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Mergers by Year

Bank Mergers in 1985

The Federal Reserve's National Information Center (NIC) recorded 1,032 merger records involving a bank, credit union or bank holding company in 1985. 401 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 953 in 1984.

401
Banks acquired
NIC, banks as the acquired side
0
Credit unions merged
NIC, credit unions as the acquired side
104
Holding companies
Bank holding companies merged
1,032
All merger records
1985 in US banking ›

Largest bank mergers of 1985

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective Acquired bank State Assets Acquirer
Dec 31, 1985 The Citizens and Southern Bank of West Georgia GA — NationsBank, National Association (South)
Dec 31, 1985 The Citizens and Southern Newnan Bank GA — NationsBank, National Association (South)
Dec 31, 1985 Gwinnett Bank & Trust Company GA — First Georgia Bank
Dec 31, 1985 City Bank & Trust Company of Lincoln NE — Havelock Bank
Dec 31, 1985 Bank of Boston Trust Company of Arizona AZ — Chase Trust Company of Arizona
Dec 31, 1985 Manufacturers Hanover, National Association NY — Manufacturers Hanover Trust Company
Dec 31, 1985 The Citizens and Southern Bank of Dublin GA — NationsBank, National Association (South)
Dec 31, 1985 Northern Michigan Bank of Marquette MI — Northern Michigan Bank & Trust
Dec 31, 1985 Western Community Bank, National Association WA — Western Community Bank
Dec 31, 1985 Home Federal Savings and Loan Association of Sioux City IA — Vantus Bank
Dec 31, 1985 Northern Michigan Bank of Kingsford MI — Northern Michigan Bank & Trust
Dec 31, 1985 The Citizens and Southern Bank of Thomaston GA — NationsBank, National Association (South)
Dec 31, 1985 Wellington Colorado Industrial Bank CO — Fort Collins Colorado Industrial Bank
Dec 31, 1985 Georgia State Bank GA — First Union Bank of Augusta
Dec 31, 1985 Western Ohio National Bank & Trust Company OH — Heritage National Bank and Trust Company

Biggest bank failures by assets ›

Every merger recorded in 1985

1,032 NIC merger records in 1985 involve a bank, credit union or bank holding company on at least one side, newest first.

Date Acquired institution State Acquirer
Jun 4, 1985 Tioga Medical Federal Credit Union NY First Heritage Federal Credit Union
Jun 3, 1985 The First National Bank of Poquoson VA Central Fidelity National Bank
Jun 3, 1985 The Citizens Banking Company of East Palestine OH Sky Bank
Jun 3, 1985 Independence Bank Wauwatosa (N.A.) WI Bank One, Wisconsin
Jun 3, 1985 Lincoln CNTY of TN Fcu TN Redstone Federal Credit Union
Jun 3, 1985 Sheet Metal Workers Local Federal Credit Union PA Pittsburgh Central Federal Credit Union
Jun 3, 1985 Wray Industrial Bank CO Yuma County Industrial Bank
Jun 1, 1985 Amarillo Works Empl Cu TX Acfcu Federal Credit Union
Jun 1, 1985 Hernando Banking Corporation FL Suntrust Bank Holding Company
Jun 1, 1985 Bank of Stanwood WA Security Pacific Bank Washington, N.A.
Jun 1, 1985 California School Employees Association Federal Credit Union CA Provident Credit Union
Jun 1, 1985 Somerville Building, Loan, & Savings Company OH Somerville Bank
Jun 1, 1985 United Catholic Credit Union IL Consumers Credit Union
Jun 1, 1985 Bay City Electrical Workers Credit Union MI Copoco Community Credit Union
Jun 1, 1985 Gladieux Federal Credit Union OH Directions Credit Union
Jun 1, 1985 First American National Bank of Memphis TN First American Bank
Jun 1, 1985 Katac Federal Credit Union WA Sound Credit Union
Jun 1, 1985 Home Savings Bank OH Buckeye Federal Savings and Loan Association
Jun 1, 1985 Corning Hospital Employees Federal Credit Union NY First Heritage Federal Credit Union
Jun 1, 1985 Eclipse Lookout Empl Cu TN Tennessee Valley Federal Credit Union
Jun 1, 1985 I U O E Local 370 Credit Union WA Spokane Teachers Credit Union
Jun 1, 1985 Dallas Hotel Motel Assn Cu TX Texas Federal Credit Union
Jun 1, 1985 Security Bank and Trust Company PA United Penn Bank
Jun 1, 1985 First National Bank of Newton MS Peoples Bank of Mississippi, N.A.
Jun 1, 1985 Progressive Credit Union OH B F G Federal Credit Union
May 31, 1985 Bannock Leaders Credit Union ID Idaho Central Credit Union
May 31, 1985 Electrolux Old Greenwich Federal Credit Union CT Stamford Postal Employees Federal Credit Union
May 31, 1985 Lafollette CMNTY Hosp Fcu TN Y-12 Federal Credit Union
May 31, 1985 Attapulgus Employees Credit Union GA Five Star Credit Union
May 31, 1985 Mpsbancorp, Inc. IL First United Financial Services, Inc.
May 31, 1985 Oak Park Bancorp, Inc. IL First United Financial Services, Inc.
May 30, 1985 Woodhaven Mobil Credit Union MI Nupath Community Credit Union
May 29, 1985 S. M. S. Employees Federal Credit Union NJ Gaf Linden Employees Federal Credit Union
May 29, 1985 First United Bancshares, Inc. GA Synovus Financial Corp.
May 29, 1985 First United Bank GA Synovus Bank
May 28, 1985 Airtron Employees Federal Credit Union NJ Premier America Credit Union
May 28, 1985 Independence Bank New Berlin WI Bank One, Waukesha
May 28, 1985 Independence Bank Waukesha (N.A.) WI Bank One, Waukesha
May 28, 1985 Independence Bank Oconomowoc (N.A.) WI Bank One, Waukesha
May 28, 1985 Independence Bank Brookfield WI Bank One, Waukesha
May 27, 1985 Four Corners Savings Bank NM Sandia Federal Savings Association
May 25, 1985 V a Regional Office Employees Federal Credit Union NJ East Orange Va Hospital Federal Credit Union
May 25, 1985 First Alabama Bank of Walker County AL Regions Bank
May 25, 1985 (unnamed) — Regions Bank
May 25, 1985 First Alabama Bank of Hartselle AL Regions Bank
May 24, 1985 Prince Georges General Hospital & Medical Federal Credit Union MD Fedchoice Federal Credit Union
May 24, 1985 Colonial Bank AL Colonial Bank
May 23, 1985 Oxford Savings Association OH Home Savings of America, FSB
May 23, 1985 Central Bank FL Union Planters Bank of Florida
May 23, 1985 (unnamed) — Home Savings of America, FSB

Bank mergers by year

·

Year Merger records
2026 360
2025 433
2024 314
2023 363
2022 432
2021 437
2020 437
2019 547
2018 643
2017 608
2016 655
2015 766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

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