Failures by State

Bank Failures in Texas

738 FDIC-insured banks headquartered in Texas have failed since 1935, the most of any state. The most recent was Santa Anna National Bank on June 27, 2025. The worst year was 1989, with 223 failures. Failed banks held $166.92B in assets at closing.

738

Failures

1935 to 2025

$166.92B

Failed assets

At closing

$50.43B

Estimated DIF loss

FDIC estimate

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Largest bank failures in Texas

Date	Bank	City	Assets	Acquirer or resolution
Jul 29, 1988	First Republicbank-Dallas, N.A.	Dallas	$17.09B	NCNB Texas National Bank
Aug 21, 2009	Guaranty Bank	Austin	$13.46B	Compass Bank
Mar 28, 1989	Mbank Dallas, N.A.	Dallas	$6.56B	Bank One, Texas, N.A.
Apr 26, 1991	Sunbelt Savings	Irving	$6.04B	Bank of America
May 18, 1990	Southwest Savings Association	Dallas	$5.33B	Branch sale
Nov 7, 2008	Franklin Bank, SSB	Houston	$5.09B	Prosperity Bank
Feb 14, 1989	University Federal Savings	Houston	$4.48B	NCNB Texas National Bank
Feb 10, 1989	Bright Banc	Dallas	$4.39B	Banc One FSB
Mar 28, 1989	Mbank Houston, National Assoc	Houston	$3.31B	Bank One, Texas, N.A.
Sep 13, 2013	First National Bank	Edinburg	$3.09B	PlainsCapital Bank

Texas bank failures by year

Year	Failures	Failed assets
2025	1	$76.9M
2019	1	$36.7M
2013	2	$3.25B
2011	1	$239.9M
2010	1	$53.9M
2009	5	$14.28B
2008	2	$5.13B
2002	1	$10.8M
1999	1	$121.6M
1996	2	$90.9M
1993	10	$447.5M
1992	29	$8.45B
1991	41	$9.67B
1990	140	$17.87B
1989	223	$57.03B
1988	120	$38.13B
1987	54	$5.01B
1986	28	$4.03B
1985	13	$534.8M
1984	7	$617.8M
1983	3	$1.54B
1982	6	$58.4M
1979	1	$10.7M
1976	4	$57.1M
1975	2	$26.2M
1973	1	$16.2M
1971	1	$78.9M
1969	5	$24.0M
1968	1	$6.2M
1967	1	$762K
1966	2	$4.6M
1965	3	$1.7M
1964	2	$5.0M
1961	1	$1.9M
1959	1	$1.3M
1958	1	$618K
1957	1	$1.3M
1956	1	$5.2M
1955	1	$721K
1948	1	$694K
1940	1	$169K
1939	4	$664K
1938	1	$63K
1937	6	$2.3M
1936	3	$768K
1935	2	$120K

