Mergers by Year

Bank Mergers in 1985

The Federal Reserve's National Information Center (NIC) recorded 1,032 merger records involving a bank, credit union or bank holding company in 1985. 401 had a bank as the acquired institution. Many acquired parties in this period are not classified as banks, credit unions or holding companies, so the bank count understates the year; the full list is below. NIC recorded 953 in 1984.

401

Banks acquired

NIC, banks as the acquired side

Credit unions merged

NIC, credit unions as the acquired side

104

Holding companies

Bank holding companies merged

1,032

All merger records

1985 in US banking ›

Largest bank mergers of 1985

Ranked by the acquired bank's total assets at its last call report before the effective date.

Effective	Acquired bank	State	Assets	Acquirer
Dec 31, 1985	The Citizens and Southern Bank of West Georgia	GA	—	NationsBank, National Association (South)
Dec 31, 1985	The Citizens and Southern Newnan Bank	GA	—	NationsBank, National Association (South)
Dec 31, 1985	Gwinnett Bank & Trust Company	GA	—	First Georgia Bank
Dec 31, 1985	City Bank & Trust Company of Lincoln	NE	—	Havelock Bank
Dec 31, 1985	Bank of Boston Trust Company of Arizona	AZ	—	Chase Trust Company of Arizona
Dec 31, 1985	Manufacturers Hanover, National Association	NY	—	Manufacturers Hanover Trust Company
Dec 31, 1985	The Citizens and Southern Bank of Dublin	GA	—	NationsBank, National Association (South)
Dec 31, 1985	Northern Michigan Bank of Marquette	MI	—	Northern Michigan Bank & Trust
Dec 31, 1985	Western Community Bank, National Association	WA	—	Western Community Bank
Dec 31, 1985	Home Federal Savings and Loan Association of Sioux City	IA	—	Vantus Bank
Dec 31, 1985	Northern Michigan Bank of Kingsford	MI	—	Northern Michigan Bank & Trust
Dec 31, 1985	The Citizens and Southern Bank of Thomaston	GA	—	NationsBank, National Association (South)
Dec 31, 1985	Wellington Colorado Industrial Bank	CO	—	Fort Collins Colorado Industrial Bank
Dec 31, 1985	Georgia State Bank	GA	—	First Union Bank of Augusta
Dec 31, 1985	Western Ohio National Bank & Trust Company	OH	—	Heritage National Bank and Trust Company

Biggest bank failures by assets ›

Every merger recorded in 1985

1,032 NIC merger records in 1985 involve a bank, credit union or bank holding company on at least one side, newest first.

