Mergers by Year

Bank Mergers in 1985

The Federal Reserve's National Information Center (NIC) recorded 1,032 merger records involving a bank, credit union or bank holding company in 1985. 401 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 953 in 1984.

401

Banks acquired

NIC, banks as the acquired side

Credit unions merged

NIC, credit unions as the acquired side

104

Holding companies

Bank holding companies merged

1,032

All merger records

1985 in US banking ›

Largest bank mergers of 1985

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective	Acquired bank	State	Assets	Acquirer
Dec 31, 1985	The Citizens and Southern Bank of West Georgia	GA	—	NationsBank, National Association (South)
Dec 31, 1985	The Citizens and Southern Newnan Bank	GA	—	NationsBank, National Association (South)
Dec 31, 1985	Gwinnett Bank & Trust Company	GA	—	First Georgia Bank
Dec 31, 1985	City Bank & Trust Company of Lincoln	NE	—	Havelock Bank
Dec 31, 1985	Bank of Boston Trust Company of Arizona	AZ	—	Chase Trust Company of Arizona
Dec 31, 1985	Manufacturers Hanover, National Association	NY	—	Manufacturers Hanover Trust Company
Dec 31, 1985	The Citizens and Southern Bank of Dublin	GA	—	NationsBank, National Association (South)
Dec 31, 1985	Northern Michigan Bank of Marquette	MI	—	Northern Michigan Bank & Trust
Dec 31, 1985	Western Community Bank, National Association	WA	—	Western Community Bank
Dec 31, 1985	Home Federal Savings and Loan Association of Sioux City	IA	—	Vantus Bank
Dec 31, 1985	Northern Michigan Bank of Kingsford	MI	—	Northern Michigan Bank & Trust
Dec 31, 1985	The Citizens and Southern Bank of Thomaston	GA	—	NationsBank, National Association (South)
Dec 31, 1985	Wellington Colorado Industrial Bank	CO	—	Fort Collins Colorado Industrial Bank
Dec 31, 1985	Georgia State Bank	GA	—	First Union Bank of Augusta
Dec 31, 1985	Western Ohio National Bank & Trust Company	OH	—	Heritage National Bank and Trust Company

Biggest bank failures by assets ›

Every merger recorded in 1985

1,032 NIC merger records in 1985 involve a bank, credit union or bank holding company on at least one side, newest first.

Date	Acquired institution	State	Acquirer
Jun 28, 1985	Quitman Bancshares, Inc.	GA	Ameris Bancorp
Jun 28, 1985	Babbitt Employees Federal Credit Union	AZ	Oneaz Credit Union
Jun 28, 1985	Knoxville Real Estate Credit Union	TN	Y-12 Federal Credit Union
Jun 27, 1985	Century Savings Association of Kansas	KS	Household Bank, F.S.B.
Jun 26, 1985	Am Federal Credit Union	SC	Latitude 32 Federal Credit Union
Jun 26, 1985	Alexian Brothers Employees Federal Credit Union	NJ	Gaf Linden Employees Federal Credit Union
Jun 24, 1985	Alexander City Bank	AL	SouthTrust Bank of Central Alabama
Jun 24, 1985	Union Story Trust & Savings Bank	IA	Firstar Bank Ames
Jun 24, 1985	First National Bank in Tuscumbia	AL	Colonial Bank
Jun 24, 1985	Hispanic American Federal Credit Union	NJ	North Jersey Federal Credit Union
Jun 24, 1985	Alexander City Bancshares, Inc.	AL	Southtrust Corporation
Jun 24, 1985	First Tuscumbia Corporation	AL	The Colonial Bancgroup, Inc.
Jun 23, 1985	South Amboy Memorial Hospital Federal Credit Union	NJ	Raritan Bay Federal Credit Union
Jun 23, 1985	Eagle a Federal Credit Union	NJ	Raritan Bay Federal Credit Union
Jun 22, 1985	Edward Everett Federal Savings Bank	MA	First American Bank for Savings
Jun 22, 1985	(unnamed)	—	Regions Bank
Jun 22, 1985	Fabricon Products Employees Credit Union	MI	Downriver Community Federal Credit Union
Jun 21, 1985	Ball Corporation Carteret Federal Credit Union	NJ	Liberty Savings Federal Credit Union
Jun 20, 1985	Behring Intl Cu	TX	Smart Financial Credit Union
Jun 20, 1985	United Con Can Federal Credit Union	NJ	North Jersey Federal Credit Union
Jun 20, 1985	Savings One Association	OH	Home Savings of America, FSB
Jun 20, 1985	Usco-Alabama Cu	AL	Listerhill Credit Union
Jun 19, 1985	KVMH Federal Credit Union	WV	Members Choice WV Federal Credit Union
Jun 19, 1985	Aviation Federal Credit Union	SC	South Carolina Federal Credit Union
Jun 17, 1985	Boatmen's Bank of Ladue	MO	Boatmen's Bank of St. Louis County
Jun 17, 1985	Boatmen's Bank of Overland	MO	Boatmen's Bank of St. Louis County
Jun 17, 1985	Research Federal Credit Union	NJ	L'Oreal USA Federal Credit Union
Jun 15, 1985	Merchants Bank (North)	PA	Merchants Bank (North)
Jun 15, 1985	First Alabama Bank of Baldwin County, N. A.	AL	Regions Bank
Jun 15, 1985	First Alabama Bank of South Baldwin	AL	Regions Bank
Jun 15, 1985	First Alabama Bank of Conecuh County	AL	Regions Bank
Jun 13, 1985	Tobler Transfer Credit Union	IL	Illinois Valley Credit Union
Jun 13, 1985	Lawco Federal Credit Union	OH	Trupartner Credit Union, Inc.
Jun 12, 1985	LPR Federal Credit Union	MA	Tremont Credit Union
Jun 12, 1985	F B Rogers Silverworkers Federal Credit Union	MA	Taunton Federal Credit Union
Jun 12, 1985	Brinks Employees of Boston Federal Credit Union	MA	Tremont Credit Union
Jun 11, 1985	Investor Savings Bank	OH	Chase Bank of Ohio
Jun 11, 1985	Mentor Savings Bank	OH	Chase Bank of Ohio
Jun 11, 1985	(unnamed)	—	The First Bank of Marietta
Jun 11, 1985	Federated Savings Bank	OH	Chase Bank of Ohio
Jun 11, 1985	Tri-State Savings and Loan Association	OH	Chase Bank of Ohio
Jun 11, 1985	First State Savings and Loan Association	OH	Chase Bank of Ohio
Jun 11, 1985	Retail Store Employees Credit Union	MI	Motor City Co-Op Credit Union
Jun 8, 1985	First Alabama Bank of Talladega County, N.A.	AL	Regions Bank
Jun 8, 1985	First Alabama Bank of Anniston, National Association	AL	Regions Bank
Jun 8, 1985	First Alabama Bank of Gadsden, N. A.	AL	Regions Bank
Jun 8, 1985	Weatherford Employees Federal Credit Union	TX	Credit Human Federal Credit Union
Jun 6, 1985	(unnamed)	—	PNC Bank, Ohio, National Association
Jun 6, 1985	William R. Moore Federal Credit Union	TN	Memphis Municipal Employees Federal Credit Union
Jun 5, 1985	Buckeye Building and Loan Association	OH	Unity Savings Bank

Bank mergers by year

← 1984 · 1986 →

Year	Merger records
2026	360
2025	433
2024	314
2023	363
2022	432
2021	437
2020	437
2019	547
2018	643
2017	608
2016	655
2015	766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

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