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Failures by State

Bank Failures in Texas

738 FDIC-insured banks headquartered in Texas have failed since 1935, the most of any state. The most recent was Santa Anna National Bank on June 27, 2025. The worst year was 1989, with 223 failures. Failed banks held $166.92B in assets at closing.

738
Failures
1935 to 2025
$166.92B
Failed assets
At closing
$50.43B
Estimated DIF loss
FDIC estimate
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All Texas events
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Largest bank failures in Texas

Date Bank City Assets Acquirer or resolution
Jul 29, 1988 First Republicbank-Dallas, N.A. Dallas $17.09B NCNB Texas National Bank
Aug 21, 2009 Guaranty Bank Austin $13.46B Compass Bank
Mar 28, 1989 Mbank Dallas, N.A. Dallas $6.56B Bank One, Texas, N.A.
Apr 26, 1991 Sunbelt Savings Irving $6.04B Bank of America
May 18, 1990 Southwest Savings Association Dallas $5.33B Branch sale
Nov 7, 2008 Franklin Bank, SSB Houston $5.09B Prosperity Bank
Feb 14, 1989 University Federal Savings Houston $4.48B NCNB Texas National Bank
Feb 10, 1989 Bright Banc Dallas $4.39B Banc One FSB
Mar 28, 1989 Mbank Houston, National Assoc Houston $3.31B Bank One, Texas, N.A.
Sep 13, 2013 First National Bank Edinburg $3.09B PlainsCapital Bank

Texas bank failures by year

Year Failures Failed assets
2025 1 $76.9M
2019 1 $36.7M
2013 2 $3.25B
2011 1 $239.9M
2010 1 $53.9M
2009 5 $14.28B
2008 2 $5.13B
2002 1 $10.8M
1999 1 $121.6M
1996 2 $90.9M
1993 10 $447.5M
1992 29 $8.45B
1991 41 $9.67B
1990 140 $17.87B
1989 223 $57.03B
1988 120 $38.13B
1987 54 $5.01B
1986 28 $4.03B
1985 13 $534.8M
1984 7 $617.8M
1983 3 $1.54B
1982 6 $58.4M
1979 1 $10.7M
1976 4 $57.1M
1975 2 $26.2M
1973 1 $16.2M
1971 1 $78.9M
1969 5 $24.0M
1968 1 $6.2M
1967 1 $762K
1966 2 $4.6M
1965 3 $1.7M
1964 2 $5.0M
1961 1 $1.9M
1959 1 $1.3M
1958 1 $618K
1957 1 $1.3M
1956 1 $5.2M
1955 1 $721K
1948 1 $694K
1940 1 $169K
1939 4 $664K
1938 1 $63K
1937 6 $2.3M
1936 3 $768K
1935 2 $120K

