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Failures by State

Bank Failures in Texas

738 FDIC-insured banks headquartered in Texas have failed since 1935, the most of any state. The most recent was Santa Anna National Bank on June 27, 2025. The worst year was 1989, with 223 failures. Failed banks held $166.92B in assets at closing.

738
Failures
1935 to 2025
$166.92B
Failed assets
At closing
$50.43B
Estimated DIF loss
FDIC estimate
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Largest bank failures in Texas

Date Bank City Assets Acquirer or resolution
Jul 29, 1988 First Republicbank-Dallas, N.A. Dallas $17.09B NCNB Texas National Bank
Aug 21, 2009 Guaranty Bank Austin $13.46B Compass Bank
Mar 28, 1989 Mbank Dallas, N.A. Dallas $6.56B Bank One, Texas, N.A.
Apr 26, 1991 Sunbelt Savings Irving $6.04B Bank of America
May 18, 1990 Southwest Savings Association Dallas $5.33B Branch sale
Nov 7, 2008 Franklin Bank, SSB Houston $5.09B Prosperity Bank
Feb 14, 1989 University Federal Savings Houston $4.48B NCNB Texas National Bank
Feb 10, 1989 Bright Banc Dallas $4.39B Banc One FSB
Mar 28, 1989 Mbank Houston, National Assoc Houston $3.31B Bank One, Texas, N.A.
Sep 13, 2013 First National Bank Edinburg $3.09B PlainsCapital Bank

Texas bank failures by year

Year Failures Failed assets
2025 1 $76.9M
2019 1 $36.7M
2013 2 $3.25B
2011 1 $239.9M
2010 1 $53.9M
2009 5 $14.28B
2008 2 $5.13B
2002 1 $10.8M
1999 1 $121.6M
1996 2 $90.9M
1993 10 $447.5M
1992 29 $8.45B
1991 41 $9.67B
1990 140 $17.87B
1989 223 $57.03B
1988 120 $38.13B
1987 54 $5.01B
1986 28 $4.03B
1985 13 $534.8M
1984 7 $617.8M
1983 3 $1.54B
1982 6 $58.4M
1979 1 $10.7M
1976 4 $57.1M
1975 2 $26.2M
1973 1 $16.2M
1971 1 $78.9M
1969 5 $24.0M
1968 1 $6.2M
1967 1 $762K
1966 2 $4.6M
1965 3 $1.7M
1964 2 $5.0M
1961 1 $1.9M
1959 1 $1.3M
1958 1 $618K
1957 1 $1.3M
1956 1 $5.2M
1955 1 $721K
1948 1 $694K
1940 1 $169K
1939 4 $664K
1938 1 $63K
1937 6 $2.3M
1936 3 $768K
1935 2 $120K