Date	Acquired institution	State	Acquirer
Jul 1, 1985	Tasc Employees Federal Credit Union	PA	Timberland Federal Credit Union
Jul 1, 1985	Commerce Bank of Fenton, National Association	MO	Commerce Bank, National Association
Jul 1, 1985	Leominster Joint Board Federal Credit Union	MA	All One Credit Union
Jul 1, 1985	Eau Claire Cooperative Oil Credit Union	WI	Royal Credit Union
Jul 1, 1985	Commerce Bank - West, National Association	MO	Commerce Bank, National Association
Jul 1, 1985	Commerce Bank-South, National Association	MO	Commerce Bank, National Association
Jul 1, 1985	National Bank and Trust Company	VA	Jefferson National Bank
Jul 1, 1985	Davy Federal Credit Union	TX	Credit Human Federal Credit Union
Jul 1, 1985	Union FS&LA	LA	First Louisiana Federal Savings Bank, F.A.
Jul 1, 1985	Goudchaux/maison Blanche Cu	LA	Bayou Federal Credit Union
Jul 1, 1985	Colwell Employees Credit Union	MN	Ideal Credit Union
Jul 1, 1985	Merchants & Farmers Bank of Winona	MS	Renasant Bank
Jul 1, 1985	Bank of Milton	WV	The Twentieth Street Bank
Jul 1, 1985	Carolinas M a C Federal Credit Union	NC	Carolina Cooperative Federal Credit Union
Jul 1, 1985	Mbank Greens Parkway, N.A.	TX	MBank Greenspoint, National Association
Jul 1, 1985	FMB-First Michigan Bank-Grand Rapids	MI	FMB-First Michigan Bank
Jul 1, 1985	Commerce Bank of Manchester	MO	Commerce Bank, National Association
Jul 1, 1985	First FSB of Titusville	FL	Meritor SVG F.A.
Jul 1, 1985	Govt Empl Cu	NM	Del Norte Credit Union
Jul 1, 1985	Commerce Bank of Florissant	MO	Commerce Bank, National Association
Jul 1, 1985	Citizens Federal Savings & Loan Association	LA	Peoples Homestead Savings Bank, FSB
Jul 1, 1985	Community Federal Savings and Loan Association	NC	First Southern Savings Bank, S.S.B
Jul 1, 1985	Brownco Federal Credit Union	SD	Consolidated Hub-Co Federal Credit Union
Jul 1, 1985	TX Central Cu	TX	Go Federal Credit Union
Jul 1, 1985	Boilermakers Local #242 Credit Union	WA	Spokane City Credit Union
Jul 1, 1985	City National Bancshares, Inc.	LA	Louisiana Banc One Corporation
Jul 1, 1985	Financial Investments Corporation	IL	Usameribancs, Inc.
Jul 1, 1985	North State Investment Corporation	IL	Usameribancs, Inc.
Jun 30, 1985	Callaghan and Company Employees Federal Credit Union	IL	Oak Trust Credit Union
Jun 30, 1985	Bankshares of Georgia, Inc.	GA	Wachovia Corporation of Georgia
Jun 30, 1985	Union Bottling Empl Cu	TX	SharePlus Bank
Jun 30, 1985	Wien Employees Federal Credit Union	AK	Global Federal Credit Union
Jun 30, 1985	Union Maid Bakery Federal Credit Union	CA	American Federal Credit Union
Jun 30, 1985	The Bank of Macon County	GA	Wachovia Bank of Georgia, National Association
Jun 30, 1985	Sabina Building & Loan Association	OH	The Sabina Bank
Jun 30, 1985	Continental Land Federal Credit Union	CA	Technicolor Federal Credit Union
Jun 30, 1985	Warner Employees Credit Union	IL	Fort Financial Federal Credit Union
Jun 30, 1985	Colshire Federal Credit Union	CA	Bay Federal Credit Union
Jun 30, 1985	S.E.S.A.C. Credit Union	CA	Bay Cities Credit Union
Jun 30, 1985	The First National Bank of Ludlow	KY	The Huntington National Bank of Kentucky
Jun 30, 1985	Diamond Walnut Employees Credit Union	CA	Financial Center Credit Union
Jun 30, 1985	Peninsula Federal Credit Union	WA	Sound Credit Union
Jun 30, 1985	Wyoming County Federal Credit Union	NY	Tonawanda Valley Federal Credit Union
Jun 30, 1985	Mills Memorial Hospital Federal Credit Union	CA	Upward Credit Union
Jun 29, 1985	First State Bank	MS	Metropolitan National Bank
Jun 29, 1985	First State Financial Corporation	MS	Metropolitan Corporation
Jun 29, 1985	Metropolitan National Bank	MS	Metropolitan National Bank
Jun 29, 1985	Bank of Virginia Beach	VA	Dominion Bank of Greater Hampton Roads, National Association
Jun 29, 1985	Port City Fcu	AL	Americas First Federal Credit Union
Jun 28, 1985	Center State Bank	MO	Saints Avenue Bank

Bank mergers by year

← 1984 · 1986 →

Year	Merger records
2026	360
2025	433
2024	314
2023	363
2022	432
2021	437
2020	437
2019	547
2018	643
2017	608
2016	655
2015	766

Source: Federal Reserve National Information Center (NIC) transformations, type "merger". A record counts when a bank, credit union or bank holding company is on at least one side. NIC also logs internal consolidations, such as a subsidiary bank folded into a sister bank, so a record is not always an arm's-length deal. Asset figures come from FFIEC call reports (banks) and NCUA 5300 call reports (credit unions). Credit union mergers appear in the NIC records from 2013 on.

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