Every bank failure in Texas

Date Bank City Assets Acquirer or resolution
Nov 16, 1989 Executive National Bank San Antonio $7.3M Hibernia National Bank in T
Nov 9, 1989 City National Bank of Plano Plano $56.5M Compass Bank - Plano
Nov 9, 1989 United National Bank of Plano Plano $29.8M Hibernia National Bank in T
Oct 20, 1989 First Consolidated Bank - Pleasant Run Lancaster $19.3M First City, Texas - Bryan
Oct 20, 1989 First Consolidated Bank - Rosebud Rosebud $17.1M First City, Texas - Bryan
Oct 20, 1989 First Consolidated Bank - Buda Buda $15.0M Austin National Bank
Oct 20, 1989 First Consolidated Bank - Ferris Ferris $12.0M First City, Texas-Bryan, N.A.
Oct 20, 1989 First Consolidated Bank - Hillsboro Hillsboro $11.3M First State Bank, Hubbard
Oct 19, 1989 Valley Federal Savings McAllen $517.1M International Bank of Comme
Oct 19, 1989 Surety Federal Savings Assoc. El Paso $291.0M Deposit payout
Oct 19, 1989 Beaumont BANK-N.A. Beaumont $29.2M Texas Commerce Bank-Beaumon
Oct 12, 1989 Citizens Bank Galveston $31.3M Bank of Galveston, National
Oct 5, 1989 Commonwealth Bank Arlington $74.9M Comerica Bank - Texas
Oct 5, 1989 Strawn Security Bank Strawn $14.4M The First National Bank of
Sep 21, 1989 East Texas S & La Association Tyler $362.4M NCNB Texas National Bank
Sep 21, 1989 Plano S & L Assoc. Plano $274.4M First Gibraltar Bank, FSB
Sep 21, 1989 First FED. S & La of Brenham Brenham $148.4M Kilgore FS&LA
Sep 21, 1989 First Garland FED. S & L Garland $132.4M Kilgore FS&LA
Sep 21, 1989 Rose Capital Bank Tyler $62.7M First City, Texas-Tyler, N.A.
Sep 14, 1989 First Savings of Laredo Laredo $171.2M Deposit payout
Sep 14, 1989 Medcentre BANK,N.A. San Antonio $27.8M First City, Texas-San Anton
Sep 14, 1989 Kirby State Bank Kirby $16.8M Schertz Bank & Trust
Sep 14, 1989 Prairie State Bank Grand Prairie $16.4M Bedford National Bank
Sep 7, 1989 Thousand Oaks National Bank San Antonio $30.2M Hibernia National Bank in T
Aug 24, 1989 Denton Federal Savings Denton $142.7M Kilgore FS&LA
Aug 24, 1989 First State Bank Pflugerville $30.7M Hibernia National Bank in T
Aug 24, 1989 Troup Bank & Trust Company Troup $24.1M First National Bank of Jack
Aug 24, 1989 Summit Bank San Antonio $19.2M The Frost National Bank of
Aug 24, 1989 Park Central Bank, National Assoc Fort Worth $11.9M Colonial National Bank
Aug 17, 1989 Taylorbanc Federal S & L Taylor $139.5M Kilgore FS&LA
Aug 17, 1989 First State Bank Liberty $62.2M First City, Texas-Beaumont
Aug 17, 1989 Southside FED. S & L Assoc. Austin $49.6M Deposit payout
Aug 17, 1989 Citizens National Bank of Killeen Killeen $35.5M First National Bank of Temp
Aug 17, 1989 Hearne Building & Loan Assoc. Hearne $27.1M Deposit payout
Aug 17, 1989 Guadalupe S & L Assoc. Kerrville $25.8M Deposit payout
Aug 17, 1989 First State Bank of McKinney McKinney $18.1M First Bank
Aug 10, 1989 Metropolitan Financial FS & La Dallas $799.5M United Sa of the SW, FSB
Aug 4, 1989 Park Forty-Five National Bank Spring $22.0M Klein Bank
Aug 3, 1989 University National Bank San Antonio $19.8M The Frost National Bank of
Aug 1, 1989 Caprock Federal Savings & Loan Lubbock $436.1M Deposit payout
Jul 27, 1989 Capitol City Federal Savings Austin $528.2M Banc One TX, N.A.
Jul 27, 1989 Hallmark S & L Association Plano $166.1M Deposit payout
Jul 27, 1989 North American FSA San Antonio $99.8M Deposit payout
Jul 27, 1989 New Braunfels S & La Assoc. New Braunfels $85.6M Victoria B&TC-West
Jul 27, 1989 Forestwood National Bank of Dallas Dallas $62.0M Comerica Bank-Texas
Jul 27, 1989 FSA of the Southwest Kilgore $45.8M Kilgore FS&LA
Jul 27, 1989 The Texas Bank & Trust Company Sweetwater $33.7M First National Bank, Sweetw
Jul 27, 1989 Brushy Creek National Bank Round Rock $9.8M Union National Bank, Austin
Jul 26, 1989 Hildalgo County Bank Mercedes $18.9M The First National Bank of
Jul 20, 1989 Texas American Bank/fort Worth, Fort Worth $1.97B Texas American Bridge Bank

Source: FDIC failed-bank list. Counts are real closures by headquarters state; FDIC open-bank assistance transactions are not failures and are excluded. Assets and deposits are as reported at closing.

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