Every bank failure in Texas

Date	Bank	City	Assets	Acquirer or resolution
Apr 6, 1989	Central Texas S & La	Waco	$216.1M	Kilgore FS&LA
Apr 6, 1989	Heritage Banc Savings	Duncanville	$177.7M	NCNB Texas National Bank
Apr 6, 1989	Excel Banc Savings Assoc.	Laredo	$146.7M	Deposit payout
Apr 6, 1989	Centennial Savings Bank	Greenville	$106.0M	NCNB Texas National Bank
Apr 6, 1989	Bedford Savings Assoc.	Bedford	$90.8M	First American Savings Banc
Apr 6, 1989	Meridian Saving Association	Arlington	$48.9M	NCNB Texas National Bank
Apr 6, 1989	Park Cities Savings Association	Dallas	$43.1M	Comerica Bank-TX
Apr 6, 1989	American Federal Savings Bank	Austin	$33.5M	NCNB Texas National Bank
Apr 6, 1989	First National Bank of Nocona	Nocona	$23.3M	The First National Bank of
Apr 6, 1989	Golden Circle Sa	Corsicana	$20.5M	Deposit payout
Apr 5, 1989	Murray Savings Association	Dallas	$1.44B	United Sa of the SW, FSB
Mar 31, 1989	Premier Bank, a N.A.	Dallas	$37.1M	Deposit Guaranty Bank
Mar 28, 1989	Mbank Dallas, N.A.	Dallas	$6.56B	Bank One, Texas, N.A.
Mar 28, 1989	Mbank Houston, National Assoc	Houston	$3.31B	Bank One, Texas, N.A.
Mar 28, 1989	Mbank Alamo, N.A.	San Antonio	$784.9M	Bank One, Texas, N.A.
Mar 28, 1989	Mbank Fort Worth, National Assoc	Fort Worth	$749.1M	Bank One, Texas, N.A.
Mar 28, 1989	Mbank Austin, N.A.	Austin	$642.0M	Bank One, Texas, N.A.
Mar 28, 1989	Mbank Wichita Falls, National Assoc	Wichita Falls	$484.8M	Bank One, Texas, N.A.
Mar 28, 1989	Mbank Midcities, National Assoc	Arlington	$358.0M	Bank One, Texas, N.A.
Mar 28, 1989	Mbank Jefferson County, N.A.	Port Arthur	$330.9M	Bank One, Texas, N.A.
Mar 28, 1989	Mbank Odessa, National Assoc	Odessa	$317.6M	Bank One, Texas, N.A.
Mar 28, 1989	Mbank Sherman, National Assoc	Sherman	$282.0M	Bank One, Texas, N.A.
Mar 28, 1989	Mbank Longview, National Assoc	Longview	$265.0M	Bank One, Texas, N.A.
Mar 28, 1989	Mbank Denton County, National Assoc	Lewisville	$220.1M	Bank One, Texas, N.A.
Mar 28, 1989	Mbank Marshall, National Assoc	Marshall	$210.3M	Bank One, Texas, N.A.
Mar 28, 1989	Mbank Abilene, N.A.	Abilene	$199.0M	Bank One, Texas, N.A.
Mar 28, 1989	Mbank Corsicana, N.A.	Corsicana	$165.1M	Bank One, Texas, N.A.
Mar 28, 1989	Mbank Round Rock, National Assoc	Round Rock	$164.6M	Bank One, Texas, N.A.
Mar 28, 1989	Mbank the Woodlands, National Assoc	The Woodlands	$160.1M	Bank One, Texas, N.A.
Mar 28, 1989	Mbank Greenville, National Assoc	Greenville	$153.3M	Bank One, Texas, N.A.
Mar 28, 1989	Mbank Orange, National Assoc	Orange	$149.8M	Bank One, Texas, N.A.
Mar 28, 1989	Mbank Brenham, N.A.	Brenham	$140.3M	Bank One, Texas, N.A.
Mar 23, 1989	Industrial Bank	Houston	$64.8M	Metrobank, National Associa
Mar 23, 1989	First Bank of Rowlett	Rowlett	$35.6M	Deposit Guaranty Bank
Mar 23, 1989	First State Bank	Rogers	$9.0M	The Buckholts State Bank
Mar 16, 1989	Fidelity S & La	Port Arthur	$312.5M	Kilgore FS&LA
Mar 16, 1989	Meritbanc Savings Association	Houston	$272.1M	Kilgore FS&LA
Mar 16, 1989	Security Savings Association	Texarkana	$236.3M	Deposit payout
Mar 16, 1989	Spindletop Sa	Beaumont	$180.5M	First City Bank, N.A.
Mar 16, 1989	Jasper FS & La	Jasper	$135.6M	Deposit payout
Mar 16, 1989	Jefferson S & L Assoc.	Beaumont	$119.1M	Kilgore FS&LA
Mar 16, 1989	General Savings Assoc.	Henderson	$74.6M	Citizens NB of Henderson
Mar 16, 1989	Savings of Texas Assoc.	Jacksonville	$63.6M	Deposit payout
Mar 16, 1989	Timberland FSA	Nacogdoches	$60.3M	Citizens Bank
Mar 16, 1989	Deep East Texas Sa	Jasper	$53.6M	Community Bank
Mar 16, 1989	First SAV. Assoc. Southeast Texas	Silsbee	$48.7M	Kilgore FS&LA
Mar 16, 1989	Rusk FED. S & L Assoc.	Rusk	$44.6M	Citizens Bank
Mar 16, 1989	Sabine Valley S & L Assoc.	Center	$41.1M	Deposit payout
Mar 16, 1989	Southeast Texas FSA	Woodville	$31.2M	Deposit payout
Mar 16, 1989	Merchants Marine Bank	Port Isabel	$30.8M	FirstBank

Source: FDIC failed-bank list. Counts are real closures by headquarters state; FDIC open-bank assistance transactions are not failures and are excluded. Assets and deposits are as reported at closing.

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