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Mergers by Year

Bank Mergers in 1985

The Federal Reserve's National Information Center (NIC) recorded 1,032 merger records involving a bank, credit union or bank holding company in 1985. 401 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 953 in 1984.

401
Banks acquired
NIC, banks as the acquired side
0
Credit unions merged
NIC, credit unions as the acquired side
104
Holding companies
Bank holding companies merged
1,032
All merger records
1985 in US banking ›

Largest bank mergers of 1985

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective Acquired bank State Assets Acquirer
Dec 31, 1985 The Citizens and Southern Bank of West Georgia GA — NationsBank, National Association (South)
Dec 31, 1985 The Citizens and Southern Newnan Bank GA — NationsBank, National Association (South)
Dec 31, 1985 Gwinnett Bank & Trust Company GA — First Georgia Bank
Dec 31, 1985 City Bank & Trust Company of Lincoln NE — Havelock Bank
Dec 31, 1985 Bank of Boston Trust Company of Arizona AZ — Chase Trust Company of Arizona
Dec 31, 1985 Manufacturers Hanover, National Association NY — Manufacturers Hanover Trust Company
Dec 31, 1985 The Citizens and Southern Bank of Dublin GA — NationsBank, National Association (South)
Dec 31, 1985 Northern Michigan Bank of Marquette MI — Northern Michigan Bank & Trust
Dec 31, 1985 Western Community Bank, National Association WA — Western Community Bank
Dec 31, 1985 Home Federal Savings and Loan Association of Sioux City IA — Vantus Bank
Dec 31, 1985 Northern Michigan Bank of Kingsford MI — Northern Michigan Bank & Trust
Dec 31, 1985 The Citizens and Southern Bank of Thomaston GA — NationsBank, National Association (South)
Dec 31, 1985 Wellington Colorado Industrial Bank CO — Fort Collins Colorado Industrial Bank
Dec 31, 1985 Georgia State Bank GA — First Union Bank of Augusta
Dec 31, 1985 Western Ohio National Bank & Trust Company OH — Heritage National Bank and Trust Company

Biggest bank failures by assets ›

Every merger recorded in 1985

1,032 NIC merger records in 1985 involve a bank, credit union or bank holding company on at least one side, newest first.

Date Acquired institution State Acquirer
May 23, 1985 Home Federal Savings and Loan Association OH Home Savings of America, FSB
May 23, 1985 Arbor Cu TX Security One Federal Credit Union
May 23, 1985 (unnamed) — Home Savings of America, FSB
May 22, 1985 (unnamed) — The Central Trust Company of Northeastern Ohio, N. A.
May 22, 1985 Acysc Credit Union PA Alcose Credit Union
May 21, 1985 A G of Maine Credit Union ME Maine Savings Federal Credit Union
May 21, 1985 Ajay Credit Union WI Blackhawk Community Credit Union
May 20, 1985 The First State Bank of Newaygo MI Independent Bank-West Michigan
May 20, 1985 Western State Bank MI Independent Bank-West Michigan
May 18, 1985 Independence Bank Madison (National Association) WI Bank One, Madison
May 17, 1985 Cope Federal Credit Union WV One Community Federal Credit Union
May 17, 1985 Bank of Boston-Worcester, National Association MA Fleet National Bank
May 16, 1985 Tacoma Ministerial Alliance Credit Union WA Tapco Credit Union
May 15, 1985 The Edgerton State Bank Company OH Sky Bank-Mid AM Region
May 15, 1985 Progressive Bancshares Corporation LA Progressive Bancorporation, Inc.
May 15, 1985 Asno Fcu LA Formation Federal Credit Union
May 14, 1985 Streator Bancorp, Inc. IL First Midwest Bancorp, Inc.
May 11, 1985 Farmers and Merchants Bank WI First Bank Southeast, National Association
May 11, 1985 The Bank of West Point VA Dominion Bank of Richmond, National Association
May 11, 1985 Investex Savings Association TX Independent American Savings & Loan Association FSA
May 8, 1985 Green Haven Federal Credit Union NY Matteawan Federal Credit Union
May 8, 1985 Clover Atco Federal Credit Union SC Family Trust Federal Credit Union
May 8, 1985 Eagle Stores Fcu FL Jetstream Federal Credit Union
May 7, 1985 Forsyth Savings and Loan Coprporation NC First Financial Savings Bank, Inc.
May 7, 1985 Wheatland-Chili Employees Federal Credit Union NY Ever $ Green Federal Credit Union
May 6, 1985 Brammer Employees Credit Union IA The Family Credit Union
May 6, 1985 Chemox Credit Union IL Vibrant Credit Union
May 6, 1985 Des Moines Osteopathic Employees Credit Union IA Edco Credit Union
May 4, 1985 First BK of Se La FSB LA Firstbanc Fed FSB
May 3, 1985 Avondale Employees Federal Credit Union TN Select Seven Federal Credit Union
May 1, 1985 Brighton Federal Savings and Loan Association CO Household Bank, F.S.B.
May 1, 1985 F & M Bancshares, Inc. GA Synovus Financial Corp.
May 1, 1985 Farmers State Bancorp Inc. KY Middlefork Financial Group Inc.
May 1, 1985 Heritage Bancorp NJ Midlantic Banks Inc.
May 1, 1985 The Fairfield National Bank of Lancaster OH The Park National Bank
May 1, 1985 Farmers & Merchants Bank GA Sumter Bank and Trust Company
May 1, 1985 Weber Valley Bank UT Bank One, Utah, National Association
May 1, 1985 Levingston Empl Cu TX Golden Triangle Federal Credit Union
May 1, 1985 Bountiful Valley Bank UT Bank One, Utah, National Association
May 1, 1985 Conoco Employees Kansas City Credit Union KS Members Choice Credit Union
May 1, 1985 Lynch Employees Federal Credit Union IN Lampco Federal Credit Union
May 1, 1985 N I U M Conference Credit Union IL United Methodist Ministries Credit Union
May 1, 1985 W F I Employees Federal Credit Union IN Everwise Credit Union
May 1, 1985 Tombigbee Bank & Trust Company MS UniSouth Banking Corporation
May 1, 1985 Telan Fcu FL Tyndall Federal Credit Union
Apr 30, 1985 Champaign a E Staley Credit Union IL Central Illinois Credit Union
Apr 30, 1985 Bonstate Bancshares, Inc. TX Willow Bend Bancshares, Inc.
Apr 30, 1985 Saint Francis of Assisi Houston Federal Credit Union TX Credit Human Federal Credit Union
Apr 30, 1985 Ralston Purina Lafayette Employees Federal Credit Union IN Industrial Federal Credit Union
Apr 30, 1985 Blaw Knox Federal Credit Union PA Pittsburgh Central Federal Credit Union

Bank mergers by year

·

Year Merger records
2026 360
2025 433
2024 314
2023 363
2022 432
2021 437
2020 437
2019 547
2018 643
2017 608
2016 655
2015 766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

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