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Failures by State

Bank Failures in Texas

738 FDIC-insured banks headquartered in Texas have failed since 1935, the most of any state. The most recent was Santa Anna National Bank on June 27, 2025. The worst year was 1989, with 223 failures. Failed banks held $166.92B in assets at closing.

738
Failures
1935 to 2025
$166.92B
Failed assets
At closing
$50.43B
Estimated DIF loss
FDIC estimate
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Largest bank failures in Texas

Date Bank City Assets Acquirer or resolution
Jul 29, 1988 First Republicbank-Dallas, N.A. Dallas $17.09B NCNB Texas National Bank
Aug 21, 2009 Guaranty Bank Austin $13.46B Compass Bank
Mar 28, 1989 Mbank Dallas, N.A. Dallas $6.56B Bank One, Texas, N.A.
Apr 26, 1991 Sunbelt Savings Irving $6.04B Bank of America
May 18, 1990 Southwest Savings Association Dallas $5.33B Branch sale
Nov 7, 2008 Franklin Bank, SSB Houston $5.09B Prosperity Bank
Feb 14, 1989 University Federal Savings Houston $4.48B NCNB Texas National Bank
Feb 10, 1989 Bright Banc Dallas $4.39B Banc One FSB
Mar 28, 1989 Mbank Houston, National Assoc Houston $3.31B Bank One, Texas, N.A.
Sep 13, 2013 First National Bank Edinburg $3.09B PlainsCapital Bank

Texas bank failures by year

Year Failures Failed assets
2025 1 $76.9M
2019 1 $36.7M
2013 2 $3.25B
2011 1 $239.9M
2010 1 $53.9M
2009 5 $14.28B
2008 2 $5.13B
2002 1 $10.8M
1999 1 $121.6M
1996 2 $90.9M
1993 10 $447.5M
1992 29 $8.45B
1991 41 $9.67B
1990 140 $17.87B
1989 223 $57.03B
1988 120 $38.13B
1987 54 $5.01B
1986 28 $4.03B
1985 13 $534.8M
1984 7 $617.8M
1983 3 $1.54B
1982 6 $58.4M
1979 1 $10.7M
1976 4 $57.1M
1975 2 $26.2M
1973 1 $16.2M
1971 1 $78.9M
1969 5 $24.0M
1968 1 $6.2M
1967 1 $762K
1966 2 $4.6M
1965 3 $1.7M
1964 2 $5.0M
1961 1 $1.9M
1959 1 $1.3M
1958 1 $618K
1957 1 $1.3M
1956 1 $5.2M
1955 1 $721K
1948 1 $694K
1940 1 $169K
1939 4 $664K
1938 1 $63K
1937 6 $2.3M
1936 3 $768K
1935 2 $120K