Every bank failure in Texas

Date Bank City Assets Acquirer or resolution
Jul 20, 1989 Texas American Bank/galleria, N.A. Houston $289.6M Texas American Bridge Bank
Jul 20, 1989 Texas American Bank/dallas, N.A. Dallas $229.7M Texas American Bridge Bank
Jul 20, 1989 Texas American Bank/amarillo, N.A. Amarillo $218.2M Texas American Bridge Bank
Jul 20, 1989 Texas American Bank/duncanville Duncanville $213.4M Texas American Bridge Bank
Jul 20, 1989 Texas American Bank/levelland Levelland $195.0M Texas American Bridge Bank
Jul 20, 1989 Texas American Bank/mckinney, N.A. McKinney $175.7M Texas American Bridge Bank
Jul 20, 1989 Texas American Bank/tyler, N.A. Tyler $153.8M Texas American Bridge Bank
Jul 20, 1989 Texas American Bank/fredericksburg Fredericksburg $139.1M Texas American Bridge Bank
Jul 20, 1989 Texas American Bank/denison, N.A. Denison $137.0M Texas American Bridge Bank
Jul 20, 1989 Texas American Bank/midland, N.A. Midland $135.2M Texas American Bridge Bank
Jul 20, 1989 Texas American Bank/austin, N.A. Austin $127.1M Texas American Bridge Bank
Jul 20, 1989 Texas American Bank/longview, N.A. Longview $90.1M Texas American Bridge Bank
Jul 20, 1989 Texas American Bank/breckenridge Breckenridge $82.0M Texas American Bridge Bank
Jul 20, 1989 Texas American Bank/temple, N.A. Temple $68.0M Texas American Bridge Bank
Jul 20, 1989 Texas American Bank/wichita Falls Wichita Falls $65.0M Texas American Bridge Bank
Jul 20, 1989 Texas American Bank/lbj, N.A. Dallas $62.8M Texas American Bridge Bank
Jul 20, 1989 Texas American Bank/forum, N.A. Arlington $62.6M Texas American Bridge Bank
Jul 20, 1989 Texas American Bank/prestonwood, Dallas $49.8M Texas American Bridge Bank
Jul 20, 1989 Texas American Bank/farmers Branch Farmers Branch $48.4M Texas American Bridge Bank
Jul 20, 1989 Texas American Bank/richardson Richardson $44.5M Texas American Bridge Bank
Jul 20, 1989 Texas American Bank/southwest, N.A. Stafford $36.0M Texas American Bridge Bank
Jul 20, 1989 Fallbrook National Bank Houston $36.0M Charter National Bank - Col
Jul 20, 1989 Texas American Bank/plano, N.A. Plano $34.8M Texas American Bridge Bank
Jul 20, 1989 Texas American Bank/greater South Grand Prairie $32.7M Texas American Bridge Bank
Jul 14, 1989 Independent Bank, National Assoc Coppell $34.7M Metropolitan National Bank
Jul 13, 1989 First Savings & Loan Waco $373.7M Kilgore FS&LA
Jul 13, 1989 Cornerstone Federal Savings Houston $112.4M Great Southwest Savings, F.A.
Jul 13, 1989 National Bank of Commerce of Brownsville Brownsville $34.7M Texas Commerce Bank Rio Gra
Jun 30, 1989 First National Bank of Richardson Richardson $44.5M Deposit Guaranty Bank
Jun 30, 1989 Independent Bank-East, National Rockwall $40.6M American National Bank of T
Jun 29, 1989 Victoria Sa San Antonio $882.8M Branch sale
Jun 29, 1989 New Ulm State Bank New Ulm $12.0M Industry State Bank
Jun 29, 1989 Hobby Community Bank Houston $8.0M Iola State Bank
Jun 22, 1989 Preston North National Bank Dallas $6.5M Sequor National Bank Texas
Jun 15, 1989 Helotes State Bank Helotes $21.3M Bank of Leon Springs
Jun 15, 1989 Capital Bank-Northwest, National San Antonio $16.0M McMullen County State Bank
Jun 8, 1989 First American Bank San Antonio $13.3M Jourdanton State Bank
Jun 8, 1989 Fulshear State Bank Fulshear $10.7M —
Jun 8, 1989 Lake Country National Bank Burnet $7.5M Lake Buchanan State Bank
May 25, 1989 Liberty National Bank Dallas $67.5M Cornerstone Bank, National
May 18, 1989 Security Bank & Trust Company Wharton $34.8M The First National Bank of
May 18, 1989 The First National Bank of Gordon Gordon $10.9M The First National Bank of
May 11, 1989 Lexington State Bank Lexington $13.8M Central Bank of Houston
May 4, 1989 Katy National Bank Katy $52.0M First Bank
May 4, 1989 Greater Texas Bank Leander Leander $20.6M Hill Country Bank
Apr 20, 1989 Travis Bank and Trust Austin $53.9M Union National Bank of Texa
Apr 20, 1989 Continental National Bank San Antonio $12.2M Citizens State Bank of Luli
Apr 20, 1989 First State Bank Deanville $9.4M Citizens State Bank
Apr 12, 1989 The Commonwealth Bank Bellaire $65.8M Park National Bank of Houst
Apr 6, 1989 Resource Sa Denison $616.1M Deposit payout

Source: FDIC failed-bank list. Counts are real closures by headquarters state; FDIC open-bank assistance transactions are not failures and are excluded. Assets and deposits are as reported at closing.

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