	$240.7M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Lufkin	Lufkin	$224.9M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Abilene, N.A.	Abilene	$218.2M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-El Paso, N.A.	El Paso	$217.7M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Harlingen, N.A.	Harlingen	$213.6M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Conroe, N.A.	Conroe	$207.7M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Corsicana, N.A.	Corsicana	$200.6M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Plano, N.A.	Plano	$199.7M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Victoria	Victoria	$175.2M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Odessa, N.A.	Odessa	$175.0M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Mineral Wells	Mineral Wells	$174.4M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Temple, N.A.	Temple	$163.6M	NCNB Texas National Bank
Jul 29, 1988	First REPUBLICBANK-MT. Pleasant	Mt. Pleasant	$148.1M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Denison, N.A.	Denison	$143.5M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Henderson, N.A.	Henderson	$128.9M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Brownwood, N.A.	Brownwood	$126.7M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Stephenville	Stephenville	$124.2M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Cleburne, N.A	Cleburne	$118.4M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-A&m	College Station	$101.0M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Richmond, N.A	Richmond	$99.9M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Ennis, N.A.	Ennis	$96.1M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Greenville, N.A.	Greenville	$85.9M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Clifton	Clifton	$82.3M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Paris	Paris	$79.3M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Hillsboro, N.A.	Hillsboro	$68.1M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Forney	Forney	$54.6M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Malakoff, N.A	Malakoff	$49.6M	NCNB Texas National Bank
Jul 29, 1988	First Republicbank-Williamson CN	Austin	$44.0M	NCNB Texas National Bank
Jul 28, 1988	First Capitol Bank	West Columbia	$50.0M	First Bank
Jul 14, 1988	Allen National Bank	Allen	$26.3M	Benchmark Bank
Jul 14, 1988	The American Bank	Palestine	$20.8M	Royall NB of Palestine
Jun 30, 1988	Mercantile Bank & Trust	San Antonio	$76.2M	Groos Bank National Assn
Jun 30, 1988	First National Bank	Sherman	$24.5M	First NB of Van Alstyne
Jun 23, 1988	Northwest Bank & Trust	Houston	$97.6M	Northwest Bank
Jun 23, 1988	Texas National Bank	Victoria	$14.4M	Texas NB of Victoria
Jun 23, 1988	Tri-Cities Bank & Trust	Glenn Heights	$9.2M	Abrams Centre National B
Jun 16, 1988	Century National Bank	Austin	$54.0M	Community National Bank
Jun 16, 1988	Kingsland National Bank	Kingsland	$14.1M	Security State Bank&trus
Jun 9, 1988	Parkway Bank & Trust	Dallas	$42.3M	Deposit Guaranty Bank
Jun 2, 1988	Guaranty Bank	Dallas	$82.1M	Red Oak State Bank
Jun 2, 1988	River Plaza National Bank	Forth Worth	$41.8M	Tarrant Bank
Jun 2, 1988	Williamstown Bank, N.A.	Houston	$23.0M	City National Bank

Source: FDIC failed-bank list. Counts are real closures by headquarters state; FDIC open-bank assistance transactions are not failures and are excluded. Assets and deposits are as reported at closing.

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