Every bank failure in Texas

Date Bank City Assets Acquirer or resolution
Apr 19, 1990 First State Bank of Crandall Crandall $15.8M The American National Bank
Apr 19, 1990 Security National Bank of Elgin Elgin $10.8M Elgin Bank of Texas
Apr 5, 1990 Champions Point National Bank Houston $20.6M Northwest Bank
Apr 5, 1990 First Bank & Trust Company Cedar Hill $13.8M NCNB Texas National Bank
Mar 30, 1990 Everman National Bank of Fort Worth Fort Worth $65.9M Bank One, Texas, National a
Mar 29, 1990 Crown Bank, N.A. San Antonio $22.8M First City,texas-San Antoni
Mar 29, 1990 First National Bank of Garland Garland $9.4M State Bank of Texas
Mar 29, 1990 Alvord National Bank Alvord $7.6M The First National Bank of
Mar 22, 1990 The Central National Bank of San Angelo San Angelo $147.4M First National Bank at Lubb
Mar 22, 1990 Community Bank New Caney $42.0M Channelview Bank
Mar 22, 1990 American Bank of Arlington Arlington $28.3M Banc One, Texas, National a
Mar 22, 1990 The Waller Bank, N.A. Waller $13.4M First Bank Navasota
Mar 16, 1990 First FS & La of Wichita Falls Wichita Falls $84.8M Deposit payout
Mar 15, 1990 Liberty City State Bank Liberty City $15.2M The First National Bank of
Mar 8, 1990 University National Bank of College Statio College Station $36.3M First American Bank
Mar 8, 1990 Farmers State Bank Schulenberg $32.7M First Bank
Mar 8, 1990 Citizens National Bank Denton $16.2M Texas Bank
Mar 1, 1990 Search National Bank Dallas $21.2M Hibernia National Bank in T
Mar 1, 1990 First National Bank of Sanger Sanger $19.7M The Gainesville National Ba
Mar 1, 1990 Community State Bank of Onalaska Onalaska $9.7M The Bank of Livingston
Feb 23, 1990 Texasbanc Savings Conroe $248.8M Guaranty FSB
Feb 23, 1990 Nowlin Sa Ft. Worth $200.5M Comerica Bank-TX
Feb 15, 1990 Huffman Bank Huffman $22.0M Channelview Bank
Feb 15, 1990 Northway National Bank Dallas $19.1M City National Bank of Carro
Feb 1, 1990 Tyler National Bank Tyler $24.7M NCNB Texas National Bank
Jan 26, 1990 Banctexas Dallas, N.A. Dallas $340.9M Hibernia National Bank in T
Jan 26, 1990 Palo Duro FS & La Amarillo $65.0M Citizens State Bank of Dalh
Jan 26, 1990 Fidelity Bank, N.A. San Antonio $36.6M Texas Commerce Bank - San a
Jan 26, 1990 Uvalde FS & La Uvalde $13.3M Deposit payout
Jan 25, 1990 Farmers State Bank of Shiro, Texas Shiro $4.6M The First National Bank of
Jan 18, 1990 Marshall FS & La Marshall $62.0M Kilgore FS&LA
Jan 18, 1990 Karnes County FS & La Karnes City $53.1M Victoria B&TC
Jan 18, 1990 Standard FSA Houston $13.5M Deposit payout
Jan 11, 1990 Certified FSA Georgetown $118.9M Deposit payout
Jan 11, 1990 Plaza Del Oro National Bank Houston $15.7M National Commerce Bank
Jan 4, 1990 The First National Bank of San Marcos San Marcos $77.6M Victoria Bank & Trust Compa
Jan 4, 1990 Bannerbanc FS & La Garland $46.0M Colonial S&LA
Dec 21, 1989 Columbia FSA Nassau Bay $77.1M Deposit payout
Dec 14, 1989 Canyon Lake Bank Canyon Lake $31.0M Victoria Bank & Trust Compa
Dec 13, 1989 Midlothian National Bank Midlothian $9.9M The First National Bank in
Dec 7, 1989 Westheimer Memorial Bank, N.A. Houston $38.9M Hibernia National Bank in T
Dec 7, 1989 Aledo State Bank Aledo $9.9M Citizens National Bank of W
Dec 7, 1989 First National Bank of Frisco Frisco $9.0M Hibernia National Bank in T
Nov 30, 1989 Southwestern Federal Savings El Paso $126.4M Deposit payout
Nov 30, 1989 Austin FS & La Austin $113.4M Deposit payout
Nov 30, 1989 Fortune Financial FED. S & L Assoc Copperas Cove $84.2M Deposit payout
Nov 30, 1989 Greater Texas Bank Southwest, N.A. Travis County $32.6M NCNB Texas National Bank
Nov 30, 1989 Greater Texas Bank North, N.A. Austin $22.7M Hibernia National Bank in T
Nov 16, 1989 Texas Western Federal Savings Houston $116.1M Deposit payout
Nov 16, 1989 Love Field National Bank Dallas $28.3M Hibernia National Bank in T

Source: FDIC failed-bank list. Counts are real closures by headquarters state; FDIC open-bank assistance transactions are not failures and are excluded. Assets and deposits are as reported at closing.

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